Bank of China Enterprise Annuity Inquiry Method

95566, follow the voice prompts, select 3 banking services - 1 personal account inquiry - 5 enterprise annuity.

Inquire; **Please press "1" for bank password login, and "2" for enterprise annuity password login, and you can query personal account details and basic business information after logging in. At the same time, it can also be transferred to the corresponding manual service for inquiry.

2. Online inquiry system: You can log in, select "Enterprise Annuity Service" on the right, select "Personal Login" for individual customers, select "Enterprise Login" for corporate customers, and enter the corresponding user name.

Password. 3. Personal Internet Banking: You can log in to Personal Internet Banking and select "Pension".

Handle related business.

The inquiry method of Bank of China Enterprise Annuity is as follows:

1. **Bank: You can call the customer service of Bank of China**95566, follow the voice prompts, and select 3 banking services - 1 personal account inquiry - 5 enterprise annuity inquiry; **Please press "1" for bank password login, and "2" for enterprise annuity password login, and you can query personal account details and basic business information after logging in. At the same time, it can also be transferred to the corresponding manual service for inquiry.

2. Online inquiry system: you can log in.

On the right, select "Enterprise Annuity Service", select "Personal Login" for individual customers, select "Enterprise Login" for corporate customers, and enter the corresponding username and password. 3. Personal Internet Banking: You can log in to Personal Internet Banking and select "Pension" to inquire about the annuity plan.

The above content is for your reference, and the business regulations are subject to the official Bank of China.

1. **Bank: You can call 95566 for inquiries through self-service voice; You can also transfer to the manual service for inquiry.

2. Online inquiry system: You can log in, select "Enterprise Annuity" on the right, select "Personal Login" for individual customers, select "Enterprise Login" for corporate customers, and enter the corresponding username and password.

4. Bank of China counter inquiry: For individual customers, if they have participated in the pension plan of Bank of China as the account manager, they can go to the business outlets of Bank of China to inquire about their pension information with their Bank of China bank card and their valid identity documents.

5. ATM self-service ATM: BOC's ATM self-service ATM can provide you with 7 24-hour enterprise annuity inquiry service.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

1. **Inquiry: You can dial 95566 for self-service voice inquiry; You can also transfer the query to a manual service.

2.Bank of China counter inquiry: For individual customers, if they participate in the Bank of China pension plan as an account manager, they can check their pension information at Bank of China outlets with their Bank of China bank card.

Extended Materials. 1.Enterprise annuity is a kind of supplementary endowment insurance system, which refers to the supplementary endowment insurance system independently established by enterprises and their employees on the basis of participating in basic endowment insurance in accordance with the law.

Enterprise annuity is an important supplement to the national basic pension insurance, and is the "second pillar" of China's improvement of the urban employee pension insurance system (composed of three parts: basic pension insurance, enterprise annuity and personal savings pension). age insurance). In countries that implement modern social insurance systems, enterprise annuity has become a more widely implemented enterprise supplementary pension plan, also known as "enterprise annuity plan" or "occupational annuity plan", and has become an important part of the pension insurance system.

of the host country. 2.Procedures for enterprise annuity:

Enterprise Annuity ** Management Agency Qualifications:

1) Publish an announcement to the public on the official website of the Ministry of Human Resources and Social Security.

2) The applicant shall submit the application materials at the specified time and place, and the examination and approval department shall conduct a preliminary review of the application materials, reject the application materials that do not meet the requirements, and correct the notice of incomplete materials; If the conditions are met, a notice of acceptance will be issued.

3) Require the competent department of the industry to impose penalties on the applicant in the past three years.

4) Organize on-site inspections as appropriate.

5) Organize expert review.

6) After reviewing the expert review opinions in accordance with the provisions and procedures, make an administrative licensing decision and publicize it on the official website of the Ministry of Human Resources and Social Security.

Enterprise annuity ** management institution (national level) qualification update:

1) Publish an announcement to the public on the official website of the Ministry of Human Resources and Social Security.

2) The applicant shall submit the application materials at the specified time and place, and the examination and approval department shall conduct a preliminary review of the application materials, correct the notice of incomplete materials, and issue a notice of acceptance if the conditions are met.

3) Require the competent department of the industry to impose penalties on the applicant in the past three years.

4) Send the interdisciplinary evaluation form to the local human resources and social security department, some customers and relevant management agencies, and summarize the feedback.

5) Organize on-site inspections as appropriate.

6) Organize expert review.

7) After reviewing the expert review opinions in accordance with the regulations and procedures, the administrative licensing decision shall be made and publicized on the official website of the Ministry of Human Resources and Social Security.

The inquiry method of Bank of China Enterprise Annuity is as follows:

1. **Bank: You can call the customer service of Bank of China**95566, follow the voice prompts, and select 3 banking services - 1 personal account inquiry - 5 enterprise annuity inquiry; **Please press "1" for bank password login, and "2" for enterprise annuity password login, and you can query personal account details and basic business information after logging in. At the same time, it can also be transferred to the corresponding manual service for inquiry.

2. Online inquiry system: you can log in.

On the right, select "Enterprise Annuity Service", select "Personal Login" for individual customers, select "Enterprise Login" for corporate customers, and enter the corresponding username and password. 3. Personal Internet Banking: You can log in to Personal Internet Banking and select "Pension" to inquire about the annuity plan.

The above content is for your reference, and the business regulations are subject to the official Bank of China.

Bank of China's corporate annuity is borne by individuals and enterprises together, and also belongs to the company.

The enterprise annuity payment is jointly borne by the enterprise and the individual, and the enterprise annuity plan will have a clause of "vesting rules" (if there is no such clause, it is assumed that 100% of the part paid by the enterprise belongs to the individual), and in the vesting rules, the enterprise will clarify that the part of the rights and interests paid by the enterprise shall be vested in the personal account of the employee in proportion to the employee's working years in the enterprise. __

2. The rights and interests of Bank of China's enterprise annuity can be vested in the enterprise.

The term of 100% vesting equity in the enterprise annuity personal account shall not exceed 8 years. If the employee resigns after less than 8 years of employment in the enterprise, the part of the enterprise contribution to be vested that is not vested in the individual employee belongs to the original enterprise, and this part of the ** rights and interests does not belong to the individual employee, nor can it be transferred to the new employment unit of the employee. The proportional payment of the enterprise annuity enterprise cannot be equivalent to the employee's personal account funds, and the enterprise employee must have worked in the enterprise for more than 8 years before the enterprise annuity enterprise payment rights and interests can be 100% vested in the employee's personal account.

3. Full ownership of enterprise annuity.

The full vesting of the enterprise annuity means that the employee begins to pay the enterprise annuity paid on a monthly basis according to the number of months of calculation and payment after retirement, until the balance of the individual annuity account is paid. That is, the number of years that the employee fully receives the total amount of the individual enterprise annuity account. We know that the enterprise annuity is paid by employees on a monthly basis according to a certain proportion of the basic salary, which is jointly borne by the unit and the individual, establishes a special account, is managed and operated by a specialized institution, accumulates interest, and is paid monthly after retirement, and the special fund is used for special purposes.

It can be seen that the enterprise annuity is, to be precise, a part of the individual's salary and interest are paid behind the delay, and it is completely owned by the individual employee.

Extended information] The enterprise payment and individual payment are all credited to the personal account, and the rights and interests formed by the individual payment part are all owned by the participant, and the rights and interests formed by the enterprise payment part are vested according to the equity vesting rules stipulated in the enterprise annuity plan, and the vested rights and interests belong to the participant, and the unvested rights and interests belong to the company.

1) Individual contributions and their investment income belong to individual employees.

2) The part of the enterprise contribution and its investment income shall be attributed to the individual employee in proportion to the employee's service years until 100 is fully vested.

Each company pays the enterprise annuity of the bank is different, to ask the company in charge of this part of the bank is the bank, go to the official website of the bank to check it, the following is to use the enterprise annuity paid by China Merchants Bank to inquire about the personal account:

1. The first thing is to enter the official website of China Merchants Bank in the browser.

2. On the right side of the home page, there will be an enterprise annuity query, click to enter.

<>4. Click to enter the interface of Dengpunzhou Shenglu, and enter the information you want to query for personal information to log in.

5. The next step is to verify the identity and authenticate according to the prompts of the system.

6. After entering, you can view the information in your personal account, and you can choose what you want to query in the menu bar on the left.

Here's how to check your individual business annuity:

2. After logging in to the pension professional service**, click on the individual user login and enter the identity bridge travel card number and password;

3. After entering the personal interface, click on the personal enterprise annuity to inquire.

The conditions for employees to participate in the enterprise annuity scheme are as follows:

1. Sign a labor contract with the unit and the probation period expires;

2. Participate in the basic pension insurance for employees of the enterprise in accordance with the law and fulfill the obligation to pay.

Enterprise Annuity Regulations

Article 21.

Those who meet one of the following conditions can receive the enterprise annuity:

1) When an employee reaches the retirement age implicitly stipulated by the state, he or she can receive the enterprise annuity from his or her personal account for enterprise annuity on a monthly basis or in installments until the funds in the personal account are fully received; You can also use the funds in your personal account of enterprise annuity for a one-time purchase of commercial pension insurance products, receive benefits according to the insurance contract and enjoy the corresponding inheritance rights.

2) The funds in the personal account of the enterprise annuity of the person who have settled abroad (outside the territory) can be paid to the person in a lump sum according to his request.

3) After the death of an employee or retiree, the balance of his or her personal account for enterprise annuity may be inherited.

The ways to check the enterprise annuity are as follows:1. **Bank inquiry: Call the bank customer service bound to the enterprise annuity account**95595, and follow the voice prompts.

2. Pension professional services** inquiry: user login: click "individual user login" to open the corresponding page, enter "enterprise annuity" (or "ID number") and "password" and click the "login" button to enter the personal annuity information query page.

3. Many self-service terminals and ATMs in many bank outlets support the annuity business inquiry function, and you can inquire with your personal ID card and the bank card bound to the enterprise annuity account.

How to inquire about enterprise annuity.

1) Mobile phone inquiry.

1. First find the bank on your phone and click to enter.

2. Then we swipe to the left in the top direction until we find the total assets, and then click on the small eye below to let us see the total assets, and then click on the number below the total assets.

3. After entering the detailed page of total assets, swipe down to see that there is a pension, click to enter the pension.

4. And in the list, we click to enter the information query.

5. After entering the information query, we click the next button at the bottom.

6. Then we click on the details button on the right side of the personal customer number.

7. Finally, you can see the enterprise annuity paid by the enterprise for us.

2) Self-service inquiry.

In the process of inquiry, there is no need to log in repeatedly, and you can query the details of the annuity account, such as basic information, plan information, payment information, equity information, and investment information.

3) Online banking services.

For CCB personal online banking customers (contracted customers or non-contracted customers), after CCB completes the opening of CCB enterprise annuity account and opens external inquiry channels, you can log in to personal online banking, click "My Account" - "Other Account Services" - "Add Enterprise Annuity Account", enter the annuity customer number and account password, confirm the submission, and after the matching verification is passed, you can open the personal online banking annuity service.

After opening the personal online banking annuity service, you can query your own annuity information, including: basic employee information, plan information, payment information, equity information, and investment information. Among them, investment information includes investment details and historical net worth information.

For customers who have signed up for personal online banking, after opening the personal online banking annuity service, they can modify and submit part of their annuity information in real time within the user's personal modification authority set by the enterprise in the corporate online banking**.

If you have provided CCB with a valid personal mobile phone number to CCB, and CCB has completed the opening of external inquiry channels and registered your mobile phone number, you can use CCB Annuity SMS Information Service. The service content includes: payment and payment reminders, payment and transfer reminders, and regular personal account rights and interests information reminders.