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Compared with bank counter channels, non-counter channels such as online banking, mobile banking, **banking, and payment institutions** cannot contact the operator face-to-face, and it is difficult to confirm whether the actual operator of the account is the account holder, so the central bank has taken three measures to block abnormal transactions, which will be implemented from December 1.
The first is to require banks and payment institutions to agree on the payment limit and number of payments with customers in advance. If the limit and number of transactions are exceeded, the bank account transfer shall be handled at the bank counter, but the payment account shall not be handled. The second is to strengthen the security verification method.
In addition to transferring money to the bank account of the person's peers, if the bank handles non-counter transfer business for individuals, and the cumulative amount in a single day exceeds 50,000 yuan, it shall use a safe and reliable payment instruction verification method such as a digital certificate or electronic signature. The third is a reminder of large transactions. If the cumulative non-counter transfer date of the bank account of a unit or individual exceeds 1 million yuan and 300,000 yuan respectively, the bank shall remind the large-value transaction and the unit or individual can only transfer the transaction after confirmation.
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Yue Bao. The transfer-in limit is determined by a combination of factors such as the method of transfer-in and the level of the account.
When transferring funds, if the bank card is different, the limit will be different, and the limit corresponding to the specific bank card will prompt the user on the page of the transfer operation. However, Yu'e Bao is limited to 100 times a day when transferring out, and the arrival time will be different, the transfer to the card within 10,000 can be received in real time, and the transfer out of more than 10,000 can only be received in the ordinary account.
Since May 2017, Yu'e Bao has been limited and limited in purchase for four times, which has affected the growth rate of Tianhong Yu'e Bao. And on the evening of April 9, 2019, Tianhong ** management.
The announcement said that the limit of Yue Bao will be lifted.
This regulation is the fifth time that Tianhong Yue Bao has adjusted the purchase limit in the past two years, and it is also the first time that it has been relaxed. Looking back on the previous four times, first of all, on May 27, 2017, the maximum amount of Tianhong Yue Bao was lowered from 1 million yuan to 250,000 yuan; Then, on August 14, 2017, the maximum amount of Tianhong Yue Bao held by an individual was adjusted to 100,000 yuan;
Subsequently, on December 8, 2017, the single-day subscription quota of Tianhong Yue Bao was adjusted to 20,000 yuan; Finally, on February 1, 2018, Tianhong Yue Bao set up a total daily subscription, that is, from February 1 to March 15, 2018, Tianhong ** adjusted the service rules of Yue Bao and set the total daily subscription amount of Yue Bao, which will be sold from 9 o'clock every day until the purchase is sold out on the same day.
For the reason of "**", Tianhong ** once said in the announcement that since 2017, the scale of Yu'e Bao has grown rapidly, and in order to maintain the steady operation of Yu'e Bao, the upper limit of Yu'e Bao's personal trading account will be adjusted.
Yue Bao is Ant Financial.
Its balance value-added services.
and current fund management service products, which were launched in June 2013. Tianhong is the manager of Yue Bao.
Yu'e Bao is connected to the Yu'e Bao currency of Tianhong**.
It is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. Yu'e Bao remains the largest currency in China**.
Operating Environment: Brand: Apple 12
System version: iOS14
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Summary. Yue Bao is a currency** product, and in order to protect the interests of investors, it imposes a limit on the amount of money transferred. If you need to remove this restriction, you can do so by following these steps:
In"Mine"interface, click"Yue Bao. "Options. 3.In"Yue Bao. "page, click"Roll out"Options.
4.In"Roll out"page, select"Transfer out to a bank card"Options. 5.
In"Transfer out to a bank card"On the page, select the amount you want to transfer out and click it"Confirm the transfer"Button. 6.Wait for the transfer out to be completed, and then you can lift the limit on the transfer amount of Yue Bao.
Please note that before lifting the limit on the amount transferred by Yue Bao, you need to ensure that your Alipay account has been verified with real name and that Yue Bao has been activated. In addition, I also recommend that you carefully read the relevant agreements and announcements of Yue Bao before operating to ensure that your operation complies with relevant laws and regulations.
Yu Yu Bao is a currency ** product, in order to protect the interests of investors, it restricts the transfer of Jin Min collapse. If you need to remove this restriction, you can do so by following these steps:1
3.In"Yue Bao. "page, click"Roll out"Options. 4.
In"Roll out"page, select"Transfer out to a bank card"Options. 5.In"Transfer out to a bank card"On the page, select the amount you want to transfer out and click it"Confirm the transfer"Button.
6.Wait for the judgment to complete the transfer out, and then you can lift the limit on the amount transferred in Yue Bao. Please note that before lifting the limit on the amount of Yu'e Bao transfer, you need to ensure that your Alipay account has been verified with real name and that Yu'e Bao has been activated.
Fellow, I really didn't understand, I can be more specific.
The specific process is as above.
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There is a quota limit. Yu'e Bao real-time transfer spine collapse single-day single-account quota of 10,000 yuan (inclusive), and shared with Yu'e Bao quickly transferred out to bank card service limit, supporting Everbright Bank, Ping An Bank, and China Merchants Bank.
Restrictions on the transfer of Alipay Yue Bao to bank cards:
1. A single user of Chino Tong uses Yue Bao to transfer out to a bank card 100 times a day, and there is no monthly cumulative limit.
2. Limit:
Savings Card Express Bank Card: The amount that can be transferred out will vary depending on the bank, and the specific limit is subject to the display on the page.
Yu'e Bao transfers out a single-day single-account quota of 10,000 yuan (inclusive) in real time, and shares it with Yu'e Bao's quick transfer to bank card service limit, supporting Everbright Bank, Ping An Bank, and China Merchants Bank.
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It can be transferred out at any time.
Is there a limit to the balance transferred out to Alipay?
Computer certificate users: 50,000 yuan for a single transaction, 50,000 yuan for a single day, and 200,000 yuan for a single month; Non-certificate users: 20,000 yuan for a single transaction, 20,000 yuan for a single day, 200,000 yuan for a single month;
Wireless end: 50,000 yuan for a single transaction, 50,000 yuan for a single day, 200,000 yuan for a single month;
Is there a limit on the number of times and the amount of Yue Bao transferred out to a bank card?
One account can be transferred to a bank card up to 3 times a day. The limits are as follows: 1. Transfer out to a savings card quickly
A single daily cumulative of 1 million yuan; 2. Transfer out to an ordinary cash withdrawal card: 150,000 yuan per day for a single transaction; 3. The amount of real-time withdrawal: CITIC (counter contracting:
Up to 10,000 yuan per day; Personal online banking contract: up to 5,000 yuan per day (document certificate) for the number of rooms, 10,000 yuan per day (for the rough movement certificate); Personal online banking users without certificates initiate the contract: up to 200 yuan per day), Everbright (up to 5,000 yuan per day), Ping An (up to 5,000 yuan per day), China Merchants Bank (up to 50,000 yuan per day).
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The funds of Yue Bao can not be transferred out of Hunger at any time, you can transfer them out to the bank card, or you can transfer them out to the account balance.
After 0:00 on October 12, 2016, the funds transferred from the balance cannot be transferred out to the bank card, but can only be transferred out to the account balance. Funds that have been transferred using a bank card before this point in time can continue to be transferred out of the card without charge.
The process of transferring Yue Bao out to the card:
Log in to Alipay on your mobile phone, click [My], select [Yue Bao] and click [Transfer Out].
You can choose to transfer out to a bank card or to the account balance, follow the prompts on the page, and click [Confirm Transfer].
The income of Yue Bao is different every day, and the income calculation formula = (Yu Bao confirmed the amount of 10,000) x the income per 10,000 shares announced by the company on the same day, and the reference link of how to calculate it. >>>More
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The specific amount of Yu'e Bao transfer is subject to the display on the cashier page, if the limit has been exceeded, it is recommended that you change to another way to pay. If you have any questions, you can contact Alipay's official customer service for consultation.
The funds transferred to Yue Bao are guaranteed by Alipay. The user transfers funds to Yu'e Bao is to purchase the corresponding financial products from ** company and other institutions, Yu Yu Bao is composed of Alibaba and Tianhong ** two companies holding investment, of which Tianhong ** is the largest currency ** company in China, the use of currency ** is mainly to invest in treasury bonds, bank deposits and other high security, stable income of the price**. As a kind of product, the theoretical loss exists, but from the perspective of historical data, the income will be relatively stable and the risk is very small. >>>More