What should I pay attention to when buying apartments and shops?

At present, buying shops for rent has become the first choice for many investors. Compared with residential buildings, buying a shop has its own peculiarities, and there are many problems that need to be paid attention to in the process of buying a shop.

Before buying a store, you should pay attention to the following questions:

1. Housing ownership.

You should check with the real estate transaction center in the district where the house is located about the ownership status of the purchased house, including whether it is mortgaged, whether it is subject to judicial restrictions, etc.

2. The issue of neighboring rights.

The overall planning of the entire property should be understood, and the ventilation, lighting, passage and architectural layout of the property should be clarified, so as to avoid unnecessary disputes caused by the operation of the shop in the future.

3. Loan risk.

The loan amount of the shop is low and the term is short, and 60% of the loan term is generally less than 10 years. Banks are also more stringent in vetting commercial borrowers than residential borrowers, so investors should take into account the pressures they face when the loan is not realized.

4. Review developers and sellers.

Check whether the developer and seller have all the licenses from land development to real estate sales, and check whether there is any mortgage behavior, so as not to be unable to apply for the property certificate in the future.

Attention should be paid to signing a contract for the sale and purchase of shops.

5. Housing use.

When signing the contract, the buyer should understand that the use of the purchased house is indeed commercial and indicate it in the contract.

6. Common apportionment area.

Choose the method of pricing according to the usable area, and clearly stipulate the size of the shared area and the ownership of property rights in the contract, and determine the planning and design of the common parts. At the same time, let the developer agree in the purchase contract that the shared area of the shop is too large or too small.

7. Chartering commitment.

Many developers take the form of non-written commitments for charter commitments, which should be implemented into specific contract terms when signing a shop purchase contract. In addition, the late delivery of the shop directly affects the performance of the charter agreement, and the delivery period should be strictly stipulated when signing the shop sales contract, and it is agreed that once the delivery is overdue, the developer shall bear the rent loss of the buyer in addition to the liquidated damages for the delay in delivery.

8. Property management.

Many disputes between buyers and developers are concentrated in the property management of shops, which is also a link that buyers tend to ignore when buying shops. Therefore, when buying a shop, do not sign a property management contract with the developer lightly.

9. Pay attention to the delivery conditions of the shop.

The real estate conditions of commercial properties are very important for investors to attract investment and for the future operation of operators. When signing the shop contract, it should be specially agreed on the plane layout, floor load-bearing, parking space, fire protection, advertising space, passenger and freight elevators, entrances and exits, permeability, display surface, column spacing, floor height and supporting facilities, etc., and pay special attention to acceptance when handing over the house.

Registration fee: 300 yuan per set, paid by the applicant (either party to the buyer);

Contract stamp duty: the buyer and the seller pay according to the house price;

Transaction fee: paid according to the transaction price, paid by the buyer;

Deed tax: 3% of the house price, paid by the buyer;

Business tax and surcharge: the seller pays the difference between the sale and purchase;

Pay attention to property rights and community facilities.

Compared with residential buildings, condominium products are more dependent on location, so location is obviously the most important prerequisite for investors to consider.

1.Wangdi is preferred.

People who can afford to rent a business apartment will pay more attention to the supporting facilities and transportation around the apartment, such as whether it is close to the bus station, whether there are convenience stores, supermarkets, abundant restaurants and shopping malls nearby, etc. At present, most of the apartment projects with the highest return on investment are concentrated in the city center. Although it will be relatively high, it is expected that the rent will also be high.

2.Look at property management and developers.

Since buying an apartment is basically a long-term investment, the strength of the developer and the management level of the property service company will also be the key to determining the rental value.

Since the management fee and utility bill are much higher than those of ordinary houses, and this part of the cost is often amortized into the rent of tenants, that is, the rent per square meter of apartments is bound to be higher than that of nearby residences compared to houses in the same area. For tenants, if they can't provide intimate property management services, a good security environment and advanced supporting equipment, why not choose a residential community. This is also the reason why many powerful investors will choose high-end serviced apartments.

3.It is best to have furniture and appliances.

On the one hand, the reason why investors buy apartment-type products is because such products have basic decoration, and they don't have to bother too much about decoration. If the decoration of the apartment is carefully created by the designer, and the furniture and appliances are complete, it is more conducive to attracting high-end tenants.

4.Look at the prospects for regional planning.

Some apartment products located in the future business district will be relatively cheap due to the immaturity of supporting transportation and industry. However, before buying, you must first study the regional planning, such as industrial support, transportation, whether there are enough high-end rental groups, etc.

5.I don't pay much attention to the orientation of the floor.

If you have limited funds, should you choose a good orientation and a high floor, or buy a poor orientation and a low floor unit? According to the survey, apartment tenants are not very sensitive to the orientation of the floor, although the rent of a good apartment type and orientation will be higher than that of a bad one, but the difference is not large. In the case of limited funds, it is better to choose a cheaper product, and the rate of return may be higher.

In addition, high-end business travelers don't care too much about the size of the room. As a result, large houses tend to be lower than studios in terms of rent per square meter, so smaller apartments tend to be more sought-after.

6.Most of them don't solve school district problems.

In addition, investors are reminded that the land tenure of apartments of a commercial nature is mostly 40 to 50 years, and it is not possible to deal with settlement and school district issues. Commercial apartments have much higher property management fees and utility bills than ordinary houses, and most apartments cannot use gas for cooking, but only electrical appliances. You can only apply for a commercial loan of 50% at most, and the loan term should generally be less than 10 years.

Buying a shop has far more comparative advantages than buying luxury goods such as **. Compared with investing in ** jewelry, a public can identify the quality of the property when buying a shop and apartment, and it is difficult to distinguish the real from the fake when buying**.

Investing in shops can enjoy the benefits of their assets, and their daily life and work will not be affected.

1. No depreciation: The house will depreciate and depreciate after living in 5 10. The shops are often the older the more valuable, and the shops pay attention to the location, popularity, and the embodiment of the return value, so the old is not a problem, just prosperous.

2. No decoration: Residences generally have to be renovated once every 2 to 3 years. Shops are generally renovated by tenants, and the decoration is left undamaged when the contract is terminated.

3. Don't worry about rent: As long as the shop has commercial value, you won't worry about rent, and at the same time, it will not affect the tenants, which is very easy and convenient. And don't worry about furniture and appliances, it's better to have nothing.

4. High return on investment: the shop is bought as an investment to make money, unlike the residence, many factors will be considered, as long as the location is good, the business atmosphere of the shop will definitely have a return, the shop is a steady profit and no loss of business.

Because shops are not easily affected by the market, even when the real estate market is not good, shops still have food, because people's lives are inseparable from "clothing, food, housing, and transportation", and shops play a role in life where people need items.

Have 1 million investment shops in hand? Residence or apartment?

It depends on everyone's preference.

Investing in apartments or shops, which is better, let's take a look at what is an apartment, and what is a shop.

Condominium: A public apartment, which is a form of residential real estate in commercial real estate investment. Each floor has a number of rooms, common corridors, toilets, and bathrooms that can be rented out for office and residence.

The appearance is generally decent, divided into staff apartments and commercial apartments, commercial apartments can be used for their own use and convenient for external leasing, the size of the space is appropriate, the layout is compact, economical and practical, equivalent to school dormitories, rental apartments, also refers to hotels or villas, more economical and practical.

A shop is a real estate that is specially used for commercial activities, and is a place where operators provide goods transactions, services and experiences to consumers. In a broad sense, the concept of shops includes not only retail business, but also real estate used in entertainment, catering, and tourism, profit-making exhibition halls, sports venues, and bathrooms, as well as banks, ** and other commercial business trading places with the physical existence of buildings.

It can be seen from the definition that the difference between apartments and shops is quite big, the area of apartments is small, and the rental customers are generally individuals, or hotels, dormitories, etc., shops are mainly rented to people who do business, as long as it is a legitimate business, they can be rented. So which is better to invest in? Each has its own advantages and disadvantages, the rent of the apartment is generally lower than the shop, and the investment cost is a little lower than the shop, so the income may not be as high as the shop, but the shop is also risky, now the business is so difficult to do, plus the impact of e-commerce, there is no need to rent a shop, which leads to a large number of shops idle.

So now the risk of investing in shops is still very large, although the apartment is small, but can be rented to a hotel, or personal accommodation, people can not do business, but can not not stay, although the income is a little smaller, but there is a guarantee, at least will not be idle for a long time.

Of course, the most important thing is to look at the location, if it is a ** shop, then there is no need to think about it, just spend money on investment!

There is a difference in the rate of return between shop and apartment investment.

The location of the investment apartment and shop is particularly important, you must keep your eyes open, take the apartment as an example, generally speaking, the people who buy or rent the apartment are young people. If the location is not good and the transportation is not convenient, there will be no very large customer group, and there will be no demand without customer groups, and it will be smashed into your own hands after you buy it.

If the developer has preferential forms such as chartering, it can reduce costs when investing, and the ability to realize the shops in a good location is relatively strong, and there will be no loss when selling in the later stage. As for how to choose a good store, a simple tip is to see if there are "big money" in the vicinity, that is, famous chain stores and strong brands, such as "Starbucks" or something. In addition, there are other ways, mainly depending on the direction of urban policies.

Apartment investment, on the one hand, can solve the problem of not having the right to buy a house in the short term, on the other hand, there is also the income from the later rent, the general apartment is closer to the office crowd The investment value is the largest, and the apartment close to the office building and commercial complex will be more stable when renting and selling. However, it is not too convenient to sell later than the apartment. Most people subconsciously choose a 70-year-old apartment, and it will be embarrassing to have a relatively high tax when buying and selling second-hand commercial apartments.

Therefore, when choosing an apartment, you should still take into account the surrounding environment and the possibility of making a move in the future.

The location of the investment apartment and shop is particularly important, you must keep your eyes open, take the apartment as an example, generally speaking, the people who buy or rent the apartment are young people. If the location is not good and the transportation is not convenient, there will be no very large customer group, and there will be no demand without customer groups, and it will be smashed into your own hands after you buy it.

Surrounding facilities. When buying a shop, the surrounding facilities are also very important. Where there is a market, there is demand. If the vacancy rate in the surrounding area is relatively high or the shops next to it are spray painted, barbecue restaurants and the like, it will pull down the rent of the shops in the entire area.

Therefore, when investing in shops, it is not only necessary to understand the shops to invest in, but also to understand the surrounding facilities, and what kind of business are around? In this way, there can be a good way out.

High cost of changing hands.

Whether it is investing in a shop or an apartment, there is a problem that must be considered, that is, if you want to change hands after buying, the cost is very high. Although it is a net price as a seller, the buyer will also consider the cost of buying a house, and if the fee is too high, it will have a certain impact on the house price. Because the tax points of shops and apartments are relatively high, ranging from hundreds of thousands to hundreds of thousands, taxes and fees should also be taken into account when transferring.

Not recommended. Although the apartment shop will return your rent, it is actually the developer who has transferred the business risk to you who bought the shop. If there is no profit, the developer has no money for you.

Have 1 million investment shops in hand? Residence or apartment?

Summary. There is no legal prohibition for shop owners! As long as the fire and other safety measures are qualified, there is nothing wrong with the occupants!

Hello. Hello! <>

Dear, glad to answer for you! <>

The merchant Wang Tuanpu under the apartment house can live in people. The law does not prohibit the shops from living in people, so the shops can live in the tombs. Shop residents need to comply with the regulations, and the places where raw and orange production, storage, and operation of flammable and explosive dangerous goods are not allowed to be set up in the same building as the place of residence, and a safe distance should be kept from the place of residence.

I would like to ask if I can live on the first floor of the shop.

There is no legal prohibition for shop owners! As long as the fire and other safety measures are qualified, there is nothing wrong with the occupants!

Okay thank you. Dear, Sun Xiao is welcome! However, you must pay attention to safety when living in shops!

Because the environment of the shop does not meet the living conditions, there are potential safety hazards in the living code. However, there is no specific legal requirement for shop occupants, so many shops are divided into two floors through partitions, with the upper floor occupying people and the lower floor being molded down to do business. Although it can live in people, there are still hidden dangers!