How to increase the limit of Quick Loan? How long after repayment can I borrow again?

If the premise of raising the amount is the same as reborrowing, it is very important to ensure that the historical credit history is good.

If the loan on the previous quick loan is not overdue, the platform will automatically raise the amount later. Another way to raise the limit is to submit more detailed information such as credit card, provident fund, social security or **, and the system will raise the limit for you based on these information.

There is no specified time between the two payments of the quick loan, and you can apply for renewal after the previous loan is paid off on time.

Not only that, the system will also re-examine the customer's qualifications according to the borrower's use of funds, personal credit and income, etc., and if the assessment result is not bad, the limit may be increased.

However, if the borrower is overdue, the amount of the quick loan will not be restored after repayment, and the quick loan may be closed by CCB. After the use of credit loan products, it is necessary to maintain a good record of borrowing and repayment, which can not only increase the limit, but also maintain personal credit.

CCB Quick Loan Repayment is not the same as settlement, the specific settlement method is to log in to CCB Mobile Banking, click [My Loan] in the loan column, and then select Settle. Under normal circumstances, the CCB Quick Loan can be restored immediately after the settlement is settled, but if it is too late or there is a system delay, it may be delayed to the next day.

1.After you settle the CCB quick loan line, the credit line will be restored immediately, basically on the same day.

2.In other words, CCB Quick Loan can achieve real-time loan recovery.

3.However, in some special circumstances, the speed of recovery of the quota will be slower after the maturity and settlement of the CCB Quick Loan, and some people may not even be able to recover the quota.

4.These special cases are: system problemsSometimes, the system will have problems, or it is under maintenance, then it may not be possible to recover the quota in real time.

5.However, in this case, the CCB quick loan line will be restored the next day.

6.Financial AssetsCCB Quick Loan has certain requirements for borrowers' financial assets.

7.If the borrower's personal financial assets have changed recently and the borrower does not meet the loan conditions after re-examination, the CCB quick loan line will not be restored after the settlement is settled.

8.If the borrower has applied for a quick loan across branches and the quick loan quota has been occupied, the quota cannot be restored.

9.Through the above content, I believe you have understood how long it will take for the CCB Quick Loan to be restored after it is due and settled.

10.In general, under normal circumstances, the quota of CCB Quick Loan will be restored immediately after maturity and settlement.

Under normal circumstances, the quota of these four types of loans will be restored immediately after the arrears are paid off, and the platform will re-evaluate the user's qualifications after repayment. If the limit has not been restored after repayment, it is recommended that the user consult customer service.

There are three ways to restore the quota of CCB Quick Loan:

1. Quick Loan can apply for installment repayment, and repay according to the bill of each period, and the amount will be restored to the corresponding figure of the repayment amount after repayment;

2. According to CCB's repayment reminder and combined with your own economic situation, return the amount within your repayment ability, and after successful repayment, the quick loan will restore the same amount as your repayment.

3. Users can also repay the arrears of CCB Quick Loan in one lump sum, and the amount of Quick Loan will be fully restored.

As a loan product of CCB, CCB Quick Loan will also be presented on the credit report accordingly, and if the user is overdue, in addition to the credit stain, there will also be the following consequences:

1. Penalty interest will be charged: As long as CCB Quick Loan products are overdue, penalty interest will be charged on the day of overdue. The penalty interest rate is 50% higher than the original loan interest rate.

Second, on the blacklist, if you have been in arrears to CCB and do not repay the money, you will be on the bank's blacklist, and CCB already has a list of dishonest judgment defaulters, and such users are basically people who are on the bank's blacklist.

3. If the overdue days are too long and the circumstances are serious, they will also face the risk of being sued by CCB.

After the quick loan limit is cleared, the limit will usually be restored in real time. Customers need to be patient and re-apply after the quota is released.

If the customer finds that there is no quota when applying for a quick loan, it may be due to the following reasons:

1. If there has been a recent change in the customer's personal financial assets with China Construction Bank, the amount of the customer's quick loan will be judged by the China Construction Bank system in real time each time the customer applies for a quick loan.

2. The customer has applied for a quick loan across the first-level branches, and the quota has been occupied, so there is no quota.