Is the monthly pension of 2,700 yuan less, and what is the level?

How high is the average pension level of everyone, some netizens said that he only receives a pension of 2,700 yuan per month, which can only meet life. Some people said that if 2,700 yuan is only enough to live, then the people with a pension of about 1,000 yuan will not be able to live, and they are very envious of the people with a pension of four or five thousand yuan. In fact, the basic principle of pension is to pay more and pay more for a long time.

When the state designs the pension insurance system, it takes into account a number of factors.

First, pensions are related to the local standard of living.

The pension system has the function of stabilizing the retirement life of the elderly, and also has the function of social distribution. Today's pensions are supported by young people's contributions to social insurance and state subsidies. The pension itself is not intended to make everyone rich, but only to satisfy everyone's life.

When the upper and lower limits of the payment base are set for pension insurance, it is to prevent some people from having too high pensions, resulting in unfair support.

The pension calculation at the time of retirement is based on the level of my contribution and other factors, and a certain proportion of the pension of the average social wage of the previous year of retirement is issued, which can effectively prevent the depreciation of our pension income.

After retirement, the state will adjust the pension benefits every year according to the changes in the average social wage and the increase in prices. The specific adjustment plan is adjusted by each province and city according to the average local pension level. Therefore, the level of pension is mainly related to the local standard of living.

Second, the pension is related to the contribution of the elderly.

The basic principle of endowment insurance is to pay more and pay more, and pay more for a long time, which is conducive to the fair calculation of insurance contributions. The retirement pension mainly consists of two parts: basic pension and personal account pension.

The basic pension is related to a certain proportion of the average social salary of the previous year of retirement, and the higher the payment grade, the higher the basic pension. If you pay for one year according to 100% grade, the basic pension can receive 1% of the average social salary of the previous year of retirement.

Third, pensions are related to society's ability to provide for them.

In fact, I understand everyone's feelings, and I hope to get a higher pension as much as possible, and to be able to get a fairer pension. However, the payment of pensions is not just talking. Our pension must be supported by a strong backing.

In 2018, the income of basic pension insurance for urban employees was 5,116.8 billion yuan, and the expenditure was 4,464.5 billion yuan. At the end of the year, the cumulative balance of basic pension insurance for urban employees was 5,090.1 billion yuan.

Overall, the current pension level is about 50% of the average social wage income. If the local average salary is 5,400 yuan, 2,700 yuan is about the average.

Medium-level, fourth-tier cities.

This also depends on the local city, if it is in a first-tier city, it is less, if it is below the third-tier city, it is okay.

If it is a first-tier city, it is not too high, but if it is a third- or fourth-tier city or a county, this level is very good.

It depends on the price level of the city where you live! Like me, in a county-level city, the price level is medium, but 2700 is not enough, excluding water, electricity, natural gas, food, clothing, etc., it is estimated to be a negative number, not to mention the first, second and third-tier cities.

I think the monthly pension of 2700 is quite a lot, which is at a medium level. 2,700 yuan is enough to support a person's living expenses for a month, and if you don't waste luxury, there will be some surplus.