How to redeem Bank of China balance wealth management

First go to the Bank of China app, then enter the Balance Wealth Management homepage, the Balance Wealth Management homepage has a small pink circle, click on it, and then tap the wallet icon. Next, select the asset details, then you'll see the option to redeem, and finally follow the prompts to redeem.

Operating environment: Huawei nova4

Extended Materials. 1.Since 1949, Bank of China has been a national foreign exchange and foreign trade professional bank, unified operation and management of national foreign exchange, to carry out international settlement, overseas Chinese remittance and other non-foreign exchange business, to support foreign trade development and economic construction.

Since the reform and opening up, Bank of China has firmly grasped the historical opportunity of the state to accelerate economic construction with foreign capital and advanced technology, and has given full play to the unique advantages of long-term foreign exchange business, which has become the main channel for Bank of China to use foreign capital in the state.

2.Corporate finance is a major profit for the Chinese banking industry**. Based on the bank's core credit products, it provides customers with personalized and innovative financial services.

In 2007, corporate finance continued to focus on improving the customer service system, promoting the overall business linkage, strengthening product innovation and implementing management transformation, and established the corporate finance sector to strengthen line management. Bank of China implements the development strategy of focusing on large-scale and high-quality corporate customers.

Focus on long-term cooperative relations with large and high-quality customers, make it clear that SME business is an important part of the company's financial business, and strive to become an efficient, professional and comprehensive SME partner.

3.Bank of China is mainly engaged in commercial banking business, including corporate, personal finance, capital business, international capital business and financial institution business. The financial institution business refers to the fund clearing and interbank lending provided by Bank of China to other banks, ** companies and insurance companies around the world.

Hosting and other comprehensive services. Bank of China as China's financial industry.

The century-old brand, while focusing on steady operation, actively innovates, creates a number of firsts in the domestic banking industry, and has been widely recognized and praised by the industry and customers in the financial field. International settlements, foreign exchange funds and ** financing.

4.Capital & International Business is a traditional foreign exchange and foreign trade professional bank, which has unique advantages and rich professional experience in foreign exchange business and international settlement business. Bank of China provides customers with high-quality international settlement services, foreign exchange preservation and appreciation, investment and wealth management by utilizing a complete international trading network system.

and business, to avoid exchange rate risks. Including capital business: foreign exchange trading, foreign exchange financial derivatives.

and RMB fund transactions; Investment and financial management: convergence treasure, bond treasure, foreign exchange treasure, option treasure, Liangde treasure, ** treasure, spring, summer, autumn and winter.

Foreign exchange wealth management and international settlement.

You can select a currency ** through the [Assets] page in the Bank of China Mobile Banking - Balance Wealth Management or Bank of China e-Business Wealth Management WeChat***, enter the position details page, click the "Redeem" button to enter the redemption page, select the redemption bank card, redemption amount and redemption method, and click "OK" to submit the redemption application.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

The specific operation process of BOC Wealth Management is as follows:

3. Find the bank you purchased and click to enter.

Fourth, wealth management products in the bank.

Click on the page to redeem.

However, it is worth noting that some wealth management products have a financial product term, for example, when buying wealth management in the Bank of China, there will be: 0 3 months, 3 6 months, 6 12 months, more than one year, etc., which all mean that it can only be redeemed when it expires, and it cannot be redeemed without maturity.

Operating environment: brand model: iphone13

Further information] Bank of China is mainly engaged in commercial banking business, including corporate, personal finance, treasury business, international treasury business and financial institution business.

The corporate finance business is the main profit of Bank of China's business, which is based on the bank's core credit products and provides customers with personalized and innovative financial services.

In 2007, the company continued to focus on improving the customer service system, promoting the overall business linkage, strengthening product innovation and implementing management transformation, established the corporate finance sector, and strengthened line management. Bank of China implements the development strategy of serving key large-scale and high-quality corporate customers.

Focusing on the long-term cooperative relationship with large and high-quality customers, and at the same time, it is clear that the SME business is an important part of the company's Yesun Heng financial business, and is committed to becoming an efficient, professional and comprehensive partner of SMEs.

The personal finance business mainly targets the financial needs of individual customers, providing services including savings deposits, consumer credit and bank cards.

The deposit business is that Bank of China actively responds to the capital market.

The impact of rapid development on the deposit business of RMB companies, and vigorously develop the deposit business of RMB companies.

Bank of China continued to strengthen the adjustment of loan structure, increase investment in key support industries, and achieve optimal allocation of credit resources.

Bank of China attaches great importance to comprehensive cooperation with financial institutions, and provides customers with more comprehensive services through mutual customer referrals, resource sharing and joint development of new products. Bank of China also operates through New York and Frankfurt.

and Tokyo branch for dollars, euros.

and JPY Clearing, the Shangsong Shoshu Branch and the Singapore Branch are both local primary clearing banks.

After the new regulations, wealth management products are not principal-protected, many investors after buying wealth management products, find that the income of the wealth management products they buy is constantly declining, so they apply for redemption, but when submitting the redemption application, the system prompts that the huge redemption limit has been touched.

What does it mean that the huge redemption limit has been reached?

It refers to the intraday redemption limit set by the wealth management product, which is often a large redemption due to the fact that too many customers redeem the product and reach the proportion of the system limit. In the ** market, large redemptions are also common.

When the net redemption volume (the balance of the total number of redemption applications after deducting the total number of subscription applications) on the day of the open exceeds 10% of the scale, the manager can postpone the processing of the remaining redemption applications if the redemption ratio is not less than 10% of the total size.

When a large redemption occurs, the manager can decide to transfer out in full or in part according to the asset portfolio, and the same proportion will be adopted for both the transfer-out and the redemption.

What are the reasons for the large number of redemptions of wealth management products?

Losing money, investors find that the wealth management products they buy continue to lose money, so everyone applies for redemption, and the situation of rapid collapse is easy to hit the situation that the huge redemption ceiling has been touched, and the wealth management products have a large number of losses, the main reason is that the bond market is in the background, and some bank wealth management products have a net value drawdown.

If the system prompts that the huge redemption limit has been touched, it is often necessary to wait for the next working day to apply for redemption.

At present, the amount of currency** fast redemption service in the e-business wealth management platform of China Yushengdou Bank is limited, when the limit exceeds the limit, the ** will not be able to continue to accept the customer's fast redemption application on the same day, you can make a quick redemption on the next ** trading day, laugh big or choose ordinary redemption (there is still income on the same day.)

1. Please select the [Balance**] in BOC Personal Mobile Banking or the [Investment and Wealth Management] page in Bank of China Micro Banking***, select a product you hold, and enter the position details page.

2. Click the "Redeem" button to enter the redemption page, select the redemption bank card, redemption amount and redemption method, and click "OK" to submit the redemption application.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

The arrival time of the net worth wealth management product after successful redemption depends on the processing time of the banking system, and generally the funds will be automatically transferred to the bound bank card within 2 to 3 days after successful redemption.

Because the bank needs a certain amount of clearing time to calculate the net value and share, the fastest arrival time is also T 1 day.

Regarding the redemption of net-worth wealth management products, the bank will determine the normal situation and abnormal situation according to the situation

1.If a customer holds the current product until the maturity date of the product, the bank will transfer the principal and income of the wealth management to the account agreed in the customer agreement within 3 working days after the maturity date.

2.In case of abnormal redemption, when the bank terminates the product in advance, the customer holds the product until the date of early termination, and the bank will choose to pay the customer in advance, delay the payment or redeem in installments according to the actual situation, and the redemption plan will be given within 3 days after this situation, with a cycle of 5 to 7 days, and it will be postponed in case of holidays.

Extended information: The word "financial management" was first seen at the end of the early 90s of the 20th century according to the statistics of Zhongyin.com data center. With the expansion of China's first-class bond market, the increasing enrichment of commercial banking and retail business and the increase in the overall income of citizens year by year, the concept of "wealth management" has gradually become popular.

Personal financial management varieties can be roughly divided into personal assets and personal liabilities, such as common assets, bonds, deposits, life insurance, online loans, etc. Personal housing mortgage loans and personal consumption credit belong to the varieties of personal debt.

What is financial management.

When people talk about financial management, what they think of is not investment, but making money. In fact, the scope of financial management is very wide, and financial management is the wealth of a lifetime, that is, the cash flow and risk management of an individual's life. Contains the following meanings:

Financial management is the management of a lifetime's wealth, not just to solve urgent money problems.

Financial management is cash flow management, everyone needs money (cash outflow) from birth, and they also need to make money to generate cash inflow. Therefore, whether you have money or not, everyone needs to manage their finances.

Wealth management also covers risk management. Because there is uncertainty about more future flows, including personal risk, property risk and market risk, it will affect cash inflows (income interruption risk) or cash outflows (expense escalation risk).

**Able to manage money.

At present, the institutions that can provide customers with financial services mainly include banks, ** companies, investment companies, economic management companies, etc.

1.Bank Finance.

At present, the wealth management products provided by China's commercial banks are divided into three categories: principal-protected fixed income products, principal-guaranteed floating income products and non-principal-protected floating income products.

2.Corporate Finance.

**Wealth management generally includes**, **, commodities**, stock index**, foreign exchange**, etc., individual or institutional investors can choose different financial tools according to their different needs and investment preferences.

3.Invest in corporate finance.

Investment company wealth management generally includes trust**, **investment, jade, jewelry, diamonds, etc., which requires a higher starting capital and is suitable for high-end financial professionals.