-
It is a wise consumption habit to budget the relevant expenses before traveling abroad, and as one of the must-haves abroad, the cost of overseas travel accident insurance is undoubtedly the focus of travelers' attention. Which insurance company is the best to buy travel insurance for overseas comprehensive service quality, product cost performance and claim speed of major insurance companies, etc., choose from the best choice, the same travel insurance abroad can get at least 15% or more of the best discount in the purchase, and the operation is also very convenient, you only need to find your favorite product in the travel insurance section of the home page and click to buy, the specific insurance method is as follows: 1
Choose the appropriate amount of coverage according to the level of consumption in the destination country. 2.Overseas travel insurance needs to cover your entire trip.
Make your trip all the way insured. 3.When purchasing outbound travel insurance, pay attention to whether international emergency evacuation services are included.
Since it is difficult for domestic insurance companies to spread their outlets abroad, outbound travel insurance products are usually in cooperation with international emergency rescue companies. Whether you lose your wallet or your passport while you're out there, you can call for help**, and some major international insurance companies also offer Chinese-language services. 4.
Choose the right insurance platform, buy on it, you can compare the products of multiple insurance companies, and then choose the product that best suits your protection and travel needs. Insurance is also very simple and convenient, on the homepage, free registration of members, log in to choose your favorite product, select the protection period, you can buy immediately. **Cheap, the whole insurance process is clear and transparent, eliminating the layers of trouble of intermediaries**, lower premiums, and stronger autonomy.
Insuring high-quality and inexpensive overseas travel accident insurance, through the purchase of not only save money but also convenient operation, welcome everyone to come to buy. "Travel Global" Overseas Travel Protection Plan Diamond Plan Coverage Content: * Emergency Rescue Medical Insurance Benefit of 1 Million Yuan * Illness + Accidental Medical Compensation of 500,000 Yuan Each (Overseas Direct Payment Provided) * Up to nearly 30 kinds of protection responsibilities, and the protection responsibilities are rich and as low as:
From $20 Sun United Peace of Mind Overseas Travel Protection Plan (including the United States and Canada) Plan A Coverage Content: * Medical compensation of 300,000 yuan * 24-hour global medical assistance * Coverage of skiing, diving, horseback riding and other popular entertainment activities as low as: $52.
-
Hello! If you want to travel abroad, in order to strengthen the personal and property safety during your foreign travel, it is necessary to take the initiative to apply for travel insurance for yourself and your family before going abroad.
-
Travel abroad accident insurance can choose traffic accident insurance. Domestic and international flights are covered, and trains, cars, and ships are also covered. This is the most basic accident insurance you need to buy when traveling abroad, and if you want more protection, you can choose some insurance related to traveling to the cave.
There are currently two types of traffic accident insurance in the market, one is short-term traffic accident insurance and the other is comprehensive traffic accident insurance.
Short-term insurance has a minimum insurance period of only 1 day and a maximum of 1 year, and the coverage can cover all types of vehicles with defibrillation, the cost is low, and the main insurance liability is limited to death and disability. What is more user-friendly is that the policyholder can choose the project that suits him in various means of transportation.
For example, the means of transportation involved in your trip are limited to planes and cars, so you don't have to choose in terms of train and ship protection, and the advantage of traffic accident insurance is that you have targeted protection.
-
Overseas travel accident insurance purchase channels:
1. Find a professional insurance company or ** institution to apply for insurance company offline.
2. Apply online, it is recommended to choose local insurance in the same city.
Precautions for Overseas Travel Accident Insurance:
1. The setting of the insured amount should not be blind, and the setting of the insured amount should be based on the economic level and medical level of the destination country;
2. The best effect of on-demand insurance, clear about your travel destination, and then choose a more targeted travel insurance product, so as to bring more appropriate protection to yourself;
3. The insurance period should not be too short, and when applying for overseas travel accident insurance, we must pay attention to the choice of the insurance period, which should be greater than or equal to the actual number of days of travel in Jishan.
-
There is no good or bad personal travel accident insurance, and it needs to be judged in combination with personal reality. Personal travel accident insurance not only includes accidental death or disability protection, but also adds accidental medical insurance, hospitalization allowance insurance, public transportation accident insurance, self-driving accident insurance, emergency rescue services and other insurance.
1. Be sure to read the terms clearly, pay attention to its coverage and liability exemption, not every product is guaranteed. It is very important to read the coverage of the insurance and what is and is not covered, especially when looking at the exclusions.
2. Choose travel insurance according to the risk of travel activities, if it contains high-risk sports, it is recommended to choose products that can cover high-risk sports.
3. The insurance amount must be purchased sufficiently, so that you can truly rest assured.
4. Pay attention to purchasing convenient and fast travel insurance.
As long as the policyholder has purchased an insurance product that covers accidental death and accidental medical benefits, then the product will not be bad. As for the choice of other additional insurance, it is recommended to consider it according to your own financial situation and actual needs, and only what suits you is the best.
Test your anti-risk index, experts will interpret it for you for free!
-
Sycamore Tree Insurance Network helps you answer your questions
Accident insurance purchased for outbound travel is generally called overseas travel accident insurance, and it is recommended to purchase travel accident insurance for your own protection and convenience when traveling abroad. Here's why:
1.Risks are everywhere, there are still accidents, medical and other risks in overseas tourism, and the insurance outlets bought in China cannot cover overseas, if there is no overseas travel accident insurance, it is difficult to get protection in time after encountering an accident, and you need to bear the risk alone;
2.The high medical costs abroad, the medical expenses abroad are generally higher than those in China, and accidental injuries or illnesses will produce a large amount of medical expenses, even more than the cost of travel;
3.Overseas travel insurance is cheap, comprehensive coverage and protection, including accidents, medical treatment, death, traffic delays, emergency rescue, and personal liability protection, all-round protection for people, property, and material losses, and you can have no worries when traveling;
4.To travel to a Schengen area, according to the rules of the Schengen countries, you must purchase an insurance policy with a medical coverage of more than 30,000 euros and an emergency rescue function. Otherwise, the visa process may be blocked, and many overseas travel accident insurance can meet this requirement.
When purchasing overseas travel accident insurance, you should pay attention to:
Choose the appropriate amount of insurance according to the consumption level of the country you are travelling to; The coverage period covers the entire trip, preferably two more days, in case of delays, there is still coverage; Pay attention to whether the international emergency rescue service shelter is included; Choose a formal and professional insurance platform.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
When the insured encounters an accident within the scope of the policy's liability, he or she can directly call the insurance company's customer service to report the accident, and provide the policy number and ID card number when reporting the accident. In addition to providing these contents, the person who was accidentally hospitalized also needs to provide a detailed list of drugs or a list of medical reimbursements, and then hand over these materials to the insurance company together with a copy of the insured's ID card and a copy of the bank card, and the insurance company will evaluate the accident according to the materials provided by the insurer and the content of the contract, and determine the amount of the claim. The amount of the claim is then compensated. In addition to how to pay for travel accident insurance, there are also many people who want to know what the travel accident insurance payment process is, in fact, the travel accident insurance payment process is divided into two ways: domestic and foreign, as far as overseas travel is concerned, taking Ping An as an example, the claim process is as follows, when the tourist who has purchased Ping An overseas medical insurance is out of insurance, if the situation is more urgent, the insured can call Ping An's global 24-hour customer service ** at the first time to explain the situation, If the passenger buys a product that pays the medical premium in advance, Ping An will also pay the medical expenses in advance when the emergency ** is abroad, and then settle the claim afterwards.
Travel accident insurance includes personal accident protection, medical expenses protection, personal belongings protection, and personal legal liability protection. >>>More
Accident insurance liability includes accidental death, accidental dismemberment and accidental medical treatment, no matter what kind of accident insurance reimbursement, the basic process is almost as follows: >>>More
When applying for accident insurance, it is necessary to pay attention to the payment standard and non-payment to avoid subsequent claims disputes. Accident insurance strategy for different age groups: "It's right to buy accident insurance for different age groups!" >>>More
Frequent traffic accidents often bring huge unhealable pain to family members, and if passengers buy a professional traffic accident insurance in advance, then after the traffic accident, at least they can get some financial comfort. >>>More