I want to open a store, but I don t have the money, what should I do?

The foundation of venture capital is to make a good plan. The plan should be a careful analysis of yourself and the market. Know what you're fit into.

Organize what social connections you can use. Estimate how the money will work. After understanding the needs of the market and the success or failure of similar startups.

It depends on how well you grasp the profits. The market is balanced by the laws of the market and the regulation and control of the state. The investment is large, the risk is large, and the natural return is also large.

Choose a suitable career according to your situation. is the most critical. Don't know what to invest in?

You can better develop in this industry. 2: Analyze the experience you have and do what you do best.

The identity of an expert will make you handy in many things. 3: Let's take a look at your bankroll!

Tens of thousands of yuan may not be able to make a big investment. On the one hand, you can choose a platform to work and study as a guarantee for your own life. On the other hand, you can try some low-investment industries, such as self-employed, small vendors, and online stores.

Gradually accumulate costs and channels. 4: Here we emphasize the relationship channel, which depends on the accumulation of social life.

One more channel equals one more opportunity. Fortune often depends on relationships. This is not without reason.

5: Appropriate should also consider the business conditions of the region. This is a bit more complicated to say.

In fact, it is also a personal experience. To be a businessman, you need to have a certain sense of business. Whatever area you go to, you can estimate what you will do and it will be easier to gain a foothold.

You can also consult your local investment consulting firm or even the industrial and commercial bureau. They may be able to inspire you.

Loan or borrow. You can also find someone to invest in.

If you have a house or a car, you can go to the bank for a mortgage. Or some small banks will have small loans, as long as there is no bad credit history and stable income**, it should not be difficult to bring a hundred thousand.

Is your hot pot restaurant open? I also want to open a store, but I don't have enough funds, maybe we can cooperate.

In your case, such as CreditEase Pratt & Whitney, you can borrow it, or you can do it from a bank.

If you don't have enough money to open a store, you don't need to be in a hurry, you can choose to go to the bank for a loan.

At present, all localities support individual entrepreneurship, you can pay attention to the relevant policies, and go to the relevant departments to apply for some unsecured loans, that is, credit loans.

Or you can go to a reliable platform to publish the project, find a partner, and share the funds.

At the end of the year, what if you are short of money and can't turn around for a while? The reporter learned from a number of financial institutions yesterday that insurance policies, houses, cars, these assets can be taken out for loans to solve urgent needs.

Insurance policy: You can take out a loan if you have a cash value.

At present, most insurance companies in Nanjing have opened a policy pledge loan business, and if the policyholder needs a loan, he can bring the original policy, receipts and identity documents to the insurance company to go through the procedures.

Only policies with cash value are eligible for loans. According to the person of AIA Life Jiangsu Branch, the insurance that can be pledged for loan is mainly investment life insurance, etc., and the loan amount is determined according to the cash value of the policy (the policy that has incurred premium self-advance and premium waiver cannot be pledged for the policy), and the medical and accident insurance cannot be mortgaged.

According to reports, the term of each loan is generally not more than 6 months. The insurance company will discount the cash value of the policy, which is usually 70%.

Property: Mortgage the house to a pawn shop.

If the citizens are in a hurry to use the money, they can mortgage their houses to pawn shops. According to the person in charge of the Jinling pawnshop, when going through the pawn procedures, citizens should bring real estate certificates, land certificates, ID cards and household registration books. However, citizens now need to obtain the consent of the mortgagee, that is, the bank, when they go to the pawn shop to apply for additional mortgages.

Take a commercial house with a market price of 1.2 million yuan as an example, and the mortgage loan is 700,000 yuan. So far, 150,000 yuan of loans have been repaid, and 550,000 yuan remain. If the citizen pawns the house, he can get a loan of 290,000 yuan (1.2 million 70% 550,000 = 290,000).

However, it must be noted that since pawnshops calculate interest on a monthly basis and the interest fee is very high, the monthly interest required is probably the pawn amount. Therefore, if you take a mortgage loan for a house, you must borrow it quickly and repay it quickly.

Cars: Regular cars are easier to pawn.

Mr. Zhao, a citizen, is in urgent need of money recently, and there is no hope of bank loans, so he plans to drive his "Bora" car into a pawn shop.

Pawning Jetta and Poussan is more cost-effective than pawning BMW, Mercedes-Benz and other good cars! Zhang Hongqiang, general manager of the Golden Sweden Bank, introduced that high-end cars are difficult to sell after the absolute, so they should be discounted by 3 or 4 on the basis of the appraisal price; Jetta and Poussin are generally only 7 8% off on the basis of the appraisal price.

Summary. To start a business, you need to choose the professional direction you know to explore, and it is risky to blindly choose to start a business. At present, you said that you have worked as a chef before, then you can consider starting your own business and opening a small restaurant, and the resources required in the early stage are not much.

Specifically, you can also obtain resources in the following ways:

1. Borrow money to open a store through relatives and friends, and repay the principal and interest later.

2. Obtain resources through bank loans, common bank loans are secured loans, and you need to find a guarantor.

3. I want to work for a period of time, gather a resource by myself, and then use these as start-up resources to start a business.

What should I do if I don't have money to open a store?

To start a business, you need to choose the professional direction you know to explore, and it is risky to blindly choose to start a business. At present, you said that you have worked as a chef before, then you can consider starting your own business and opening a small restaurant, and the resources required in the early stage are not much. Specifically, you can also obtain resources in the following ways:

1. Borrow money to open a store through relatives and friends, and repay the principal and interest later. 2. Obtain resources through bank loans, common bank loans are secured loans, and you need to find a guarantor. 3. I want to work for a period of time, gather a resource by myself, and then use these as start-up resources to start a business.

I want to open a 20 yuan buffet that I want to open, but I don't have any money now, what should I do?

Hello, when you need funds to open a store, most people consider borrowing from relatives and banks

If you want to start a business, you need to consider at least the following aspects:

1. Consider suitable entrepreneurial projects. For example, whether you want to work in the catering industry, clothing industry, Internet industry, education industry or other industries; whether to start a business in the form of franchise or operate independently; Whether it is a business ** or a physical store. At the same time, it is also necessary to consider whether the entrepreneurial project you choose has development prospects and whether it can be profitable.

2. Consider whether you have qualifications. For example, if you want to work in the restaurant industry, do you have the experience and knowledge you need to know?

3. Consider the issue of entrepreneurial capital. Any business is inseparable from start-up capital, and whether you have prepared sufficient funds. In addition, any business has the possibility of failure, and are you prepared for the possibility of losing money?

If you are starting a business and do not have enough working capital, then you can try to apply for a loan. Now there are many credit platforms that help small and micro enterprises to turn over funds, remember to choose a formal platform, such as Du Xiaoman Finance, with a high limit and low interest rate, it is understood that among the credit users of Du Xiaoman Finance, seventy percent are small and micro business owners, and big brands are more at ease. For small and micro enterprise families, on May 21, 2021, Du Xiaoman Finance launched a small and micro activity with the theme of "Home and Wanye Xing", providing 100,000 "Daily Interest + Million Insurance" gift packages.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

The one who opened the store may not have the previous one.

Taste this sentence for yourself, bless.

Let's do some small business and set up a stall or something.

First of all, you have to learn it yourself.

Most people are not suited to business.

I can only help the proprietress move bricks.