There is no point deduction for illegal parking, will the compulsory traffic insurance go up?

Updated on Car 2024-03-27
19 answers
  1. Anonymous users2024-02-07

    Illegal parking will not affect the compulsory traffic insurance for the next year. The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

    Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

    The compulsory traffic insurance rate implements a double-linked mechanism according to the vehicle historical record, and all vehicles that have a record of accident or drunk driving illegal driving behavior are recorded. The compulsory insurance rate will increase in the next year, and the vehicle with a good record will enjoy a discounted rate when the policy is renewed in the next year.

    Compulsory traffic insurance is a kind of car insurance that the state mandates to purchase, and all motor vehicles must purchase compulsory traffic insurance before they can drive on the road.

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  2. Anonymous users2024-02-06

    No, the premium will only be raised after you have a traffic accident and report to the insurance company.

  3. Anonymous users2024-02-05

    Illegal parking. Compulsory traffic insurance will not rise. According to the regulations, if there is no responsibility for road traffic accidents in the previous year.

    Compulsory traffic insurance will be reduced by 10%; It didn't happen for two years in a row, a decrease of 20%; It has not happened for more than three consecutive years, a decrease of 30%. In the previous year, there was a traffic accident on the responsible road that did not involve death, and the compulsory traffic insurance did not rise; If it occurs two or more times, the compulsory traffic insurance**10%; In the event of a responsible road traffic accident, it will rise by 30%.

    Extended information: The full name of compulsory traffic insurance is "compulsory liability insurance for motor vehicle traffic accidents", which is a compulsory liability insurance for the personal injury and property damage of the victims (excluding vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

    Traffic insurance is the first compulsory insurance system implemented by national law in China. The premium is subject to the national unified fee standard and national regulations. But compulsory insurance.

    ** varies from model to model, and the main influencing factor is the "number of car seats".

    Since September 19, 2020, the "Guiding Opinions on the Comprehensive Reform of Automobile Insurance" has been officially implemented, and the total liability limit of compulsory traffic insurance has been increased from 10,000 yuan to 200,000 yuan.

    Coverage: with commercial insurance.

    Compared with the more than 20 exemption clauses, the exemption clauses of compulsory traffic insurance are "losses caused by the victim's intentional acts", "loss of the insured's own property", and "relevant arbitration and litigation costs".

    use" and part of the indirect losses caused by the accident, the coverage is much larger. And no matter what kind of liability the insured vehicle bears in the accident, the compulsory traffic insurance will compensate within the liability limit, and there is no deductible.

    or deductible. Compensation procedure: In the event of a road traffic accident involving a third party** or property damage, the insured should first contact 120 emergency ** (if there is a person**), dial the 122 traffic police number and call the insurance company's customer service** to report the case, cooperate with the insurance company to investigate the scene, and ask the insurance company to pay or advance the rescue expenses according to the situation.

    The insurance company shall, within one day from the date of receipt of the compensation application, inform in writing of the certificates and materials related to the compensation that need to be provided; Within 5 days from the date of receipt of the certificate and materials, verify whether it is an insurance liability and notify the insured of the result. If it is not an insurance liability, the reasons shall be explained in writing. In the event of insurance liability, the insured shall pay the insurance premium within 10 days after reaching an agreement with the insured on compensation insurance premiums.

    Scope of exemption and non-compensation: According to the relevant laws and regulations of China, personal injury and property damage in traffic accidents caused by the victim's intentional behavior, such as suicide, self-harm, porcelain collision, etc.; the insured of the insured vehicle as specified in paragraph 3 of the Compulsory Traffic Insurance Regulations; Arbitration or litigation costs related to the accident of the traffic code brother; Consequential losses, e.g. if the value of the vehicle is reduced due to a collision, in which case the insurance company is not liable for compensation within the limits of the insurance liability for the payment of compulsory insurance.

  4. Anonymous users2024-02-04

    Rates of compulsory liability insurance are floating:

    If there is no traffic accident in the previous year, a copy of the policy of the previous year --- 10% discount

    If there is no traffic accident in the first two years, a copy of the policy of the previous year (10% discount confirmed in the previous year) - 20% discount

    If there is no traffic accident in the first three years, a copy of the policy of the previous year will be provided (the discount of 20% confirmed in the previous year) - 30% discount

    First insured or one traffic accident (no fatalities) in the previous year - base premium.

    In the event of 2 or more traffic accidents (no fatalities) in the previous year, an additional 10% will be charged

    In the event of a traffic fatality in the previous year--- 30% of the fee will be added

  5. Anonymous users2024-02-03

    Compulsory parking insurance will not rise, but due to traffic accidents caused by illegal parking, there is a problem of compensation, and the claim with compulsory traffic insurance will rise in the second year.

    If there is no accident, the insurance will not go up.

  6. Anonymous users2024-02-02

    If there is illegal parking, such a traffic violation compulsory insurance will not rise, but if there are other serious traffic violations, or if there is a major traffic accident, it is a different matter.

  7. Anonymous users2024-02-01

    Illegal parking has nothing to do with the rise of compulsory traffic insurance, only the occurrence of traffic accidents that require repair compensation, and the insurance procedure is initiated, will affect the rise of compulsory traffic insurance. Parking violations only require the payment of fines.

  8. Anonymous users2024-01-31

    If no points are deducted for illegal parking, the compulsory traffic insurance will not rise. If the points are deducted, the compulsory traffic insurance will definitely rise, and there is no need to go out of danger.

  9. Anonymous users2024-01-30

    This one definitely won't, there is no direct relationship between the two. Only when the insurance payout occurs, the insurance premium will increase in the next year.

  10. Anonymous users2024-01-29

    Illegal parking will be fined, no points will be deducted, the vehicle does not have accident insurance, and the compulsory traffic insurance will not float.

  11. Anonymous users2024-01-28

    This is definitely not the case, it is said that the violation will be related to the insurance, but there is no obvious impact.

  12. Anonymous users2024-01-27

    Traffic violations have nothing to do with insurance increases.

  13. Anonymous users2024-01-26

    Summary. Dear, hello, if the car is deducted without compulsory insurance, 1 point can be deducted from the driver's license, and a fine of 2 times the premium of the compulsory insurance can be imposed; Impound the motor vehicle until the violation is eliminated.

    Dear, hello, if the car is deducted without compulsory insurance, 1 point can be deducted from the driver's license, and a fine of 2 times the premium of the compulsory insurance can be imposed; Impound the motor vehicle until the violation is eliminated.

    The car is parked.

    Hello dear, if the car is parked and is not captured, and no law enforcement officers find it, there is no need to deduct points.

    What about being found? What if the car is found in the parking state?

    Hello dear, 1 point will be deducted, a fine of 200 yuan and the motor vehicle will be impounded, and the owner will need to pay a fine of twice the insurance premium to redeem the vehicle.

    Dear, hello, this is the law of traffic: 1. Vehicles that have not been insured with compulsory traffic insurance shall be detained by the traffic police to the insured in accordance with the regulations, and shall be fined twice the insurance premium that should be paid in accordance with the provisions of the minimum liability limit; 2. Vehicles that fail to provide compulsory traffic insurance certificates will not pass the inspection when they undergo safety technical inspection (annual examination); 3. For motor vehicles that have not paid compulsory traffic insurance on the road, the traffic police will deduct 1 point, fine 200 yuan and detain the motor vehicle, and the owner needs to pay a fine of twice the insurance premium to redeem the vehicle; 4. In the event of a traffic accident, all the losses and compensation of the owner of the motor vehicle on the road without compulsory traffic insurance need to be borne by the owner.

    Kiss, is it clear, what's the problem?

    Dear, compulsory insurance is good for yourself and others, I hope I can help you, if you are satisfied with my service, please give a thumbs up, I wish you all the best!

  14. Anonymous users2024-01-25

    It's easy to buy a car, but do you know about what happens after buying a car? There is one important thing that needs to be solved urgently after buying a car, and that is to buy insurance. To buy insurance, you must pay compulsory insurance, and there may be very little knowledge about compulsory insurance, and some people only know that sometimes premiums will rise, so what does this have to do with it?

    Is there anything to do with illegal parking? <>

    China's land area is very large, but in some cities, with the increasing number of cars, where to park is really not easy to solve. The road is so wide, and the parking spaces are planned, how to park may be the most worrying problem for everyone every day. Sometimes we find a good place, but because it is not the specified location, it is pasted with an illegal parking slip, and we have to pay a fine, which is a normal thing, so will our strong insurance rise after that?

    The answer, of course, is no. <>

    Illegal parking is actually just a violation, and it has nothing to do with our insurance, we only need to pay a fine, and even the points will not be deducted. However, it is not excluded that there will be some unexpected situations, such as if you have some accidents in illegal parking and need to take insurance, then the strong insurance will definitely rise, as long as it is linked to the insurance, then the premium of the strong insurance will also change. Of all the violations, parking violations are probably the most common, and if you drive a lot but never get a sticker, congratulations, you're a lucky guy and a real veteran driver because you've accomplished an almost impossible feat.

    After everyone is posted, don't worry too much, it has nothing to do with our strong insurance. <>

    In fact, it is really not common for the premium of strong insurance to rise, because many people choose commercial insurance when they apply for insurance, and for strong insurance, the number of times they are calculated separately. When you encounter some things, you can calculate how to apply for insurance more appropriately, which is also a smart approach.

  15. Anonymous users2024-01-24

    Generally, the compulsory traffic insurance has nothing to do with illegal parking, but the violation must be cleaned up before the compulsory traffic insurance.

  16. Anonymous users2024-01-23

    It is related, if everyone often violates the parking regulations, it will also lead to an increase in the purchasing power of this compulsory traffic insurance, and it will also drive the rise of the compulsory traffic insurance.

  17. Anonymous users2024-01-22

    The amount of compulsory traffic insurance has nothing to do with illegal parking, but it is related to whether you have an accident in the previous year, it is recommended that you negotiate and communicate with the insurance company, if it rises, you can choose other insurance companies.

  18. Anonymous users2024-01-21

    Summary. If the car is deducted without compulsory insurance, 1 point can be deducted from the driver's license.

    1. Basis for punishment. Item (4) of the fifth point (4) of the demerit score value of road traffic safety violations in Annex 2 of the "Regulations on the Application and Use of Motor Vehicle Driving Licenses": The motor vehicle driving on the road is not placed with the inspection mark and insurance mark, and the driving license and motor vehicle driving license are not carried with the vehicle.

    2. Demerit score: 1 point.

    3. Other penalties: a fine of 2 times the premium of compulsory traffic insurance can be imposed; Impound the motor vehicle until the violation is eliminated.

    How to deduct points if the vehicle is parked on the side of the road without compulsory traffic insurance?

    According to the provisions of the Regulations on Compulsory Traffic Insurance, the owner or manager of a motor vehicle driving on the road within the territory of the People's Republic of China shall take out compulsory traffic insurance, and if the owner or manager of a motor vehicle fails to take out compulsory traffic insurance in accordance with the regulations, the traffic management department of the public security organ has the right to detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.

    If the car is deducted without compulsory insurance, 1 point can be deducted from the driver's license. 1. Basis for punishment. Annex 2 of the Regulations on the Application and Use of Motor Vehicle Driving Licenses for Road Traffic Safety Violations Demerit Points 5 Point (4):

    The motor vehicle driving on the road does not place the inspection mark or insurance mark, and does not carry the driving license or motor vehicle driver's license with the vehicle. 2. Demerit score: 1 point.

    3. Other penalties: a fine of 2 times the premium of compulsory traffic insurance can be imposed; Impound the motor vehicle until the violation is eliminated.

    Hope it helps.

    I was not in the car, but the traffic police did not hold the car and put a ticket in the car, will the fine be doubled without compulsory insurance?

    Hurry up and hand it in.

    Generally, not. Just paid the insurance, huh.

    It means that the traffic police tow will be punished for compulsory traffic insurance?

    They didn't check.

    You've escaped.

    Good thing you're not here.

    Just posted a ticket.

    Be lucky. Yes.

    Ok thanks.

    It's okay, I hope it helps.

    Penalty 15o at 12123, should be seen.

    It's okay, it's okay.

  19. Anonymous users2024-01-20

    Summary. 1.For motor vehicles that have not paid compulsory traffic insurance on the road, the traffic police will deduct 1 point, fine 200 yuan and detain the motor vehicle, and the owner needs to pay a fine of twice the insurance premium to redeem the vehicle;

    1.If the motor vehicle is not paid and the traffic insurance is on the road, the traffic police will deduct 1 point, fine 200 yuan and detain the motor vehicle, and the owner needs to pay twice the fine of the insurance premium to redeem the vehicle;

    2.Vehicles that fail to provide compulsory traffic insurance certificates will not pass the inspection when they undergo safety technical inspection (annual examination);

    3. For motor vehicles that are not on the road without compulsory traffic insurance, the traffic police will deduct 1 point, fine 200 yuan and detain the motor vehicle, and the owner needs to pay twice the fine of the insurance premium to redeem the vehicle; 4. If a motor vehicle is driving on the road without compulsory traffic insurance, once a traffic accident occurs, the owner needs to bear all the losses and compensation.

    Kiss, if you can, you can give Xiao Tao a thumbs up Thanks, I wish you a happy life, goodbye

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