What are the risks of small property rights, and whether you should buy them or not

Small property rights are now more and more popular with buyers, the total price of small property rights is low, but there are also certain drawbacks, we must pay attention to its risks.

1. Lack of "five certificates".

The "five certificates" are the prerequisites for buyers to apply for real estate certificates, but the "five certificates" for small property rights are missing. For example, most of the houses with small property rights are built on collective land, so they are at least unlikely to have a certificate for the use of state-owned land. Although small property rights are popular, most of them are not recommended for buyers because they do not have the property ownership certificate, which is an important proof of the buyer's rights.

Second, it is difficult to compensate for demolition and relocation.

In addition to not being able to apply for a real estate certificate, because the small property rights house itself is not allowed by law, so when facing the problem of demolition, the owner of the house has no way to get compensation.

Third, the quality is difficult to guarantee.

When developers develop small property rights, because of their low ****, they often cut corners in order to save expenses and increase profits. Such properties often have safety hazards. Moreover, after the quality of the house is problematic in the later stage, it is often not repaired in time.

There is also the problem of property after moving in.

Fourth, the supporting facilities are not perfect.

Almost none of these houses have heating, natural gas and other supporting facilities. And in the event of a dispute in the future, there may not even be water and electricity.

5. Bank loans are not allowed for small property rights.

Because you can't apply for a real estate certificate, you can't get a loan from a bank. In other words, the purchase of a small property cannot be in the form of a bank loan. Only full payment or other financing channels can be selected.

There are also many other problems, such as the lack of property rights, and there will be many troubles in the inheritance in the future. Moreover, there is even a situation where the developer is "shooting a shot to change a place", and once it is liquidated, it will not be able to fulfill its promise to evacuate immediately, and many of the troubles caused by it will be thrown on the buyers. Therefore, when buying a small property, you must be cautious.

The above was released on 2016-12-16, the current relevant housing purchase policy is subject to the actual situation).

What are the risks of buying a small property? There are mainly 5 aspects of risk, which have been analyzed and explained in depth and comprehensively!

Small property rights housing refers to the construction of houses on rural collective land, without paying land transfer fees and other fees, and its property rights certificate is not issued by the state housing management department, but by the township ** or village **, also known as "township property right house". "Small property right house" is not a legal concept, but a conventional title formed by people in social practice. This type of house does not have a land use certificate and pre-sale permit issued by the state, and the purchase contract will not be filed with the Land and Housing Administration.

The so-called property right certificate is not a real legal and valid property right certificate.

The emergence of small property rights is inseparable from the soaring price of urban housing prices, and it has become a hot spot of social concern since 2007, when housing prices entered a rapid year. In accordance with the relevant requirements of the state, "small property rights houses" shall not be confirmed and issued certificates, and are not protected by law.

Small property rights can be purchased but there are certain risks, it is recommended to buy cautiously, the risks after the purchase of small property rights are as follows: 1. The law does not protect the sales contract of small property rights; 2. Mortgage loans are not allowed for small property rights; 3. When the small property right house is demolished, it cannot get due compensation. Legal basis: Article 20 of the Property Law stipulates that when a party signs an agreement for the sale and purchase of a house or other immovable property right, in order to ensure the realization of the real right in the future, it may apply to the registration authority for advance notice registration in accordance with the agreement.

If, after the advance notice is registered, the immovable property is disposed of without the consent of the right holder of the advance notice registration, the real right shall not take effect. After the advance notice is registered, if the creditor's rights are extinguished or the application for registration is not made within three months from the date on which the immovable property can be registered, the advance notice registration shall become invalid.

Risks of buying a small property:1There is no way to apply for a real estate certificate; 2.

It is difficult to avoid the risk of "selling more than one house"; 3.It is difficult to ensure the quality without supervision; 4.Inability to take out a bank loan when buying a house; 5.

It is difficult to cash out and transfer; 6.It is difficult to divide small property rights; 7.may be expropriated or expropriated without compensation; 8.

Facing the "default risk" of the owner at any time.

Generally speaking, when buying and selling a home, it is usually necessary to rely on the home purchase contract to protect the rights and interests of the buyer and seller. However, according to the relevant requirements of our country, small property rights cannot be determined and issued, and are not protected by law. This means that even if you sign a contract for the sale of a small real estate, the contract is invalid.

Perhaps some buyers who only need a house think that it doesn't matter if the house purchase contract is invalid or not. In any case, they bought a house to live in. If you really think so, you're wrong.

Since the purchase contract is invalid, how can you defend your rights in the event of a real estate dispute? If you can't protect your rights as a homebuyer, will you still be the homeowner in the future if something goes wrong with the title?

For small-scale home transactions, it is not uncommon for the seller to default in real life, despite repeated promises that the seller will never default in the future. If the seller breaches the contract, it will be difficult for you to defend your rights because the contract for the purchase of a small property is not protected by law. If you don't get the money for demolition, if you're in a developing city, you often see that many places have to be demolished.

In fact, this is because with the rapid development of urbanization, more and more cities are facing demolition. Once demolition is involved, the seller will ask for demolition and relocation funds. At this time, you will not be able to receive funds for demolition. Even if you go to court, the court won't support you.

What do people buy for poor quality housing? Most of them are for their own use. What is the most important thing about self-occupation?

The quality of the house is safe. Generally speaking, most of the small property rights houses are negotiated and built by the developer and the village committee, and are not subject to the supervision and management of the government. In this way, the quality of the tiny house cannot be guaranteed.

If you're buying a poor-quality home, it's hard to guarantee the financial security of your employees. Poor supporting facilities. This house is unlike any other ordinary commodity that can be found everywhere in life.

It usually has a financial nature. Therefore, the ancillary facilities cannot be neglected when buying a house as it can add space to the house. However, compared with ordinary commercial housing, the supporting facilities of small property rights are often imperfect, such as no double gas, no property management, so your quality of life and house value will not be too high.

The quality varies. The construction of small houses does not require review by the relevant authorities. It is not excluded that some developers cut corners in order to increase profits.

The quality of the house cannot be guaranteed. If there is a problem with the quality of the house, it is difficult to hold accountable. No compensation will be paid in the event of demolition.

These buildings are in fact illegal buildings. If it is removed, the buyer will not receive any compensation. If there is compensation, they will be returned in full to the original owner.

Small property should be purchased with caution. Because he was unable to obtain a state-recognized title deed. Cannot be mortgaged. In addition, when it comes to demolition and other property rights disputes. The legitimate rights and interests of the owner may not be guaranteed.

You can't buy a small property like this, because the title deed of the small property is not suitable in your name, and you may be evicted because it is not in your name.

Can't buy it. Because such a house cannot be confirmed as real estate, that is, a house without property rights, you spend money, but the property rights of this house are not in your name, and you have to risk being evicted later if you say that you will be evicted.