The baby was born in an incubator, what insurance can be bought to reimburse him before

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

It is necessary to consider the income level of each family, the level of expenditure, and the role played by each family member

If you are in the teenage stage (0-20 years old), choose critical illness insurance, medical insurance, and accident insurance

How do I buy insurance for someone under 20 years old? People who are less than 20 years old are in the period of physical and mental growth and development, and it is inevitable that they will get sick during their growth, so they should configure a medical insurance; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is quite a cost-effective choice to configure an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

If you are between the ages of 20 and 30, you should choose critical illness insurance, accident insurance and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, is the stage of family pillar inheritance, at this time the body is young, good spirit, although there is a good physique, at the same time the ability to resist the risk is also insufficient, an accident may cost a house money, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the premium required is not high, a month is dozens of yuan, it can be considered, in line with this age group friends can see the senior sister beforeA trick to teach you to buy reliable insurance for your 20s

You can take a look at this article.

Insurance strategy for those over 30 years old and under 50 years old: It is recommended to purchase critical illness insurance, accident insurance, and medical insurance

What kind of insurance is suitable for people around 30 years old? At this time, buying insurance is more for your family than yourself. Middle-aged people are under the pressure of work and life, and as they get older, the probability of illness is also increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If the breadwinner of the family falls due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

Friends who meet this age group can watch before the senior sisterWhat kind of insurance is suitable for people around 30 years old?

For how to use less money, choose more reliable and better insurance, the key is to choose the right insurance product.

"The baby was born in an incubator, what insurance can be bought to reimburse him before"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Buying Medicare for All can reimburse him for next month's medical expenses.

Don't think about the rest, you can buy a critical illness insurance to protect your baby for the rest of your life.

The cost of the baby incubator has been clarified by medical insurance and cannot be reimbursed. However, some expenses can be reimbursed, such as those set by the price department, and the expenses are reasonable, which can be reimbursed. If you have purchased commercial insurance, the cost of baby incubators in some places can be reimbursed according to the local insurance reimbursement policy.

Generally, after the birth of a baby born early, he needs to live in an incubator for a period of time before returning to his mother. We all know that the cost of an incubator for a day is not cheap, and if the premature baby is born early, the longer it may need to stay in the incubator, the more money will be required. So, are baby incubators reimbursable?

1. The cost of the baby incubator has been clarified by medical insurance and cannot be reimbursed. However, some expenses can be reimbursed, such as those set by the price department, and the expenses are reasonable, which can be reimbursed.

2. The cost of the baby incubator can not be reimbursed by medical insurance, if there is a commercial insurance, the cost of the baby incubator in some places can be reimbursed according to the local insurance reimbursement policy.

3. Medical insurance and commercial insurance are very important in our lives, can not be missing, when the disease comes, if you can carry out insurance, you can solve the problem of expensive medical treatment.

Extended Material: Does the Newborn Health Insurance Card Cover Hospitalization Expenses at Birth?

Newborn birth medical insurance can be reimbursed, you need to settle the hospitalization expenses first, and then go to the social security center to go through the reimbursement procedures after the newborn medical insurance card is completed.

In order to allow more newborns to be treated in a timely manner, the Human Resources and Social Security Bureau stipulates that newborns can be treated first within 3 months of birth, and then apply for medical insurance, and the expenses incurred in the previous hospitalization can also be reimbursed. However, it should be noted that the reimbursement must be the expenses incurred by the newborn due to ** disease during the hospitalization, and if the newborn is not hospitalized due to the disease, the corresponding reimbursement cannot be enjoyed.

Legal basis: Article 28 of the Law of the People's Republic of China on the Protection of Women's Rights and Interests provides that the State develops social insurance, social assistance, social welfare, and medical and health services, and guarantees women's rights and interests in social insurance, social assistance, social welfare, and health care. The State advocates and encourages social welfare activities to help women.

Summary. Yes, it can be reimbursed. The child is just born in an incubator, and the parents have social security medical insurance can be reimbursed according to the medical insurance, and the newborn can be reimbursed for medical insurance within 90 days of birth.

Can the cost of living in an incubator for a child born (parents have social security) be reimbursed?

Yes, it can be reimbursed. The child was born in an incubator, and the parents have social security and medical insurance can be reimbursed according to the medical insurance, and the first quarrel of the new jujube celery can be reimbursed for medical insurance within 90 days of the birth of the child.

The mother has employee insurance, and the father is a rural cooperative medical care, does the woman participate in cooperative medical care? If not, the child's expenses cannot be reimbursed in the case of agricultural cooperatives. There is a policy called "Participating in the Cooperative with the Mother", which refers to the current situation of your child, that is, the newborn born in the same year, and the mother's agricultural cooperative medicine can be used for reimbursement.

But the premise is that he returns that his mother has to participate in NCMS. If the woman does not participate in the NCMS, this policy will apply. The man's doesn't count.

The woman's maternity insurance only reports that the woman is hospitalized for giving birth to a child, and the child may not be reimbursed.

The baby was born in the incubator for more than ten days, and had surgery, the baby's condition should be good, but because the baby has slight esophageal bleeding, mild asphyxia, or need to continue to live in the neonatal department for observation, and so the baby's condition is stable, before the incubator, pay more attention to rest, you can talk about consulting the doctor whether Hanji can be transferred to the trouser hospital.

The cost of the neonatal incubator can be reimbursed by medical insurance.

Newborns can be reimbursed for the cost of incubators if they apply for a medical insurance card, but due to the different reimbursement ratios of different provinces for baby incubators and medication ranges, the amount of reimbursement is also different, you can consult the local hospital or the medical insurance bureau, most provinces of the infant incubator reed liquid reimbursement ratio is more than 60%, some provinces have reached 85%.

However, whether the newborn has its own medical insurance or enjoys medical insurance reimbursement with its parents, it is recommended to complete the reimbursement procedures within three months of the baby's birth.

Generally, if premature infants, especially premature babies with body weight, because all aspects of the organs of the accompanying finch are in an immature state, they generally need to be in an incubator for a period of time after birth. Generally, the time is 7-10 days, and the time may vary depending on the baby's condition. If the baby has a smaller birth weight and a smaller gestational age, he or she may stay for about 15-2 days.

Other Insurances:

In addition to the national medical insurance, some commercial insurance can also reimburse the cost of the baby incubator, but because the reimbursement scope and proportion of each commercial insurance are different, parents who have purchased commercial insurance for their children can directly contact the insurance company for reimbursement.

Under normal circumstances, if the baby has been given neonatal medical insurance, the premature baby can be reimbursed for living in the incubator, and can be reimbursed directly when he is hospitalized, or he can bring the list of expenses when he is discharged, and the discharge summary and other information can also be reimbursed at the medical insurance reimbursement window of the social security center.

Article 28 of the Social Insurance Law.

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses shall be paid from the basic medical insurance in accordance with national regulations.

Article 29.

The part of the medical expenses of the insured persons that should be paid by the medical insurance shall be directly settled by the social insurance agency and the medical institution and the drug business unit.

The social insurance administrative department and the health administrative department shall establish a settlement system for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.