51 year old physically and mentally exhausted and don t want to work, has a house, 2 million in cash

If you put three-quarters of your money in a fixed deposit in the bank, you will have a large amount of income every year, which is enough to support yourself.

I think you can choose 1.5 million to deposit in 3 banks on a regular basis, 200,000 can be put at home for backup, 100,000 can be stored in WeChat or Yue Baoli, 100,000 can buy ** and other value-preserving products, and 100,000 will be used for some financial management. It's safer that way.

1 million to buy bonds (the average annual return can be about 10%), 500,000 to buy the CSI 300 CSI 500 Index** (this basically represents the national fortune), 200,000 to buy partial stocks** (start with a small amount of water testing, learn while doing, and then gradually increase **), 10 200,000** (this part of the loss is pulled down).

If you have a house, you don't think about the cost of rent and mortgage, you only think about eating and dressing. With a monthly interest rate of 3/1000, the net income is 6,000 per month. If you are not rich, you can barely make ends meet!

If there is a currency depreciation price ** or something, it hangs.

It is recommended to buy a car to run Didi, and if you want to improve, you will take two orders. If there is a storm, it is also a way out.

You can take some money to the bank to buy long-term wealth management products, some money can buy insurance products to protect yourself, and you should also keep some spare money in your hands, but buying a house is a little less, and you can do some small business.

It is possible to invest in some small businesses. For example, invest in opening a bubble tea shop with others, so that you don't have to worry about retirement when you make money.

Buy state-owned bank stocks with an annual interest rate of 5 points. Ten years later, it can still be flipped over.

This depends on the actual situation of the family, but also depends on the area, 2 million cash is not much, say a lot less, see what kind of life you want to live.

As long as you don't go to the restaurant every day, ordinary days are enough.

I don't think I'm afraid to retire, provided that the children can be self-reliant when they are fifty years old.

Give it to me, buy it into wine, and put it up.

Take care of the financial manager, this is a household notice!

That's enough money.

I was also emaciated, and I also suffered from anxiety and depression; Both children are studying, what should I do?

If you want to buy a house from such a starting point, you can only pursue high returns, but at the same time, you can also have a chance to do it

Hello, we are about the same age, and buying a house is one of the goals. But with the current income situation, the down payment for buying a house within 5 years will be a cut off, although it is difficult to buy a house in 5 years, but the idea of financial investment is very good, a kind of assistance to your income, use money to make money, plus the increase in salary income, the goal will always be slowly achieved. Talking about financial management, your current amount of funds is relatively small, and there is a balance of about 1,000 per month excluding expenses.

There is also communication, I hope it will help you.

Invest in yourself and let your monthly salary rise to have a greater chance of buying a house!