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Hehe, next, hope it helps.
Consumption installments are done on a per-transaction basis, mainly depending on whether your credit limit is still enough. But you also have to think about it, when it comes to repayment, it is also calculated according to each payment, if you have three consumption installments, then you need to repay these three installments together when you repay. As long as your quota is enough, it will not affect the installment of the next month, if it is not enough, it depends on the specific situation, the money you repay first this month is only a part of the money you did in the installment before, the amount can only be a part of the repayment, restore a part, maybe you repay the money is only a few hundred yuan in installments, and the amount is only a few hundred yuan to recover, if you still want to have a large amount of consumption, it is basically not possible.
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Tmall installment has an overdue record, the installment qualification has been cancelled, the installment qualification application cannot be passed, and the current stain will definitely not be allowed to be used again. Tmall installment overdue payments can affect credit, including credit scores and credit limits. Alibaba's personal credit reporting system "Sesame Credit" will give different Sesame Credit scores according to the different situations of users, and Sesame Credit Score is evaluated according to five dimensions, one of which is "Credit History", if there is a late repayment, it may reduce your Sesame Information Score.
If the credit score is lowered due to late repayment, then the credit limit of Tmall installment will also be reduced. A good repayment record will help the user's credit, please repay the loan on time to avoid overdue bad records affecting credit. It is advisable to pay attention to the bill repayment date and repay the loan on time.
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Summary. Hello, dear, glad to answer for you. 1.
Cancellation method: Alipay - My - Sesame Credit - Credit Management - Authorization Management - Cancel Authorization. In addition, since the installment can be bound to the withholding function, if you don't need it, you can also cancel the withholding at the same time.
2. Cancellation method: Alipay - My - Settings - Payment Settings - Passwordless Payment - Automatic Deduction - Contract Withholding. Some users may prompt that the cancellation fails, which is due to the fact that the bill under your name has not been paid off, and you need to cancel the withholding agreement first, and then cancel the authorization, which can be successful, and you can cancel it on the next day after the last billing date.
I hope my answer can help you and I wish you a happy life. <>
Alipay Sesame Credit that is bound in installments is overdue, and it has been paid off, how can it be canceled.
Hello, dear, glad to answer for you. 1.How to cancel:
Alipay-My-Sesame Digital-Credit-Credit Management-Authorization Management-Cancel Authorization. In addition, since the installment can be bound to the withholding function, if you don't need it, you can also cancel the withholding at the same time. 2. Cancellation method:
Alipay - My - Settings - Payment Settings - Passwordless Payment - Automatic Deduction - Contract Withholding. Some users may prompt that the cancellation fails, which is due to the fact that the bill in your name has not been paid off, and you must cancel the withholding agreement first, and then cancel the authorization, before it can be successful. I hope my answer can help you and I wish you a happy life.
It's already over.
Ok thanks.
If you cancel the sesame authorization, then you can't apply for installment, similar to the meaning of uninstalling the product, if you want to re-apply, you need to re-allocate the authorization and open the withholding service. Re-authorization to installment will re-verify your Alipay credit and account situation, and it is not recommended that users cancel the installment authorization during the use of the corresponding service or if you need to continue to use the corresponding service. I hope my answer can help you and I wish you a happy life.
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The "Regulations on the Administration of the Credit Reporting Industry" have corresponding provisions on it:
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Influential. The longer the overdue time, the greater the impact. If it keeps dragging, someone will hit ** first. After that, it is directly forced to repay the money and pulled into the credit blacklist.
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You can cancel it, but you need to do it through customer service.
How to cancel your account:
1. If the user applies for a loan on the installment platform and does not want to continue to use it, he can choose to cancel the account, but generally the account needs to be logged in to the official website to find customer service, and he cannot cancel it.
3. After the account is cancelled, all your personal information on this platform will also be erased.
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You can apply for a small amount of sesame money of more than 600 in the loan cow.
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Installments are given to you for many reasons, and sometimes the more you want to apply, the more you don't give it to you.
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1. If the Sesame Credit score is not less than 600, the user only needs to upgrade his Alipay wallet to the latest version, and then he can use the "borrow" loan function in the "Wealth" column of the Alipay wallet.
2. Borrowing is a consumer credit product of Ant Micro Loan, users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans, and users can apply for a loan of up to 50,000 yuan according to the score, and the amount applied for can be transferred to the balance of Alipay. The maximum repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.
3. Although it is convenient and fast to use Alipay to "borrow" a loan, its interest rate is relatively not low, so remember to overdraft within your ability to avoid exceeding your repayment ability and causing adverse effects on personal credit.
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