What is the social pooling of maternity insurance? Why aren t some areas?

Social co-ordination of maternity insurance refers to the social insurance agency under the Ministry of Labor and Social Security, in accordance with the relevant laws and regulations of the state, to raise maternity insurance within a larger social scope**. In accordance with the "law of large numbers" of social insurance, the risks that occur in a small number of people or units are transferred to the majority of people or units to share through mutual assistance. In this way, it is possible to provide material assistance to female employees who are temporarily unable to work due to childbirth, so as to ensure their basic livelihood, safeguard their legitimate rights and interests, maintain social stability, and at the same time solve the contradiction that the burden of childbirth expenses by various units is unusually light and heavy.

After the establishment of the Ministry of Labor and Social Security in 1998, the social insurance functions of state organs, institutions and other units were transferred to the Ministry of Labor and Social Security. In recent years, especially since the reform of the medical insurance system, there has been a trend towards expanding the coverage of maternity insurance. At present, the units participating in maternity insurance in most areas are state-owned enterprises and collective enterprises, and the issue of participating in the insurance of ** subordinate enterprises and provincial enterprises is in the pipeline.

In some areas, foreign-funded enterprises, as well as urban and neighborhood enterprises and private enterprises participating in local pension insurance, are included in the coverage of maternity insurance. In some areas, self-supporting institutions and institutions with independent accounting have also been included in the overall social planning of maternity insurance.

There is a process of popularization.

Summary. Application process: The employer shall apply to the social insurance agency within 18 months after the employee's childbirth or surgery, and shall fill in the Application Form for Employee's Maternity Benefits and provide the following information:

1. Birth certificate issued by the administrative department for family planning.

2. Original materials such as maternity medical certificates, outpatient medical records, discharge summaries, and family planning surgery records.

3. Baby's birth certificate.

4. The social insurance agency shall, within 15 working days from the date of acceptance of the application, review the materials provided by the employer, and after the review is completed, the maternity insurance fee shall be allocated to the employer where the employee belongs, and the employer shall issue the maternity insurance benefits to the employee in accordance with the items and standards of maternity insurance provided in these Measures.

5. If the employer fails to go through the maternity insurance procedures for the employee in accordance with the regulations, the maternity insurance expenses incurred by the employee shall be paid by the employer in accordance with the maternity insurance treatment items and standards stipulated in these Measures.

Can I apply for maternity insurance if the place of social security is different from the place of insurance?

The inconsistency between the place of social insurance and the place of ownership will not affect your maternity insurance reimbursement, if you interrupt the payment of maternity insurance when you change units during your pregnancy, it will affect your maternity insurance reimbursement difference. Because maternity insurance requires that the payment must be paid in full for more than 12 consecutive months, if it is not continuous, it will definitely not be able to enjoy the benefits of maternity insurance.

Is there a reimbursement application for non-local childbirth?

How to apply.

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Application process: The employer shall apply to the social insurance agency within 18 months after the employee's childbirth or surgery, and shall fill in the "Application Form for Employees' Maternity Benefits" and provide the following information: 1. The birth certificate issued by the Family Planning Administration Department, such as Fumen.

2. Original materials such as maternity medical certificates, outpatient medical records, discharge summaries, and family planning surgery records. 3. Baby's birth certificate. 4. The social insurance agency shall, within 15 working days from the date of acceptance of the application, review the materials provided by the employer, and after the review is completed, the maternity insurance expenses shall be allocated to the employer where the employee belongs, and the employer shall issue the maternity insurance benefits to the employee in accordance with the items and standards of maternity insurance provided for in these Measures.

5. If the employer fails to go through the maternity insurance procedures for the employee in accordance with the regulations, the maternity insurance expenses incurred by the employee shall be paid by the employer in accordance with the maternity insurance treatment items and standards stipulated in these Measures.

Information required for reimbursement of maternity insurance in other places: 1. ID card and photocopy of the applicant; 2. Apply on behalf of the applicant, submit the ID card and power of attorney of the applicant and the ID card and copy of the entrusted person; 3. Marriage certificate and photocopy; 4. Outpatient ruler vertical medical records, prescriptions, examination reports, expense lists, medical expense receipts, etc.; 5. Family planning surgery certificate issued by the agreement mausoleum service agency; 6. Those who carry out reversal surgery must issue a reproduction service certificate issued by the population and family planning administrative department of the district and county (autonomous county or city).

Social security paid in different places is not eligible for maternity insurance. We have to make one thing clear, that is, social security is just a general term, the full name of social security is social insurance called this insurance, social security is not only an insurance, it includes a lot of insurance, such as endowment insurance, medical insurance, maternity insurance, unemployment insurance and work-related injury insurance, etc., each kind of insurance has its own responsibility for the category, and maternity insurance can only be paid in the company, if it is their own social security, it is not possible to enjoy and Ming maternity insurance.