Should you carry a lot of pressure to buy a house, and young people are under a lot of pressure to b

I think this depends on your own needs, if your ability to bear is not particularly strong, it is definitely not recommended that you carry a lot of pressure to buy a house, if you use it as a daily living expense, I think this can still be considered.

First of all, if you don't have a special reason, there is no need to carry a lot of pressure to buy a property, life is short. Why put so much pressure on yourself and make your life very boring and tiring? But in fact, you should also give yourself a certain amount of pressure.

So if you can, you should still buy the building.

No. Our first house is the earth, the second house is the body, and the third house is the building. If the first house is bad and the second house is broken, what is the use of the building?

I shouldn't have personal advice, I shouldn't have been pressured to buy a house, I'll never be a house slave.

If you need this building yourself and can handle this pressure, you can buy it.

Nowadays, many Chinese home buyers are basically in debt to buy houses. Take a loan from the bank to buy a house and repay it every month! This is also the beginning of debt, and the interest on the loan to buy a house is quite a lot, which is equivalent to spending twice as much!

According to the question: "Do you want to go into debt to buy a house?" ”

One. Analyze whether to buy a house in debt.

One thing is certain from this question: the majority of people are now in debt to buy houses.

According to this question, it can be analyzed from this aspect:

Pros and cons of taking out a loan to buy a house.

01.Pros and cons of taking out a loan to buy a house.

1.What is a loan to buy a house?

Buying a house with a loan refers to an individual taking out a loan from a bank and then using it to buy a house. Before paying off the mortgage, the "Real Estate Title Certificate" is mortgaged to the bank until the mortgage is paid off, and the certificate can be taken back!

2.The benefits of taking out a loan to buy a house.

It is more cost-effective for buyers who just need a loan to buy a house.

For buyers who just need to buy a house, it is basically more difficult to buy a house in full. Therefore, taking out a loan to buy a house is a very beneficial way for this kind of person! Because, the rigid demand type of home buyers basically rely on salary income, so the full amount of funds to buy a house is relatively lacking!

Every year, the central bank lowers the standard of interest repayment. For home buyers, the RRR cut means that the monthly repayment will be reduced.

China's central bank lowers the interest rate on mortgage repayments for home buyers every year. So, it's a good welfare policy for home buyers. When the mortgage is repaid, every penny is money.

Reduce the financial burden.

Taking out a loan to buy a house can reduce the financial burden on the buyer. After all, the full payment for buying a house costs millions, which is more stressful for people over 2 3 in China. Because China accounts for most of the people's main income** depends on wage income!

3.Disadvantages of taking out a loan to buy a house.

There is a risk of interruption in the payment of a loan to buy a house.

For this year's epidemic, it is more difficult for buyers to buy a house. And if you take out a loan to buy a house, if your unit goes bankrupt, then this kind of people, their income will be mainly cut off. If this happens, there will be a supply outage!

If you have the conditions to buy a house, you should not buy it under pressure. This will reduce the burden, reduce the stress, and work better.

Should you be pressured to buy a house? I think if it's stressful, it's better not to buy a house, well, it should be rented first.

Should I be under a lot of pressure to buy a property? I think that in this society now, it is impossible to marry a daughter-in-law without a building. Therefore, you have to rely on the support of your family to buy a house.

It should be stressful, but it must be bought. There is no need for too much pressure, there will be less pressure on parents to have money, so why not borrow first? If you borrow money from your parents, it will be very stressful if you pay for it yourself.

No, it's good to live freely all your life.

If you have enough financial means, you can, but if you don't, it's better not to put too much pressure on yourself.

Well, if it's in need, I think I can put a little pressure on myself to buy a house, and if I already have a house, uh, and I don't have much extra money on hand, I think it's better to wait first.

If you have to carry a lot of pressure to buy a house. That should not be bought for the time being. Wait until you have a little financial foundation in two years before you buy it.

Hello, I think it should. Because young people nowadays are generally under more pressure and are burdened with heavy life pressure.

Whether you have a lot of pressure to buy a house, depending on your own conditions, but at least you can afford it.

If you are under a lot of pressure, there is no need to buy a house, it is too hard to do so, and you will decide to buy it when you have certain conditions.

You can buy it, but if you just need it, you have to buy it. A home loan, also known as a home mortgage. A mortgage is an application for a mortgage loan from a home buyer to a bank.

No, if you don't have the money, it's better to buy it slowly, it's a lot of pressure and expensive.

Should I be under a lot of pressure to buy a property? If you need a house, a house, or a marriage, there is nothing that you shouldn't do, and you have to buy Western medicine no matter how much pressure you have.

I feel that buying a house now requires a lot of pressure, but as long as you just need it, you also need to buy it under great pressure.

Yes, yes, an ordinary person's experience of buying a house tells you that if you buy a house, you have to carry a lot of pressure to do it.

It's better to buy a house, and if you can't afford it now, you can slow it down, and it's not too late to buy it when the economy allows you to save a few years.

If the pressure is too high, then don't buy a house yet, wait a minute, wait until you improve, and then buy.

Personally, I think that if you are really stressed, you can postpone it, which does not mean that you must do it immediately.

Should I be carrying a lot of pressure to buy it? I think the teacher is in a hurry to basic living conditions, so no matter how difficult it is, he must sell his own place in Langfang, so that he can be comfortable and happy, and if the pressure is too great, he will go to buy food.

Shouldn't it be very stressful to buy a house, then my sister's good pressure should not buy a house, well, you should rent a house first.

It depends on the personal situation, if the down payment is easy and the loan can be repaid, then he just buys a set, which will become more and more expensive in the future.

You shouldn't be under a lot of pressure to buy a house, and you should do what you can when you buy a house.

Not really, if the pressure is not too high, you can choose to buy, if the pressure is high, not now.

It's perfectly okay to rent a better home first. Many young people rent a house when they get married, and then work together to buy a house after marriage, which is the same, and it is more meaningful, and both parties cherish the fruits of their labor more.

It depends on the degree of great pressure, if you buy a house, don't buy it if there is a problem with the survival of the family, if you buy a house, let the family need to control in some aspects, the family has a fixed economic income, buying a house just can't spend money easily, you can still buy, after all, buying a house is also an investment, not only appreciation, but also makes people feel at ease.

A lot of pressure, how much exactly? Buying a house can motivate you to save money, forcing you to save.

The financial pressure of buying a house is only temporary, if you buy it to live in yourself, it's okay, if you buy it now to invest, it is recommended that you don't buy it.

But if you can't afford to buy a house on your own, then this pressure must be borne by the family!

Buying a house needs to consider:

PurposeBefore buying a house, consumers must consider why they want to buy a house, whether it is for their own occupation to improve their housing conditions, or as an investment. If you are self-occupied, you can choose a community with convenient transportation or second-hand housing and living facilities; If it is to improve the housing conditions, choose a large apartment; If it is an investment, it should be taken into account the current economic situation.

Location real estate is very personalized, and location is always a key factor in determining its value. Therefore, home buyers must choose real estate in different locations according to their purpose, such as school districts, city centers, or along the subway? If you want to buy for your child's schooling, you must choose a school district because of its geographical advantages, the investment value is relatively large.

Type of house. In general, if it is an investment, it is advisable to choose a small apartment. If it is to improve the living conditions, of course, we should choose a large apartment. However, small apartments are a type of apartment that has recently been launched in the residential market and is popular among young people.

When young people enter the workforce, buying a small house is a wise transitional option when they are not financially able and have a small family size. However, when buying a small apartment, we should pay attention to a reasonable functional layout, and how to create a comfortable space in a small area is the key to buying a small apartment. In addition, throughout the property, many small apartments are located on the north and corner of the building, with poor lighting and ventilation, close to the elevator room, and prone to disturbances.

Please be aware of these issues when purchasing.

In the current state of regulation of the developer, the factor of the developer is the most important. My advice is to choose a large developer, because its financial strength, technical capabilities, and anti-risk capabilities are relatively strong, and its later performance is reliable. Small developers are prone to the problem of broken capital chain, which will affect a series of problems, such as the quality of the house and a series of problems in the later property.

In addition, before buying a house, buyers must first see whether the developer's state-owned land use certificate and other documents are complete. Don't take the deposit lightly. Be sure to read the contents of the formal contract and think carefully before delivery, and ask the developer to include advertising as a contractual agreement in the terms of the contract.

When signing a purchase contract, consumers must carefully grasp the terms of area, **, fees, liability for breach of contract, housing quality, property management and so on. So as not to cause unnecessary losses to yourself.

Many people think that this is a very important factor, but I think that of these, the least important is the one. In the current economic climate, it will not be significantly or dramatically.

I think it depends on your own financial situation and housing needs.

Benefits of renting:

Renting a house is already a very common way of life in the real estate market, especially for people who work outside the home, and the company does not provide room and board, so they must rent a house. So there's a lot of flexibility in renting. In addition, you don't have to pay a lot of cash at once to rent a house, and the funds can be used for other investments.

In addition, it can avoid risks such as depreciation and repayment of the value of the house. And it will not reduce the quality of life because of buying a house, and you can save a lot of money by renting a house without buying furniture, appliances, decoration, etc.

Benefits of Buying a Buyer:

Having your own property is more of a sense of belonging. Buying a house can be used to have a property of your own in the future, without worrying about problems such as a second landlord, and it can also be treated as a long-term investment. Moreover, if you have a fixed residence, your child's household registration can be directly implemented in the future, and it is convenient to go to school, so you don't have to worry about school selection fees.

If there are elderly people in the family, it is convenient to take care of the elderly.

Suitable for renters:

Generally speaking, young people who are just starting out in the workplace, people who are more mobile in their jobs, people with unstable incomes, and people who are short of funds are more suitable for renting. Because renting a house can ensure the liquidity of funds, there is no need to worry about the need to repay the loan on time every month after buying a house. There are also people who want to use the funds for other investments, once they buy a house, it is a transaction of tens of thousands, which will involve the question of whether there are still activity funds.

Suitable for people who want to buy a house:

Now there is a common word in real estate is "just need", which is the people who are ready to get married, have a down payment, have loose funds in hand, and have a stable income, which is also the main group of people who buy houses in the real estate market at present. The second is to improve the sexual needs and people who want to invest in real estate. These people have a lot of money, a stable income, and a high income, and the quality of life for them will not change much when buying a house.

When young people get married, they still need to have a house, which can give each other a sense of belonging, and also avoid being arbitrarily raised by the landlord or evicted in the future.

There is no need, because buying a house can be a lot of stress, and the monthly mortgage repayment will wear out young people's minds.

Young people are under a lot of pressure to buy a house, and it is also necessary to buy a house. First of all, buying a house is not for speculation, it is to provide a stable place to live for yourself, so that you can have a stable working environment, and secondly, you must have a house for marriage or children in the future.

I think young people still need to buy a house, because if you don't have a property and choose to rent, it is still inconvenient to live in ordinary times, because the landlord can let the tenant move out at any time.

It is necessary, the house is a home, and it is also a necessary condition for children to go to school, and with their own house, they no longer worry about being evicted by the landlord in the middle of the night, and they no longer worry about the landlord raising the rent.

Children are still young, there is no need to be in such a hurry to buy It is better to have a place to invest or to invest Do you still have to worry about a house and a car when you make money.

If you don't buy a house for the rest of your life, I can only say that the feasibility is there, and it depends on whether you can withstand the pressure.

In fact, many young people are "forced to buy a house", not because they want to buy, but because they can't bear the mental pressure that the people around them invisibly exert on themSurviving under this kind of pressure for a long time will inevitably lead to the idea of "forget it, buy a house so that they don't have to be crooked every day".

Take our parents as an example, after a lifetime of hard work, I hope you can have a little bit of success, and the child of someone in the next door has bought a house, married a daughter-in-law, and has given birth to a child, and his life is already perfect, and he is simply at the peak of his life. At this time, even if you refute it and say that other people's miserable lives have just begun, in the eyes of your parents, you will have the psychology of "saying that grapes are sour if you can't eat them".

At the same time, when your colleagues, relatives, and friends around you are all aiming for this, you will look out of place. This phenomenon becomes more and more severe as we age.

When you were young, you said that you didn't want to buy a house in your life, and the people next to you would laugh when they heard it, at most they said that young people were not pragmatic and needed to be honed.

When you are forty years old, you still say that you don't want to buy a house in your life? Do you live in **? Your wife and children live in **? Renting a house is someone else's house, can you live in someone else's house for the rest of your life?

Frankly speaking, in "food, clothing, housing and transportation", buying and renting a house are all solutions to the problem of "housing". With our current living conditions, the problem of "housing" cannot be solved at all, but because of the social point of view, we are in this trend and have to follow the crowd. It's hard to really swim against the current.