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If the relative who borrowed the money has any bad repayment records, then tell the mother directly not to lend money to the relative. If the relative does not have any bad records, then find out why your mother would lend money to this relative, talk to your mother, express your unwillingness to lend money to your relative, and hope that your mother will agree with your opinion.
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Make trouble directly, make trouble so that the surrounding neighbors know, call the relatives, explain the situation, and let the elders convince your mother, no matter what, killer moves, cut off the relationship, and run away from home. Write a letter of disconnection, get your parents to sign it, then pack your bags and move away. It's really done, and it feels like it's very serious.
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Of course, it's not good to refuse too directly, you always have to scruple about face, if he doesn't know that you have money, you can let your parents say that you have been short of money recently, and you don't have any money, which is enough, if he knows that you have money, you can say that the money in your hand is urgent and can't be lent to him. When it comes to this, if he still asks you what you are for, it will be shameless.
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To prevent my mother from lending money to relatives, we can discuss with her and tell her that the family's financial situation is not very good, that she should not lend money to others, and that she has not repaid the money she lent to her relatives before.
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First of all, it depends on what kind of person your relative is, if this relative borrows money, does not do some good things, or even borrows money and does not pay it back, then directly tell your mother not to lend them, just because you lent them, they will not pay back, why borrow.
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If you want to stop your mother from lending money to your relatives, you can't say to your face that you can knock on the side and say that you don't have money at home for what you want to buy? There are topics you can use to make your mom understand what you think.
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Ask my mother about the character of this relative, whether she will borrow it and not pay it back, and then see if she wants to borrow it. If the character is not very good, tell your mother that you are a little short of money and use it for yourself first.
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Tell your parents about it. My family still needs money urgently, there is no need to lend him money, and we still need to use this money ourselves.
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Summary. There are many ways to refuse, first of all, you have to exclude the method of pretending to be poor, since your friends have borrowed money from you, he must know that you have money, if you pretend to be poor, people are not stupid, and the relationship will definitely not be good in the future. Others borrow money from themselves, on the one hand, they are acquaintances, and on the other hand, they are their own real gold**, and it is difficult to choose between them.
In short, you can't make the decision, it's all a family, and any important decision you make, especially when it comes to money, will have a great impact on the family, so if they don't agree, you can't agree.
There are many ways to refuse, first of all, you have to exclude the method of pretending to be poor, since your friends have borrowed money from you, he must know that you have money, if you pretend to be poor, people are not stupid, and the relationship will definitely not be good in the future. Others borrow money from themselves, on the one hand, they are acquaintances, and on the other hand, they are their own real gold**, and it is difficult to choose between them. In short, you can't make the decision, it's all a family, and any important decision you make, especially when it comes to money, will have a great impact on the family, so if they don't agree, you can't agree.
If it is really a good relationship, the safest way to hurt feelings is how much he borrows, and you give a discount, such as borrowing 10,000 yuan, you borrow two or three thousand, one is to show that you did not stand by and did your best; Second, even if he doesn't pay it back later, your loss is not so big, just give a red envelope when you get married. There is an old Chinese saying that the emergency is not the poor.
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It depends. Some people have good relatives and don't care about such trivial things, but if they have seriously interfered with the life of their families, we should euphemistically raise our dissatisfaction and rationally refuse.
Everyone has their own family, and so do their relatives. The most thing between relatives and relatives to borrow money this.
Thing, in our big family, a cousin who works for a part-time job with silver is a bit like casting a net for three days and drying fish for two days, and doesn't do business. He always stretched out his hand to borrow money from my parents and my parents, and he didn't borrow much, a thousand, a hundred, and sometimes he wanted to pay for living expenses, and occasionally asked his parents to send dozens of dollars for a meal. The first few times his parents lent it to him, but then it became more and more frequent, and the key was not to repay the money, and he delayed it again and again.
I should have considered not borrowing money anymore, but after all, he was the nephew of his parents, so he couldn't say it, but under the advice of others, he was still allowed to be independent.
If a relative will only blindly ask for things and don't know how thick the sky is, then he should refuse him, after all, it will make him lazy and lazy. A person like this refuses to have any guilt or guilt.
Everyone is an independent individual, and they all have the value of hard work and wealth creation. In general, don't worry about him.
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It can be said that I have saved all my money and can't take it out on a regular basis. I have left myself with my monthly living expenses.
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1. Pretend to be poor. Sometimes when it is difficult to borrow money, it feels hurtful to be friendly to each other when you refuse directly, so just pretend to be poor!
Make excuses that you're buying a house, a car, or list your loan credentials.
At this time, what we have to do is to wait for work with ease, see the move, and give back to the other in the other way. Compare yourself with him, make him believe that you are penniless, and completely prevent him from continuing to borrow money from you for other reasons in the future. If he buys a car, you buy a house, and if he raises a son, you will support his mother, and see which of you is more miserable.
2. Excuse yourself for not being at home.
When you are financially strained, and a friend comes to borrow money, or when a friend has a large need for money to borrow money and cannot lend it to him, then the best way is to make excuses, such as putting the blame on the other party in the family, saying that you don't care about the family and that you can't control the financial power.
3. Borrow more in small amounts.
For relatives who borrow a lot of money, if they borrow tens of thousands of yuan at a time, their relatives will feel that their family is confident and rich, or they will come to borrow money. So if you treat such a relative badly, it is better to borrow less first and give more times.
After borrowing money once or twice like this, he himself was embarrassed to borrow money. And in this way, because the borrowed money is small, his family does not affect him, and he reasonably refuses to borrow a large amount of money.
4. Loan agreement.
There are many kinds of people who borrow money, and some people like to take advantage of loopholes and want to borrow money without paying it back.
So now I don't want to borrow money socks to celebrate the sedan chair, and I am embarrassed to refuse directly, so I simply negotiate to borrow money, but I have to sign a loan agreement. This agreement can be in the form of collateral or in the form of borrowing money to receive interest. In short, it is okay to borrow money, but it is carried out in the form of a transaction, so that the other party agrees to borrow money, and there is evidence, and there is no fear of not repaying the money in the future.
If the other party didn't want to trade with it, it just politely refused to borrow money.
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I can't give specific advice because it takes a lot of factors into account, such as your relationship, your financial situation, your cultural and social background, and so on. However, I can offer some directions for thinking:
First of all, you need to consider your financial situation. If you have the ability to help your relatives and their request will not cause you financial hardship, then you may consider helping them. However, if your financial situation does not allow you to help them, or if helping them would negatively impact your life, you may consider declining their request.
Second, you need to think about your relationship. If you have a good relationship with your relatives and you feel that helping them will enhance your relationship, then you may consider helping them. However, if you feel that the relationship between relatives is not close enough, or they are always asking for things from you instead of sharing their life and happiness with you, then you can consider declining their request.
Finally, you need to consider your cultural and social background. In some Sun Dousui cultures, it is a tradition and habit for relatives to help each other, and it is often taken for granted. In this case, you may feel obligated to help a relative.
However, in other cultures, people are more concerned about personal privacy and freedom, and they do not like to be interfered too much in their lives. In this case, you may be more inclined to decline a relative's request.
In short, you need to judge whether to help relatives or not according to your own situation and values. If you decide to help them, you can consider helping them with a positive and optimistic attitude, which will increase your relationship and mutual trust. If you decide to decline their request, you can try to express your thoughts tactfully and let them understand where you stand, but at the same time be respectful and polite.
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1.Be honest about your team's thoughts and situations. Tell them about your finances and personal plans. If you're reluctant to lend them money, tell them directly about your concerns and discomfort and explain why you can't mention the code for help.
2.Additional assistance may be considered. If you can't provide funds, consider providing other help, such as helping them find other lenders or providing other forms of support.
3.Don't rush into a decision. If you're not sure whether you should lend money to a relative, consider taking your time to make a decision. Tell them that you need time to think about it and make an informed decision after thinking about it.
4.Set clear boundaries. If you decide not to borrow money, you need to tell them explicitly. Avoid ambiguous or ambiguous language. If they continue to insist, you need to firmly reaffirm your decision.
You need to take into account your family and financial situation and set clear goals for the future of yourself and your family to avoid the risk of lending money.
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