Xinfu every year Chinese life vs Xinxiang life Taikang

Hello, both products are participating insurance, since it is participating insurance, the income is the most important, you can compare and take a look. In the case of the same payment period and premium, the income of Xinxiang life is much higher than that of Xinfu every year, and now there are discounts for gold grabbing accounts and diamond accounts, you can consider it.

The products of each company have been approved by the Insurance Regulatory Commission, and the comparability is not strong, because the future income or universal insurance interest rate is only estimated and not determined.

Chinese Shou "Xinfu Niannian".

For example: 0-year-old baby, invest 20,000 yuan, invest 5 years, and invest a total of 100,000 yuan.

At the age of 20, the policy benefit is $10,000.

At the age of 30, the policy benefit is $10,000.

At the age of 40, the policy benefit is $10,000.

At the age of 60, the policy benefit is $10,000.

At the age of 80, the policy benefit is $10,000.

Pacific: Happiness goes hand in hand.

For example: 0-year-old baby, annual investment of 20,000, investment for 5 years, a total of 100,000.

20-year-old policy benefit of 10,000 yuan.

30-year-old policy benefit of 10,000 yuan.

At the age of 40, the policy benefit is 10,000 yuan.

The 60-year-old policy benefit is $1.74 million.

At the age of 80, the policy benefit is 10,000 yuan.

Peace: Respect for life.

For example: 0-year-old baby, annual investment of 20,000, investment of 5 years, a total of 100,000.

Age 20 Policy Benefit Dollars.

30-year-old policy benefit of 10,000 yuan.

At the age of 40, the policy benefit is $510,000.

At the age of 60, the policy benefit is 10,000 yuan.

At the age of 80, the policy benefit is 10,000 yuan.

Xinhua: "Enjoy a Life".

For example: 0-year-old baby, annual investment of 20,000, investment of 5 years, a total of 100,000.

20-year-old policy benefit of 10,000 yuan.

30-year-old policy benefit of 10,000 yuan.

At the age of 40, the policy benefit is 10,000 yuan.

At the age of 60, the policy benefit is 10,000 yuan.

At the age of 80, the policy benefit is 10,000 yuan.

Fude Life: "Creating a Wealth Life".

For example: 0-year-old baby, annual investment of 20,000, investment of 5 years, a total of 100,000.

The 20-year-old account is worth 10,000 yuan.

The 30-year-old account is worth 10,000 yuan.

The 40-year-old account is worth 10,000 yuan.

The 60-year-old account is worth 10,000 yuan.

The 80-year-old account is worth 77110,000 yuan

Lightning] [Lightning] [Lightning] Taikang Life: "Xinxiang Life".

For example: 0-year-old baby, annual investment of 20,000, investment of 5 years, a total of 100,000.

The 20-year-old account is worth 10,000 yuan.

The 30-year-old account is worth 10,000 yuan.

The 40-year-old account is worth 10,000 yuan.

The 60-year-old account is worth 10,000 yuan.

The 80-year-old account is worth 10,000 yuan.

Different choices, different benefits!

Xinfu is the best every year, that is, to pay that is, return every year, 55 repay the principal, repay the money after repayment, 80 have the maturity of the full, once purchased, a lifetime of worry-free, gold medal financial pension products!

Taikang Xin enjoys an annual deposit of 30,000 yuan, can become a diamond customer, can be attached to enjoy worry-free, medical you can report what you don't report, imported drugs can be reported, higher than 3 million.

China Taiping Taiping Enjoy Family Insurance (Dividend), actor Huang Bo paid a premium of 8 million in the first year!

Contact me for a detailed analysis for you!

At present, the products of various insurance companies are basically annuity dividends and universal account settlement, and the return is almost the same, and the most important thing is the settlement interest rate

Of course, choose Taikang. Lots of money. Better yields.

Taikang Life's Xinxiang Life, additional medical insurance is exclusive and worry-free, major and minor illnesses can be reported, social security is not reported, I report all, material fees, physical examination fees, chemical fees, food expenses, imported drugs are all reported, the highest report in a year.

500,000, cumulative.

Report. 3 million, 0 to.

You can apply for insurance at the age of 64 and renew it until you reach the age of 64.

99 years old, only a few hundred yuan a year, pay dividends every year, that is, pay that is, guarantee the repayment of principal, increase in pension, come with exemptions, 3% written into the contract, the actual income.

Compound interest monthly, daily interest, 12 times a year.

Hello has its own advantages, and what suits you is good.

Each has its own advantages. Fit itself is the last word.

Ping An Insurance Company of China and other insurance companies.

Hello, insurance does not need to be compared, after all, each has its own advantages, as long as the insurance that suits you is important.

**Sex Specials:

The most amazing medical insurance in the world.

I can report major and minor illnesses.

If the social security is not reported, I will report it.

Foreign imported drugs help you report.

Hospitalization is fully reimbursable.

And there is an opportunity to upgrade to overseas medical treatment.

The maximum amount can be reported as 500,000 a year.

Lifetime 3 million.

Age 0 Age 64 can be insured.

Renewable up to age 99.

It's only a few hundred dollars a year.

Taikang VIP exclusive.

Taikang Xinxiang Life Annuity Insurance is a popular financial protection product, and this product can be paid annually in a single payment. A 30-year-old male is insured on WeChat, with an annual payment of 30,000 yuan for three years, a total of 90,000 yuan, and the principal will be repaid in the 13th year. If you choose to pay for 5 years, a total of 150,000 yuan will be paid, and the principal will be repaid in the 14th year.

Extended Information:1Taikang Xinxiang Life Payment Period is different, and the payback time is different, which is calculated according to the mid-range interest rate

If you choose to pay in a single transaction, in the 10th to 11th year, it is expected that the total benefit of survival will be recovered; If you choose to pay in 5 years, about 14 years, it is expected that the total benefit of survival will be returned; If you choose to pay in 10 years, about 16 years, it is expected that the total benefit of survival will be returned; If you choose to pay in 15 years, about 18 years, it is expected that the total benefit of survival will be returned; If you choose to pay in 20 years, the fee will be paid in the 20th year, and the total benefit of survival is expected to be recovered. Surrendering the policy before the return of principal generally means that there will be a financial loss.

2.Taikang Life Insurance Co., Ltd. (hereinafter referred to as Taikang Life) is a subsidiary of Taikang Insurance Group Co., Ltd. (hereinafter referred to as Taikang Insurance Group). Taikang Insurance Group, formerly known as Taikang Life Insurance Co., Ltd., was established in 1996 and is headquartered in Beijing.

As of December 31, 2020, the company's total assets exceeded 995 billion yuan, net assets exceeded 72.5 billion yuan, and the scale premium exceeded 188 billion yuan. Taikang Life Insurance has always adhered to the corporate values of "specialization, marketization and standardization", adhered to the business philosophy of steady operation and innovation, and is committed to providing professional and high-quality life insurance services for the growing white-collar workers. At present, Taikang Life has 36 branches across the country, covering all provincial-level administrative units in Chinese mainland, with a marketing team of more than 700,000 people, serving hundreds of millions of individual customers, with a cumulative number of 4.63 million claims and a cumulative compensation amount of 30.6 billion yuan.

Taikang Life insists on deeply cultivating the life insurance industry chain, making insurance shine with the brilliance of humanity and making the journey of life shine. Under the premise of scientific decision-making, standardized management and steady operation, Taikang Life Insurance gives full play to the functions of insurance economic compensation, financing and social management, realizes mutual benefit and win-win results for customers, employees, shareholders and society, and is committed to becoming the core backbone enterprise of the people's livelihood project in the new era, "serving the people wholeheartedly with the ways and means of market economy".

1. Taikang Life's concept of "Xinxiang Life".

This product is an annuity product of Taikang Life, which can meet the five major needs of customers for wealth appreciation, pension planning, children's education, asset inheritance and personal protection. The product consists of "Taikang Xinxiang Life Annuity Insurance (Participating Type)" and "Taikang Additional Positive Growth Annuity Insurance (Universal Type)".

2. Taikang Life's "Xinxiang Life" characteristics

1. Deliver and receive immediately.

At the end of the 10-day cooling-off period, the plan pays 10% of the sum insured until the age of 59. This protection plan is also Taikang Life's first pay-and-receive annuity insurance product.

Annual dividends for 2 years.

At the end of each policy year, the policy customers will be distributed dividends according to the company's actual operating conditions, and can enjoy cash dividends of no less than 70% of the distributable surplus of the policy every year.

3. Pension increases.

After the age of 60, the basic insurance amount of "Xinxiang Life" customers will increase by 5% every year until the age of 99, and the pension will be increased.

4. Guaranteed payment.

At the age of 80, the "Xinxiang Life" insurance plan will pay a lump sum of the premiums paid as the 80th birthday pension, and after the birthday payment, you can continue to receive the longevity pension until the age of 99.

5. Comes with exemptions.

In the event of accidental death of the policyholder with high disability, the unpaid premium of the main insurance will be waived and the policy benefits will continue to be valid.

3. Taikang Life Insurance's "Xinxiang Life" evaluation

The popularity of insurance products varies depending on the need. So what happened to Taikang Life's "Xinxiang Life"? In the long run, insuring this product can not only obtain funds for future retirement life, but also obtain the guaranteed right to live in Taikang Retirement Community, spouses can enjoy preferential stays, and at the same time, both parents can have priority to live in the retirement community, which is a worthy annuity insurance product.

However, from the perspective of capital investment, Xinxiang Life has certain requirements for the economic level of the policyholder, such as 40-year-old Mr. Kang, who needs to pay 100,000 yuan a year to buy Xinxiang Life, for a total of 15 years. Then, in the face of a premium of 100,000 yuan per year, it will have to be paid for 15 consecutive years, not everyone can afford it.

Summary. Hello, dear ......How about 2022 Hetai Xin Xiangfu increased whole life insurance! In 2022, the minimum investment amount of Taixin Xiangfu increased whole life insurance is only 1,000 yuan per year, and there is only 1 health notice!

It supports insurance for up to 70 years old, covering a wide range of people, and there are a variety of payment methods to choose from, which can be paid in up to 20 years. Hetai Xin Xiangfu Incremental Whole Life Insurance supports the right to reduce the policy, and you can apply for the reduction after the policy has been in effect for 5 years! The cumulative current price of the annual reduction shall not exceed 20% of the premium paid.

And the insurance reduction is written into the contract, which is more secure! In addition to the total disability benefit, the aviation accident liability benefit has also been specially expanded, and in the event of total death due to an aviation accident, an additional 100% of the sum insured can be paid, which is very friendly to people who often need to take air transportation for business or tourism.

Hello, dear ......How about 2022 Hetai Xin Xiangfu increased lifetime branch life insurance! In 2022, the minimum investment amount of Taixin Xiangfu increased whole life insurance is only 1,000 yuan per year, and there is only 1 health notice! It supports up to 70 years old to apply for insurance, covers a wide range of people, and has a variety of payment methods to choose from, which can be paid in up to 20 years.

Hetai Xin Xiangfu Incremental Whole Life Insurance supports the right to reduce the policy, and you can apply for the reduction of the insurance after the hail difference has been effective for 5 years! The cumulative current price of the annual reduction shall not exceed 20% of the premium paid. And the insurance reduction is written into the contract, which is more secure!

In addition to the total disability benefit, the aviation accident liability benefit has also been specially expanded, and in the event of total death due to an aviation accident, an additional 100% of the sum insured can be paid, which is very friendly to people who often need to take air transportation for business or tourism.

What does 2022 Hetai Xin Xiangfu increase whole life insurance cover! Terms and ConditionsDraftInsurance Age: 28 days - 70 years oldCoverage period:

Lifetime payment period: single payment 3 5 10 15 20 years to pay the minimum investment amount: single payment from 5000 yuan, annual payment from 1000 yuan Health notice:

1 Death Total Disability: Before the age of 18, max (current price, premium paid) After the age of 18, Before the expiration of the payment period, max (current price, premium paid * payment ratio) After the expiration of the payment period, max (with the effective sum insured, current price, paid premium * payment ratio) payment ratio: 18-40 years old, the corresponding coefficient is 160%; When the age of 41-60 is sentenced to a bypass, the corresponding coefficient is 140%; For those aged 61 and above, the corresponding coefficient is 120% Aviation Accident Liability:

In the event of death in an aviation accident, 100% reduction of the sum insured: the cumulative reduction of the annual policy limit shall not exceed 20% of the premium paid

Xinfu returns quickly every year, 12% of the first premium will be returned immediately after the policy takes effect for 10 days, and from the second year to the age of 79, 15% of the basic sum assured will be returned every year, and many annuity insurance generally can no longer receive money if you choose to receive a one-time return of premiums when due, but Xinfu can specify the return age of Yinla (as fast as 55 years old) according to the needs of the year, and return the full premium at one time, and continue to receive annuity after returning the principal. If the survival bonus is not received, you can enter the diamond Xin account for the second value-added, daily interest and monthly compound interest, compound interest 12 times a year, the current Xin account monthly interest is, really high.

What are the benefits of Chinese Shou Xin Fu Nian Annuity Insurance:

1. Annuity. 12% of the premium paid in the first year, and 15% of the basic sum assured every year from the next year to the end of the insurance period, i.e. 13386 12% + 10000 15% 35=RMB.

2. Pension.

Fortunately, you can receive 15% of the basic insurance amount every year, as long as you can receive it after the date of collection, before the age of 80, and the date of receipt is 60 years old, that is, 60-79 years old to receive pension: 10,000 15% 20 = 30,000 yuan.

3. Birthday money.

The premium paid can be received on the pension receiving day, that is, 13386 5 = 66930 yuan.

4. Maturity payment.

At the age of 80, you will receive the basic sum insured, that is, a maturity payment of 10,000 yuan. After deducting the premiums paid, the final net income is 10,000 yuan.

Advantages of Chinese Shoufeng Accompanying Slip Xinfu Annuity Insurance:

The return of money is fast, and the fixed income is guaranteed.

Xinfu can return 12% of the premium every year, this extremely fast speed is already very good, you must know that there are many products on the market that give consumers money back services after ten years. Not only that, assuming that 15% of the sum insured can be returned every year, then everyone must apply for this product before the age of 79. Many annuity insurance will not return any fees after the paid premium is paid at one time, but it is really full of sincerity, and it can continue to return the annuity after returning the principal.