Young people don t want to be tellers, so why don t banks appeal to young people anymore?

In the past, banking was regarded by everyone as a golden job and a face-saving job. If someone's daughter and son work in a bank, it will be very easy to find a partner in the future. But now the bank has "changed its taste", and when I became a teller in the bank, I also became a "salesman".

This has a lot to do with the banking reform, where the work of tellers was boring but relatively comfortable. Facing customers every day and doing a good job in the needs of each customer, although it is a repetitive job, as long as there are no mistakes, it is still worth considering, after all, the salary is good, and there is no need to be exposed to wind and sun.

But now that "one person is in the bank, the whole family is busy", and every bank teller has a huge amount of performance pressure. These pressures force you to start selling and sell products to others, but how good are these products? Then you can only start with family and relatives.

This is why it is said that "the whole family is busy", at the beginning, relatives and friends will help once or twice, but after a long time, everyone is annoyed, even the person who works in the bank is annoyed. These debt debts also need to be repaid!

Think about how hard you worked, got admitted to 985 211, and then went through rounds of exams and screened to enter the bank, is it just to come to the bank as a teller and pull deposits? Once the performance is not completed, then it will directly affect the monthly salary.

If you just take a little less money, it will affect the subsequent promotion, and you may have worked hard in a position for 10 years, and there is no chance of promotion. Because the appraisal at the end of each year is not good-looking, and the reason why the appraisal is not good-looking is because the performance is not completed.

Think about it this way, what is the difference between yourself and an ordinary salesperson? Originally, I was full of enthusiasm when I entered the bank, but after all these years, I feel that I have been worn out of temper. Many people don't want to do this kind of work at a glance and leave.

At present, bank tellers have hard indicators, all of which are related to performance appraisal, and the pressure of promotion is also great. It's boring and hard, and it's always under surveillance, not free.

This is because the work requirements of banks are stricter, the working hours are longer, and there are more rules and regulations. Not so liberal, so no longer appeals to young people.

Because working as a teller in a bank, you will encounter a lot of strange customers every day, and it is very difficult to meet the performance standards in the bank.

Because the salary is not high. Bank tellers work easily and decently, but the pay is not high and it is difficult to get promoted.

The tellers at the front desk of the bank are all young people, because they are more good-looking, quick to respond, and some older tellers have become department leaders. For bank employees, it is indeed difficult for them to be admitted to the bank at the beginning, and it is not once and for all after the examination, they have to keep taking the exam, and they have to take the exam after a long time. The unit will evaluate every employee, so that every bank employee can have better room for development.

When the teller has a better psychological quality, in addition to facing different people every day, there is also pressure to save money. Older people are not good at it, so let's find out!

First, the appearance is higher

The bank teller is the responsibility of the entire bank, and we can see that in addition to the bank, the front desk of the hotel and other industries is young and beautiful. It also represents an entrepreneurial spirit, bank tellers after the age of 35 are relatively rare, and excellent appearance is one of the conditions for being a teller.

Second, the ability to resist pressure is strong and the response is fast enough

They are fluent in the process of making a deposit and are familiar with operating the computer. As the system is constantly being updated, changes need to be made accordingly. Although the older bank employees have experience, they are blind spots to the computer, and they can only do some basic operations, and their adaptability is relatively poor.

Third, the old employees have been promoted

The internal management of the bank are middle-aged and elderly, and they generally patrol the bank, occasionally come to observe how efficient the bank's employees are, and often hold regular meetings. They are also under tremendous pressure, with the tellers at the front desk of the bank like soldiers and the management like soldiers leading each other. Naturally, the more senior ones will not be young, and the tellers are admitted to the bank by virtue of their own skills, and they are slowly promoted from tellers step by step.

In short, on the surface, it seems that the bank job is very comfortable, everyone is glamorous, and the salary is also very good. There are also various welfare subsidies on holidays, but there are many people who resign due to the pressure of savings after being admitted, and all walks of life are sad about each other.

The counter staff is directly responsible for external business and belongs to the storefront of the bank. In order to set a benchmark and a good image, banks will pay more or less attention to factors such as age and appearance when recruiting.

The front desk tellers of the bank are all young people, and the front desk of the bank is the front-line staff of the bank, and the front-line position is the most basic position of the bank, and it is also the most tiring position. If the hand is under pressure,

I think the main reason is that the counter staff is directly responsible for external business, which belongs to the bank's first and middle code façade, so when recruiting, we will pay attention to various factors such as age and appearance; Secondly, the current commercial banks generally require new employees to work in the front line for 1 or 2 years as exercise and learning; Finally, the counter is very heavy and needs to receive a large number of customers, with good efficiency and pressure tolerance.

Because the bank counter position is the most basic, it does not require any technical content, and it is suitable for those young people who have just joined the company.

Because many young people now want a more relaxed job, many young people choose this kind of work.

Because young people respond relatively quickly, and the speed of counter processing is also quite fast, it can ensure the flow of customers in the bank.

Because the pressure of working in a bank counter is very high, and it is also very tiring, and you need to accept a lot of new things, so there are so many young people.

Because this job is more complex and requires technical content, it is more suitable for young people, so the front desk tellers are all young people.

Because young people can communicate better with some people, they are faster and have affinity when operating some things.

There are many customers, and they can't bear it when they are older!

This question is not accurate, the front desk of the bank is mostly old employees, the young employees are mainly concentrated in the city and the **dense flagship**, while the old employees are mainly concentrated in the county and **scarce functionality**. Why is this happening?

To improve the customer experience, the bank also belongs to the industry that opens the door to welcome customers, who wants to do business and wants to receive their own staff is a lively and beautiful young and pure lack of light employees, please a few uncles to come.

Aunts, handsome guys, and beauties, soon the experience came up, and the joy index exploded. But if you come to work and see grandfathers and aunts who can use wrinkles to stop mosquitoes, what kind of experience will you have? The joy index is negative.

The former teller is actually a very labor-intensive profession, and the air mobility in the counter is poor, and the class of the previous day is a great test for people's bodies. A lot of older employees can't stand it.

In addition, old comrades have bad eyes, staring at the computer, they are easy to get dizzy, miss work, and there is no way to put young people on the counter.

In 2021, the six major banks achieved a net profit of one trillion US dollars. From the perspective of a single bank, ICBC is still the bank with the largest profit, with 100 million yuan, followed by the construction of the pants and the establishment of the bank with 100 million yuan.

Agricultural Bank of China 100 million yuan, Bank of China 100 million yuan, the fourth Bank of China 100 million yuan, the fifth Bank of Communications 87.6 billion yuan, the sixth postal bank 100 million yuan.

The six major state-owned banks are so profitable, how about the salaries of employees? In 2021, among the six major state-owned banks, the average annual salary of Bank of Communications will reach 10,000 yuan. The second place is China Construction Bank, with an average annual salary of 10,000 yuan.

The per capita annual salary of several other banks is: 10,000 yuan for the Postal Savings Bank, 10,000 yuan for the Bank of China, 10,000 yuan for the Industrial and Commercial Bank of China, and 10,000 yuan for the Agricultural Bank of China.

It is only to recruit young people Duan Shen, because this job is to eat youth, although this job seems to have been sitting, but the requirements for the body are very high, and middle-aged people will be particularly tired if they sit up straight for a long time, and they will have a herniated waist disc, so this industry only recruits young people.

Yes, it is especially suitable for young people, and there will be filial piety restrictions at this age, and 30-year-old people are definitely not allowed to choose, and the general front desk is a small Lishan manuscript girl within 30.

If you go to the hall directly under the bank branch, basically they are not young.

Admittedly, most tellers are now under the age of 30, but there are still people in their 40-50s. Secondly, are you sure that the older ones are experienced and the younger ones are not familiar with the business? A teller is not a particularly high-tech position.

After staying at the counter for a year, I became basically proficient. After that, staying at the counter for five or even ten years doesn't make much difference. Sometimes it's really not a matter of age when business slows down.

Some businesses are inherently risky, so business processes are naturally more complex. Not everyone comes to the bank for such a simple business as depositing and withdrawing money.

If you encounter one or two more difficult customers, it is entirely possible to run for half an hour or even an hour of business. I once came across a business that had three court judgments to inherit an estate. From 9 a.m. to lunch, the whole journey takes about 4 hours.

Of course, this is a very special case. Very old ones are still on the cabinet burial table, and many of them are slippery. Do you want to see a young and clean teller, or a teller who doesn't get angry and ignores you?

As for where the old teller went. It is true that some of them went to other positions, not necessarily for promotion, but for some back-office positions that customers don't have much contact with.

The internal structure of the bank is complex, and many people outside the position do not have the opportunity to understand it. In addition, there are many people who have left their jobs, and it's not just old employees. Many of the new employees recruited every year change jobs within a year.

I went to be an account manager, maybe a private account manager, or a public account manager. Most of the boys are recruited and will soon be transferred to marketing. Mention it.

The position closest to the teller is promoted to the position of deputy supervisor. Each bank may have a different job title that should refer to the same thing.

To the outside world, it should be understood as a competent teller. It's hard to say what will happen later. Job hopping Resign.

Anyway, I don't understand why many people think that bank jobs are good and iron jobs are good. Every industry has its drawbacks, and only those who have done it know what it really is. The reasons for quitting are varied.

For example, I just heard yesterday that a little girl quit her job and went home to get married. In the future, she missed her family and found her a job as an English teacher. Promotion in another sense.

I went to the branch management office through my own efforts or other means.

Because the teller's job is busy. And the work pressure is also very high, and this kind of work intensity can only be withstood by young people.

First of all, because a young person has more energy than a fierce key, and he will work more efficiently, and he can also understand the meaning of customers.

This is because the front desk of the bank is a very busy position, and many middle-aged and elderly people can't stand this position, so it can only be taken by young people.

I have just worked for a year and a few months, and I am still at the basic lowest level in the bank, with little authority, and the bank's business process is relatively strict and rigorous.

For example, the People's Bank of China has a credit report, which records the information of the customer's credit card application and repayment. Some customers have imperfect credit due to some of their own problems, which affects the current car loan and housing loan.

Customers will be entangled with us for a long time because they want to change their credit, but credit is only an objective data send, which cannot be manually intervened.

There is also the problem of credit card limit, customers often throw a sentence I just want to use money, you have to adjust the limit to 100,000 for me, otherwise I will find the leader to complain about you! 」

For such unreasonable demands, we must abide by various rules and cannot exceed the authority to promise customers. That's when customers take their frustrations out on you.

All kinds of swear words, cursing you for being hit by a car when you go out, scolding you for men and women, and even greeting your eight generations of ancestors ......

At that moment, I pretended to be calm, but my heart was completely broken, and I didn't know what I was working for. In the face of abuse, I still have to smile and treat each other with courtesy, because they are customers!

I think those who can easily scold and cry the rotten people in the clan must be very bitter in real life.

For the first time, I really felt the true face of human nature, cruelly and bloodily before my eyes.

The front desk tellers of banks are all young people, and the front desk tellers of banks are just graduates, can they choose the profession of bank front tellers?

1.In the pink. College graduates may have a promising future as bank employees.

After that, he was able to change the position of customer service manager, be promoted to the person in charge, and be promoted to a small and medium-sized state-owned commercial bank. The position of bank employee is a relatively junior and intermediate position in the bank. Bank tellers contact customers on a daily basis to explain their business problems.

Most of them will be in a bottleneck after a period of time, which will limit their improvement and progress. Now you can change your position to the position of customer service manager. A customer is specialized in serving a certain type of customer, such as a VIP customer.

Being able to do this position will play a very big role in the career development in this area.

2.After that, it will be able to develop some deeper circles. As long as you work hard, you can still become a responsible manager, and you will have the opportunity to accumulate more work experience, or develop trends on a faster work platform.

Therefore, at present, it is necessary to work hard and accumulate more experience, and then you can become a leading cadre and undertake the business accounting of the whole bank. The work is easy, and the benefits are good, the salary level is stable, and the salary is the same. There are also holidays, many benefits, and I can constantly improve myself.

The future is very good.

3.For college graduates, the salary is not easy to be too low when they just graduate and become a bank employee. However, an acceptable salary does not mean that college graduates must choose this job.

From the perspective of career development planning, everyone's professional values, work ability, and values are different, and most bank employees are in a process-oriented and transactional work, and must abide by discipline, be patient and friendly to people, and have a good sense of service. But at the same time, being a bank teller also means that there is not much transformation and innovation in your work. For some young people who want to pursue freedom and change, the life of a bank teller can be dull and boring.

Think about what kind of work you want to work in, and how much you know about the job of a bank employee, so that you can finally make your own choice.