Hello! Is Ping An Fortune Elite Children s Insurance worth buying? I ve been buying it for a year an

Worth. 1. Ping An Fortune Elite Children's Insurance is a children's insurance company produced by Ping An Insurance Company of China, which consists of Ping An Fortune Elite Insurance, Ping An Additional Worry-free Waiver of Insurance Premium, Ping An Accidental Injury Medical Insurance (A), and Ping An Additional Accidental Injury Medical Insurance (B).

2. Issue age: 0 years old (28 days old and discharged from the hospital in good health) 10 years old.

3. Insurance period: the policy anniversary date of 25 years old on the effective date of the contract.

4. Payment period: 8 years.

5. Payment method: annual payment and monthly payment (the policy can be loaned).

6. Insurance amount: 30,000, 50,000, 100,000, 200,000, 300,000.

7. Cooling-off period: 10 days. During this period, you may terminate this contract and we will refund you all the premiums you have paid without interest.

8. Policy delivery: The policy will be delivered to you by the courier company, and the payment method can be used by credit card, online banking, fast money and other payment methods.

This insurance is a return of serious illness insurance, the cost is very cheap, the insurance is very complete, why refund, now the child is too sick, and the medical treatment is expensive, so you should save a pocket money for the child.

I have held the policy for 1 year, and there will be a loss when I surrender the policy (that is, I can only get back less than 10,000 yuan, which may be less) but. Every policy is like a net, the risk is a face, and I hope you can accept this policy in the child.

and at the age of 25 will return some money.

At these times, the child is indeed going to school, and someone needs to pay for the tuition, and at the other time, it is certain that the money will be returned to the child.

It's a question of whether more or less is enough.

I bought this for my baby, and 30% of the liquidated damages will be deducted when surrendered

Many insurance companies have children's insurance products, and different insurance products have different protections. As one of China's largest insurance companies, Ping An's Hongyunying is the preferred product for many parents. So, is it good or not, and is it a trap?

Ping An Hongyun Elite Children's Education Fund Protection Plan (Participating Type) has both accident insurance and financial insurance, both of which are participating insurance, giving parents double care and providing multiple financial protection such as accident, education, entrepreneurship, and marriage for their children's growth and future, so that parents can have no worries. In addition to what kind of protection can be provided for children, what kind of investment expected annualized expected return can be obtained is probably the topic that every parent is most concerned about. Taking 50,000 yuan as an example, you can get about 3 times the profit at maturity, that is, the expected annualized expected income of about 160,000 yuan.

Assuming that the family can invest a higher amount, such as $130,000, it may receive an expected annualized return of up to $350,000, which is much higher than the interest rate that can be obtained by depositing the money in the bank.

In addition, adults are the best insurance for children, don't ignore the protection of adults themselves, especially the economic pillar of the family can be bought first, for example, accident insurance, term life insurance, low premium and high protection, these are more meaningful than simply buying education funds with a trivial premium waiver.

Summary. It consists of Ping An Fortune Talent, Ping An Supplementary Waiver of Premium Accident Insurance, Ping An Additional Accidental Injury Medical Insurance (A), and Ping An Supplementary Accidental Injury Medical Insurance (B).

Hello, it is a pleasure to serve you, Ping An Hongyun Elite Children's Insurance Participating Type is a children's insurance product produced by Ping An Insurance Company of China.

It is composed of Ping An Fortune Elite Insurance, Ping An Additional Worry-Free Waiver Insurance Accident Injury Insurance, Ping An Additional Accidental Injury Medical Insurance (A), and Ping An Additional Accidental Injury Medical Insurance (B).

You can refer to it.

You can consult the salesman around you, I learned a very good one, Wisdom Star Children's Omnipotence, you see.

Now this kind of insurance has no advantage in the market, you can pay attention to the Hongfa of Pacific Insurance every year, and receive 9% of the basic insurance amount every year to life. There is also a 9% annual reserve for children's education until the age of 18. There are also dividends every year.

It's more suitable for you.