Is there anything bad about buying a commercial apartment?

I'm sure you've all heard of apartments, which claim to be the most suitable for young buyers, and are cheaper, so they attract many young people. Why? Because for young home buyers, who have just worked and do not have much savings on hand, they are more inclined to buy relatively cheap houses.

So, what are the advantages and disadvantages of an apartment room? Can you buy an apartment.

1. Can I buy an apartment?

Buyers should choose according to their own circumstances. Because only by choosing a house that suits you can you live comfortably in the future.

Second, the advantages of the apartment.

1. The apartment is small in size and low in total price.

Apartments are generally small, with an area of about 50, because the area is small, so the total price, down payment and monthly payment are relatively low, which is very suitable for young people who do not have much savings.

2. The apartment is fully functional.

The necessary functions for living in the apartment are complete and reasonable, such as the hall and bedroom.

1. Bathrooms and kitchens are compact and flexible. For young people who have just entered the society, it not only saves money, but also ensures the quality of life of the residents.

3. The apartment is convenient for resale or rent.

The location of the apartments is generally good, and many apartments are located in the core business district of the city center, so the surrounding area has a good business environment and rich living facilities, and the transportation is convenient, which can meet the early living needs of buyers. And now more and more young people like to rent in fashionable and low-cost small apartments, if buyers buy a large house after a few years, the rental rate of well-equipped small apartments is quite high, and it is easy to resell.

4. The apartment saves time and effort.

Most of the apartments are hardcover rooms, which can be moved in directly, saving the buyer's time and energy for decoration.

5. There is no limit to the purchase of apartments.

At present, many cities have limited purchase policies, but general housing will be affected by national policies; Apartments, on the other hand, are usually unlimited and can be used for resale or for self-residence.

3. Disadvantages of apartment rooms.

1. The tenure of the apartment property right is short.

Apartments are built on commercial or industrial land, so most of them have a tenure of 50 or 40 years. However, the property tenure of ordinary houses is mostly 70 years, which shows that the property tenure of apartments is shorter than that of ordinary houses.

2. The lighting conditions of the apartment are not good.

Some apartments have no windows in the bathroom and kitchen, and the balcony is also an internal balcony, so the lighting conditions are not very good.

3. Apartments cannot be settled.

An apartment is a project built on commercial land, which is commercial in nature and does not meet the requirements for settlement, so it cannot be settled.

4. The cost of living in an apartment is high.

Since the apartment is a commercial land, the use of water and electricity is charged according to the standard of commercial water and electricity, which will be higher than the water and electricity bill of ordinary houses.

5. There are many people living in apartments.

Worth.

The biggest advantage of the apartment is that there is no restriction on the purchase, the purchase restriction order does not restrict the purchase of commercial and residential housing, and the apartment is just for commercial and residential purposes, and the most important thing is that the purchase of the apartment is not the first set, so it does not affect the purchase of ordinary residences, the apartment is well ventilated, sunny, the indoor function is complete, and the living environment is comfortable.

Buying a house is mainly for the transition, that is, if you are not ready to live in the property for a long time, you are single or in love, you have savings in hand, you don't want to use the family's money, and you want to buy a house of your own, you can consider a small apartment, and after the end of the residence, you can rent it out for a long time.

Worth.

The biggest advantage of the apartment is that there is no restriction on the purchase, the purchase restriction order does not restrict the purchase of commercial and residential housing, and the apartment is just for commercial and residential purposes, and the most important thing is that the purchase of the apartment is not the first set, so it does not affect the purchase of ordinary residences, the apartment is well ventilated, sunny, the indoor function is complete, and the living environment is comfortable.

Buying a house is mainly for the transition, that is, if you are not ready to live in the property for a long time, you are single or in love, you have savings in hand, you don't want to use the family's money, and you want to buy a house of your own, you can consider a small apartment, and after the end of the residence, you can rent it out for a long time.

It's worth buying.

The apartment is worth buying. Condominiums are also fully owned, and they are often found in downtown areas, as well as absorb the advantages of traditional residences, so they are popular with business people, which is also a big advantage of apartments, so it is worth buying.

In general, most of the apartments are located in a relatively good area, the surrounding facilities are also relatively complete, and the transportation is also very convenient, which is very suitable for friends who rely on public transportation.

If you need this kind of house, you can choose to buy it, but if you want to invest in appreciation, the probability is relatively small, so it is better to buy an ordinary commercial house.

It's not worth it. Because the current apartment has no investment value and cannot be settled, it is not worth buying.

I don't think it's worth buying anymore because a lot of them are unsalable and not in great demand in the market.

It's not worth buying, it has no investment value, and if it's self-occupied, it's not suitable for marriage.

It's not worth buying, because the apartment has not much value-added space and is low in cost performance.

Well, when buying an apartment, you should be prepared to hold it for a long time, live in it for yourself, or rent it out.

Apartments are different from ordinary housing, and the greatest value embodied in them is a place to live, a place to stay, and does not include hidden resources such as household registration and school districts bound to housing, that is to say, if you buy an apartment, you can avoid the cost of living in the city, such as not having to pay monthly rent. Or buy it for yourself to live in occasionally, and rent it out to get rental income when you don't live in.

However, after buying an apartment, basically the house price ** has little to do with the apartment, and the experience of most projects in most cities tells us that the increase in apartments often cannot catch up with the increase in housing, and the value-added aspect is relatively lacking, and when the housing ** declines, the ** of the apartment often falls more.

Moreover, in the circulation market, the circulation attributes of apartments are not strong, one is that the down payment ratio is usually higher, generally 50%, and the other is because the transaction cost of apartment resale is relatively high, such as taxes and fees, etc., therefore, few people buy apartments to invest, even if they buy, they are mostly held for a long time, and even if they are cut and sold at a low price, there may not be a next family willing to take over.

For those who just need to buy a house, if they are not qualified to buy a house, it is good to buy an apartment house. The apartment is a bit more

1. No purchase limit or loan limit. Due to policy factors, under the current strict purchase and loan restriction policy, the group without the qualification to buy a house has been turned away. When people with housing needs and investment needs cannot choose housing, they can only consider apartments as the second best thing and use apartments as a transition.

2. The total price is low. The construction area of the apartment is generally small, and most of the products on the market are about 30 50 square meters (but there are more than 100 square meters), and the unit price is relatively low compared with the residence, the total price is generally not high, and the purchase threshold is low.

3. Diversified uses. Because the land of the apartment is commercial in nature, the apartment can be used for both self-occupation and office registration of a company. Compared to residential apartments, there are more diverse options for apartments.

4. The supporting facilities are more perfect. The location of the apartments is generally close to the subway or rail transit line, and there is at least one large commercial nearby, and some of the apartments themselves are even planned as a commercial complex. Mature transportation facilities and commercial facilities make life more convenient, and can attract a large number of ** volumes.

Benefits of buying an apartment:

1. No purchase limit or loan limit. Nowadays, ordinary houses in many cities have implemented a purchase restriction policy, but there is no limit to the purchase of ordinary apartments, and there is no limit to loans, as long as you have money, you can buy several sets if you want.

2. The total price is low. Usually the area of the apartment is relatively small, mostly around 30 square meters to 50 square meters, so the total purchase price will be relatively low, and the purchase threshold will be lower.

3. Diversified uses. The apartment is commercial in nature, so it can be used for both living and registering a company office, and the use is more diversified.

4. The supporting facilities are more perfect. Apartments are generally located in a more prosperous area, surrounded by some large shopping malls, or itself is a commercial complex, with mature supporting facilities and convenient transportation, life and travel are very convenient.

Disadvantages of buying an apartment:

1. Low property rights. The property tenure of the apartment is low, and since the apartment is a commercial land, the property tenure is generally 40 or 50 years.

2. The cost of living is higher. The apartment is a commercial land, so the electricity, water, property fees and other expenses in daily life will be paid according to commercial standards, and the cost of living will be relatively high.

3. High down payment. Condominiums cannot be financed with CPF loans and the down payment is 50%.

1. The benefits of public rental housing.

Public rental housing provides residents with appropriate rentals, which can not only guide and encourage residents to rent houses, reduce the economic pressure on low- and middle-income groups to buy housing, but also reduce the number of "bought" groups, and play a positive role in curbing excessive housing prices. Public rental housing is rented to the lower middle-income group, and the scope of protection has been connected with commercial housing. Public rental housing is useful to compensate for the shortage of rental housing for individuals.

2. The disadvantages of public rental housing.

The limited size of the house is not conducive to the living of families with large populations. There are many restrictions, which is not conducive to the application.

**Low, no purchase limit and other advantages.

To put it simply, the apartment is low and the area is small, which reduces the trouble of funds, but the water and electricity bills of the apartment are relatively expensive, so some people don't know whether it is suitable for long-term living.

For single people, apartments are suitable for long-term living, because the apartments are small, fully functional, and usually located in more prosperous areas, which is more convenient to live in.

First, the advantages of the apartment.

1. Although the sparrow is small, it has all kinds of organs.

Although the apartment is small in size, it has all the necessary functions for living. For young people who have just entered the society, it is very cost-effective to exchange an affordable low ** for a fully functional house.

2. More personalized property management, safe and thoughtful.

Condominiums are generally well-managed and equipped with better facilities than ordinary residences. For example, intelligent all-weather security services, 24-hour fully enclosed security processing, and timely, thoughtful and efficient housekeeping maintenance services.

Second, the disadvantages of the apartment.

1. The land use period is short.

Compared with residential buildings, the land use of commercial apartments is mostly in the nature of "shopping malls", office buildings or hotels. The land tenure ranges from 40 to 50 years, and commercial apartments need to pay a high land premium after the expiration of the land life to continue to be used.

2. Management fees, water and electricity bills are more expensive.

Condominiums are much more expensive than condominiums and utilities because condominiums are charged at the rate of commercial utilities. The charging standard for water in commercial properties will reach 4 yuan cubic meters, and the electricity charging standard for apartments may be 1 yuan kilowatt-hour.

3. You can't enter the house without a degree.

Although many commercial apartments are located in the city center and there are famous schools nearby, they cannot be admitted to the school because they cannot settle down, which will greatly reduce the potential for later appreciation of the old city property that has always been favored by the market with the advantage of a prestigious school degree.

First of all, there are five advantages to buying an apartment:

1) Apartments are generally small, with a small area, a low down payment and a low monthly payment, which is suitable for people who do not have much savings.

2) The apartment is fully functional and reasonable, and the check-in effect is good.

3) The apartment is convenient for resale or rent, and the location is excellent.

4) Most of the apartments are hardcover rooms, which can be lived in with bags, saving the trouble of decoration.

5) There is no restriction on the purchase of apartments, which can be resold or self-occupied.

Let's talk about the disadvantages of apartment housing, there are roughly the following four points.

1) Apartments are commercial properties that cannot be settled and cannot enjoy the corresponding urban resources.

2) The structure of the house is average, and the lighting and ventilation effect of the room is not good.

3) The property right period is only 40 years. The unit prices of water, electricity and heating are much higher than those of ordinary commercial houses.

4) The form of loan is single, and the provident fund loan cannot be used, and the pressure of loan repayment in the later stage is high.

Most of the property rights of the condominiums are commercial in nature, and they cannot be registered.

The advantages of buying an apartment are:

1. The area of the apartment is generally small, although the area is not very spacious, but it has the necessary functions in home life, for young buyers who have just stepped into the society and the salary is not very high, it is undoubtedly the most cost-effective choice to buy a fully functional house with the ability to afford it.

2. The property management of the apartment is more comprehensive and formal, and the facilities are more complete than the general housing, and the security service is more intelligent, and the 24-hour fully enclosed safety management method is also adopted, the living safety is higher, and the owners can provide efficient housekeeping maintenance services in a timely manner.

The disadvantages of buying an apartment are:

1. The nature of the apartment house is commercial, and the nature of the hotel and office building is the same, so the land use period is short, generally between 40 and 50 years, once the land use period expires, the owner of the house wants to continue to use the land, and needs to pay a high and low price to continue to use.

2. Compared with ordinary housing, the water and electricity charges and management fees will be much higher, because the apartment needs to be paid in accordance with the commercial standard when paying the water and electricity bills, under normal circumstances, the charging standard for commercial electricity is one yuan per kilowatt-hour, and the charging standard for commercial water is four yuan per cubic meter, which will undoubtedly increase daily expenses.

3. Although most of the apartments are located in the city center and there are many famous schools nearby, the purchase of commercial apartments cannot be settled, and children cannot enter the school, which will inevitably greatly reduce the potential for the later appreciation of the apartment.