When borrowing money from relatives, is it really not necessary to make an IOU?

It is necessary to make an IOU, and the brother should settle the account, don't hurt the feelings between relatives because of the money, make an IOU, prove the sincerity of the borrower, let the other party rest assured, and have a psychological guarantee.

I think that for relatives who are not particularly close, it is still necessary to make an IOU in case you owe money in the future.

Borrowing money between relatives, in fact, it is really necessary to make an IOU, as the saying goes, brothers settle accounts, even if there is no confusion between relatives, IOUs are sometimes a way to protect the feelings between relatives for a long time.

If you are worried that your relatives will not repay the money, you can naturally sort out the debt relationship by making an IOU, and at the same time, you can give yourself more security, and you don't have to worry too much about the money disappearing. If there is no IOU, then it depends entirely on the consciousness of the relatives, but in this process, it is not excluded that some relatives do not want to repay the money.

It is definitely very necessary to make an IOU, because the IOU can be regarded as a proof of borrowing money, and it will reduce disputes in the future.

I think you should still play a copy, as the saying goes, brothers have to settle accounts clearly, borrowing money itself is already trust, playing an IOU actually does not have much impact, you can WeChat search a [IOU said], create an electronic agreement, very convenient, due and reminders, so you don't have to come forward to urge, so you can avoid unnecessary disputes in the future.

Legal Analysis: It's better to have an IOU, no matter how good the relationship is.

Basically, anyone who has dealt with a lawyer knows that a written IOU is a must. It is already a favor to be able to borrow money, and generously let the other party write an IOU.

The IOU should be written with the amount (preferably capitalized) and the name of the other party's ID card. You can also bring red ink to press your fingerprints.

Legal basis: Article 667 of the Civil Code of the People's Republic of China A loan contract is a contract in which the borrower borrows money from the lender and returns the loan and pays interest when due.

Article 668 of the Civil Code of the People's Republic of China: The loan contract shall be in written form, unless otherwise agreed upon between natural persons.

The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Article 669 of the Civil Code of the People's Republic of China When entering into a loan contract, the borrower shall, as required by the lender, provide the true information about the business activities and financial status related to the loan.

Lending money to anyone should be an IOU, don't be embarrassed to play an IOU because you are a relative, often many relatives and friends will eventually break down the relationship between relatives and friends because of borrowing money, so be cautious when borrowing money, make an IOU, and avoid unnecessary trouble in the future. If the IOU will not be written, you can find an IOU to say, create it directly, the lawyer drafts a standardized contract, and the two parties voluntarily sign it with legal effect, sign the contract online, and the other party does not pay it back when it expires, and you can litigate, which is convenient and fast.

This depends on whether the relationship between you is very good, I believe that his character will repay the money, the amount is small, then you can play the IOU or not, if the amount is relatively large, I suggest that you still play the IOU is better, now borrowing money must be easy to speak, in case you do not pay back, you have an IOU in hand is not afraid of him defaulting, the IOU will not be written can be found IOU said There is an electronic loan contract, with legal procedures, **signed, to avoid embarrassment, very convenient, you can try it, with an IOU, your rights and interests are also protected.

Some people may say that not all relatives are as mentioned above, and some relatives can be said to be strangers to each other. I think if that's the case, there's a high probability that I won't lend money out. Nowadays, it is easy to borrow money to go out, but it is difficult to get it back.

Many people are not willing to borrow money at all if they are not the right people, and they will find an excuse to pass it perfunctorily, so why tear their faces to find them to repay the money in the future.

An IOU is a certificate that can prove the creditor-debtor relationship, and it is also used as evidence in future lawsuits, and if it is a loan between non-relatives, an IOU is required. For me, it is a big family with close relatives, and everyone in this family is doing well, and this family will be more prosperous in the future, which is conducive to the long-term development of the family. There can be more friendship between relatives and loved ones, and there is no need to be obsessed with money.

I think that relatives should make an IOU when borrowing money from each other, because it will be more beneficial to both parties and there will be no disputes.

Relatives borrowing money between each other should be IOUs. Borrowing money and making an IOU is a very normal behavior, which should be made by the borrower on his own initiative, and it is also an attitude to the other party.

I think there should be an IOU, which is also a guarantee between the two parties, and has nothing to do with the relationship.

There must be an IOU, and the brothers will settle the accounts, even if the relatives borrow money, they must also make an IOU.

Should. Even if they are brothers, they have to settle accounts, let alone relatives who are more estranged. An IOU is a guarantee for yourself.

Hello, if you are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should also do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

Our brothers and sisters borrowed hundreds of thousands, and those who did not pay the IOU would be repaid. I think IOUs can be made between friends, and it's really not necessary for your own family. In this way, I feel like I see my relatives as if they were outsiders. Brothers and sisters, it's really difficult, and it's also appropriate to pay us back if you really don't have the money.

Before getting married, I knew that my husband's family conditions were not very good, and my parents-in-law planted more than three acres of land in total, and the money for my husband's school was earned by them going out to work, but my husband had a good temper and was motivated, so we were together.

When we got married, we had just joined the working hours and had not been working for a long time, and in order to prepare for the wedding, we asked our relatives to borrow 10,000 yuan, and when we went to get it, his aunt said that we had to give her an IOU, so that we should not think about it. My husband wrote the finch calendar very happily, how much money was borrowed, and when it was paid off, I was a little surprised, because I didn't ask anyone to borrow money, and I didn't understand why relatives still need IOUs. We repaid the money in less than a year, and we always felt that we were not sure to borrow someone else's heart, and I didn't get the IOU back when I repaid it, and then my husband's cousin brought it over, and my husband tore it up and threw it into the trash.

Later, I also talked with colleagues and friends about relatives and friends borrowing money, and finally turned against the goal, and I often saw on the Internet that there were cases of getting into financial disputes or hindering life for money. Whenever this happens, I always feel that in terms of money, it is better for my brother to settle accounts.

A few days ago, my husband's sister and brother-in-law came to the house and said that my brother-in-law's company might be listed on the stock market, and the leaders of their company were buying original shares. I didn't understand what it meant, but I knew that the point of the conversation was that his sister wanted us to buy it too, and in case the company went public, the money for buying the original shares could be multiplied several times.

I don't know anything about finance, and they just want to lend them money if we don't buy it. I don't know if they understand what they're doing, and I don't know if his sister is full of confidence.

The next day, my husband chatted with his brother-in-law, transferred the money and took it away, and asked his brother-in-law to give him an IOU. Although the parents-in-law didn't say anything, for them, the son lent money to his daughter, and there was no need to make an IOU. Maybe it's because I've listened to it a lot, I've seen it a lot, maybe I've grown up, and now I think it's normal to look at the IOUs borrowed between relatives.

But after all, after all, they are sisters and brothers, and they always feel that they are born when they make an IOU. This afternoon, Dabao said that she wanted to eat hot pot, and after I sent her to the dance class, I went to the supermarket to buy something, and when I went back, I cleaned up the dishes first.

In the evening, my husband's sister and nephew came together, and his sister took a piece of paper and said that it was written by my brother-in-law, and I didn't care at first, it doesn't matter if I write it or not, as long as I return it, but when I saw the content on it, I was really speechless.

My brother-in-law wrote a sentence about how much money he borrowed from my husband, and it was over with the name and date signed below, and he didn't write when he would pay us back.

Although we are not afraid that his sister and brother-in-law will not pay back the money, but such an attitude is really uncomfortable, I don't know if this IOU is wrong, is it necessary?

When borrowing money, you need to write an IOU or not, and whether you write an IOU or not is determined by two contents. Both IOUs and IOUs are written documents of claims and debts, but there is a big difference between the two. An IOU is a written voucher issued by the borrower to the lender, which proves that the two parties have established a loan contract relationship; The IOU is a settlement basis for the settlement between the two parties based on the previous economic exchanges, which is actually the settlement of the past economic exchanges between the two parties, and only represents a pure creditor-debtor relationship, and does not represent the loan contract relationship.

Therefore, when borrowing, it is best to write an IOU, not an IOU, so as not to trigger a lawsuit, and it is necessary to explain the reason and purpose of the "arrears" to provide evidence.

1. The timeliness of IOUs and IOUs An IOU is a debt relationship between the parties in the course of economic transactions in a certain way of economic settlement. For example, the arrears arising from sales, damages, labor services, etc., are a settlement fact issued by the debtor to the creditor. According to the law, the statutory limitation period for IOUs is 2 years.

For IOUs that have indicated the date of performance of the payment of arrears, the limitation period shall be calculated from the date on which the date of settlement of arrears is indicated. For IOUs that do not indicate the date of performance of the payment of arrears, the limitation period for litigation shall be calculated from the second day after the debtor issues the IOU. The IOU is the basis for proving that the loan contract relationship is a kind of loan fact issued by the borrower to the lender when the lender delivers the loan to the borrower.

The statute of limitations for IOUs is 2 years from the date of remembrance of the date of repayment indicated on the IOU. If the lender fails to claim its rights with the people's court for more than two years, the people's court will no longer protect it. For IOUs that do not indicate a repayment date, the lender may request repayment from the borrower at any time.

However, if the lender does not have a statute of limitations to assert rights within 20 years after the borrower issues the IOU, it will no longer run.

2. The timeliness of IOUs and IOUs is different

1) The parties have agreed on a performance period in the IOU, and the creditor shall claim within 2 years after the expiration of the performance period;

2) If the parties have not agreed on the time limit for performance in the IOU, the statute of limitations shall be 2 years from the date of issuance of the IOU, and the creditor shall claim within 2 years from the date of issuance of the IOU. IOU:

1) The parties have agreed on a performance period in the IOU, and the creditor shall claim within 2 years after the expiration of the performance period;

2) If the parties have not agreed on the performance period in the IOU, the creditor shall claim within 20 years from the date of signing the IOU; From the above, it can be seen that the difference between the statute of limitations of an IOU and an IOU is that the statute of limitations for an IOU that does not specify a time limit for repaying the debt is 20 years. However, the statute of limitations for IOUs that do not indicate a time limit for repaying debts is only 2 years.

In addition, the statute of limitations for IOUs and IOUs that have been specified in the law is the same as two years.