What is the mentality of being reluctant to spend money, what is the mentality of not being willing

1. Rejection of luxury.

Not only themselves, they don't see others living a luxurious life, and when they find that the people around them are wasteful, they will reprimand each other mercilessly. After staying in this environment for a long time, the child will also be influenced by this view, and then he will follow their habits and become frugal in this regard. There are even times when the degree of frugality surpasses that of the parents, to the point of a kind of stinginess.

2. Be prepared for danger in times of peace.

People who are overly frugal often always have a sense of being prepared for danger in times of peace. Their thinking is fixed on this point of view, they always feel that money can only be used when there are important things, with money there is security in all aspects, and then they spend a penny more, and they will have a sense of restlessness and guilt.

3. Family influence.

Children who grow up in different families have their own family imprints, they will tend to their parents, and the various habits of their parents have a profound impact on them. I have developed a good habit of saving.

4. Stressful and insecure about the future.

Now the competitive pressure of society is getting more and more, for many young people who have just stepped into the society, some have just paid the down payment on the house, and some are repaying their mortgages step by step, but then these young people have to face, get married and have children, and improve their families.

In addition, as you grow older, you have parents to take care of, children need to spend money day by day, and the current economic environment is also sluggish, it is more difficult to ensure a long-term job, confusion about the future, fear of unemployment, etc., will prompt you to store every penny in your hand carefully, you are afraid that one day in the future, what if you lose your job.

5. Knock on the door. This kind of person does exist in society, and they are reluctant to spend money, not because they don't have money, but because they are more picky, which is the kind of iron rooster we usually say.

Whether it's dining out or other occasions, such a person can always pay without paying, which may be from the saving and slamming of the door!

It's a psychology of deprivation.

We say Jack Ma is a top psychologist. Particularly aware of the weaknesses of human nature.

In fact, scarcity manifests itself everywhere in our lives.

Big money is reluctant to spend, and it keeps spending small money, and it will continue to release this money. But in the process, these things you buy may not be what you need, but what you want.

You need to be two different things from what you want.

What you need: What is more important to you, what you have to have, what you want: the part that we use to fill in the void within you.

How do you break this?

Is it to really know that you need it, or do you just want it?

Then you have to ask yourself, do I really need it at this time? In the process of talking to yourself, you find that on the one hand, winter has passed, on the other hand, there are several down jackets at home, and today you met yourself, and you originally wanted a style, but now you don't really need to buy it.

We women often have this kind of problem here, spend a small amount of money, just keep buying, keep buying, in fact, this is the inner sense of scarcity, it is through the external continuous purchase, and for the inner to obtain an energy.

It is the image of the inner subconscious through the unconscious.

So dear friends, you have to take a look, do you need or want every money spent? If you distinguish it, you will know more clearly whether you want to move the money out or not.

1. I am reluctant to pay for myself, not because I don't want to spend, eat well, or wear well. It is caused by various factors such as the inability to compare people, the ability, IQ, family background, and social activities between people. It is not easy for people to come to this world, who doesn't want to spend all day drinking, high-rise houses, luxury cars and beautiful women.

Life must be life to face reality, down-to-earth work, do not be willing to spend money do not complain about the sky, do not complain only about their own inability. is reluctant to spend money, knowing that every penny earned is exchanged for his own blood and sweat, and knowing that every penny is hard-won. I am reluctant to spend money for my wife, children, a better and more comfortable life, and a happier and more satisfying family.

2. Some of them were poor in the past, but even if they had money later, they would not spend money indiscriminately, and money was very important. My husband is like this, he buys the cheapest clothes, and always chooses the cheapest vegetables and fruits. I joked with him:

Even if you have 10 million, you won't be willing to go to a big hotel for a meal.

3. Habitual restraint, since childhood, I have been accustomed to what I want, but I always can't get it, and I am used to it no matter how reluctant I am. When I grow up, I always have the habit of involuntarily having control, and once I exceed my psychological budget, I would rather give up, maybe because I feel helpless, and I always want to save more money to satisfy my greater desires.

Only when money is spent can it truly become a part of your life and be integrated into your life to generate value.

Your own money is reluctant to spend, it is essentially the same as being in someone else's pocket, and it is not yours.

Reluctance to spend money and keeping the right amount of money for a rainy day are two different things.

The sooner the money is spent, the greater the value generated in your life, in economics any resource has a time value, even if the money is not inflated, the value in your life will depreciate sharply, for example, when you are 8 years old, you want a doll and are reluctant to buy, after the tenth grade, it is 10 times the price of the year can not make up, and the money that should be spent at an earlier time will bring greater value to life, so the more money is actually spent, the more you don't spend, the more you end up, In physics, it is called the output power that determines the input power, and no money is spent. When his amount increases by 10 times, in fact, the value of your life has already depreciated by 100 times, the economic value of money is not equal to its life value in your life, these two are not the same two concepts, you have rich money in hand and spend it to satisfy yourself, after all, the desire is not always so strong, there is only one time in life Qian Yue spent in life Yueqiong, your life will harvest more.

Some people in life are reluctant to spend money, and it is not easy to take a penny out of his pocket. Some people think that no one doesn't like to spend money, this kind of behavior that obviously wants to spend money but is reluctant is actually a disease, what is the mentality of not being willing to spend money?

Reluctance to spend money is not a disease, but a result of factors such as poverty, insecurity, and the surrounding environment. No one doesn't like to spend money, but some people are reluctant to spend money, because they care about money very much, feel that the money in their hands is relatively small, and they need a sum of money in the future, so they dare not spend this money.

It is difficult to describe the mentality of people who are reluctant to spend money, because everyone is reluctant to spend money for different reasons, some people are afraid to spend money because of the pressure of paying the mortgage, some people are afraid to spend money because of the pressure of paying the mortgage, some people are to support their children and families, some people are burdened with foreign debts at home, and some people are affected by diseases.

Not willing to spend money is a personal choice, and it is also a decision made by an individual according to his own economic conditions and life, as long as he feels that there is no problem, he does not need to care about the thoughts of others. Of course, long-term excessive suppression of personal life needs, blindly saving money, and ignoring one's own desire to consume are easy to increase the psychological burden and affect mental health over time.

If you have your beloved in the future, have a family, especially after having children, your thinking will change, your money just wants to be spent on people you think are worth it.

Sometimes some people are reluctant to spend money, just for themselves, but for their own sincere care of people, never willing to spend money on them, sometimes for fear that they do not meet their wishes, the heart will feel very uncomfortable, if you spend money, which makes them happy, they will be very happy.

The concept of reluctance to spend money depends on what you are reluctant to spend. There are two points to the root:

Reluctant to spend money on yourself.

Reluctant to spend money on others.

In this way, if you have enough money to ensure a normal standard of living, the following situations can be drawn:

Neither willing to spend money on themselves nor willing to spend money on others. - Stingy or extremely short of money and reluctant to spend money on themselves, but spend what they should spend with friends. ——Thrifty but atmospheric, reluctant to spend money on others, not distressed when buying things by yourself.

It's normal to be a little small, but if it's too serious, you'll lose friends.

The premise is that you have enough money, and then you are not willing to spend it yourself, if you don't have enough money, then your behavior is to save money.

Do you want to succeed, although the water becomes a river, but it can only be a river, not a sea, and blindly saving money is not a good thing.

This is a very good question, and many people don't realize why they are reluctant to spend money. In the same way, why do you always spend money lavishly, in fact, you don't have a good view of money and can't maintain a good relationship with money.

1: Because our parents taught us to save money and not waste it, we should save some money 2: I feel guilty when I spend money, my parents are still saving money, why should I enjoy it first 3: I am afraid of the days when I have no money.

4: I feel that I need to save more money for emergencies, in case there is something I don't need to ask for help5: I am not confident in my ability to make money, and I am afraid that I will run out of money.

6: I feel that I don't have enough money, and I haven't spent it at will, and there are too many places to spend it7: I feel that I don't deserve to have particularly good things, I can't use it, and I don't have the opportunity to use it8:

There must be cheaper for the same thing, in case it is not cost-effective to buy it expensive, and the money will be worth it, or it will be wasted.

Summarizing the above, we can see that there are roughly four kinds of psychology:

1: The guilt of waste.

Most of this psychology comes from parents, it can't be wasted, and spending money is a luxury or a pleasure.

2: A sense of scarcity of money.

Fear, fear that money will be spent, and when you need it, you will be in trouble if you don't have money.

3: Low sense of self-worth.

Thinking that you don't deserve something good.

4: Distrust of oneself.

In fact, it is very important to understand your own psychology, and it is more important to break these money trojans hidden in your heart, establish a correct view of money, and let money energy flow.

The poor like to save money, the rich like to make money, one sacrifices life, and the other improves life.

Therefore, the psychology of being reluctant to spend money is actually the result of his parents' failure to guide him with a correct view of money and values. They are self-righteous and use crying poverty to emphasize that it is not easy to survive and the hardships of being parents, but they do not know that they are invisibly passing on their inferiority, sensitivity, short-sightedness, and even easy submission and giving up to the next generation.

People who are reluctant to spend money on themselves, in fact, she has a special sense of crisis and inferiority, which may have a lot to do with the environment in which he lives, and his family environment since childhood, he has spent more money, and if he has no deposit, then it will lead to a particularly big problem, a particularly big change, maybe he has experienced or seen this kind of thing, so he is reluctant to spend money, just thinking about saving money for a lifetime, this is not bad, because some people are this mentality, I feel that I know my situation anyway, in fact, I am not willing to spend money on myself, but I am still more generous to others, I am afraid that I will not be satisfied with others, but no matter how hard I am on myself, I can't feel it, and I feel that I am still living a good life, as long as he lives a good life. There is no need to be too harsh on others, because everyone and everyone has a different perception of life, and the experience of happiness and happiness is also different.

The reason why a person is reluctant to spend money for himself is that maybe you want to spend this money where it is more worthwhile, thinking that you don't care.

Not willing to spend money on oneself and trying to save money is generally a kind of hoarding psychology. Hoarding psychology is a direct or indirect experience of scarcity, and the older generation has experienced a period of extreme material scarcity, so they have a direct experience of scarcity, and the thrifty mentality caused by this is very stable.

In other words, even if the external environment becomes more consumer-oriented, they may still be content with their frugality, and there will be no obvious contradictions and anxieties in their hearts.

Because you haven't spent much money since you were a child, your family is not the kind of person who spends, and you are not very rich, you know that money is not something you want to have, so you are reluctant to spend it.

Is it for all or just for yourself? If it is for everyone, it is a slam, if it is only for himself, it means that he loves the person who is willing to give.