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Xueba talks about insurance, focusing on insurance evaluation! The comparison between 35 participating insurance and 101 mainstream critical illness insurance has been updatedComparative analysis table of 35 participating insurance products and 101 popular critical illness insurance products in China, to friends who know this article.
Participating insurance refers to a life insurance product in which the insurance company distributes the surplus generated by its actual operating results to the policyholder according to a certain proportion compared to the pricing assumption, which not only enjoys the protection function in the policy, but also enjoys dividends by virtue of the policy.
Indeed, for customers, dividend insurance not only has a guarantee function, but also has an investment function, since the launch, quite a lot of attention but I have seen too many friends who bought dividend insurance, but no one really got considerable income after buying dividend insurance, not one.
The main reason is that consumers do not know enough about participating insurance
First, the dividends of the policy are not certain and may not be obtained.
Second, the dividend pool is not transparent.
These two characteristics of participating insurance make the real income that customers can get an unknown, and it makes participating insurance a peak type of insurance for customer complaintsParticipating insurance has such a high complaint rate?!
It's all made clear.
Therefore, if you do not have a certain amount of insurance knowledge, you should be cautious to buy participating insurance!
That's all for me"China Life Hongfeng Insurance Dividend-paying type how to check dividends online"All, look!
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The calculation method of dividends is complicated, and the dividends are also very uncertain.
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1.**Query is faster 95519
2.For online inquiries, please log in to the official website first.
3.Just follow the prompts.
4.You can find the salesman to inquire.
5.If you have time, you can go to the insurance company's counter and print it out.
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This insurance is not very reliable, and it feels like it is not as good as depositing in the bank.
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You can call the customer **95519 for consultation.
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How much money you can get in the end, no one can be accurate for you.
First of all, after the expiration of 6 years, you are guaranteed to get 5385 yuan.
Then, there are the dividends accumulated over 6 years. (Note that a dividend notice will be sent to you every year.) The bonus will be accumulated in your account every year. )
So, the amount you receive at maturity is: 5385 + accumulated dividends.
After expiration, you take the copy of the insurance policy, ID card, passbook (or card) to the postal bank or other industrial, agricultural, middle and construction financial managers or account managers to handle it.
If you have any questions, you can also call 95519 to inquire.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
It is recommended that you learn about Taikang's Xinxiang Life Dividend Insurance, which is paid and received, returned every year, and the pension rises every year until 99, and the principal must be returned, which is very suitable for children's education, marriage, entrepreneurship, and adult pension, and plan a perfect life together.
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