How much is the handling fee for POS machine card swiping and how much is the handling fee for POS m

The handling fee rate of POS is deducted as a percentage of the trading volume, and the deduction rate varies according to different industries

1. 1% for general industries and about 2% for special industries (such as hotels, hotels, jewelry, handicrafts, etc.).

2. For bulk transactions and wholesale transactions, the deduction rate is capped, generally 20 yuan or 50 yuan for a single transaction.

3. The handling fee shall be borne by the merchant and shall be deducted when UnionPay clears the funds. 70% of the revenue is obtained by the issuing bank, 10% is the fixed part of the income, and the rest is the income of the acquiring bank or acquiring company.

4. Any other deduction rate, such as .6% or so on, the handling fee rate is different for different industry types, and this is unified across the country.

The consumer will not deduct the money from the consumer's bank account by swiping the card on the POS machine, and the handling fee deducted from the card of the POS machine will be deducted from the merchant's bank account. The POS machine card handling fee is deducted from the merchant's account according to the industry and business scope of the merchant's business license.

Debit card and credit card fees are not the same, credit cards, generally 6,1000 yuan, 6 yuan handling fee, debit card, generally 1,000 yuan, yuan handling fee.

How much does a credit card fee cost?

How much will be the handling fee for POS machines?

The rate of each POS machine on the market is different, most of them are 6%, which means that 100 yuan is 6 yuan.

There are 3 types of merchant collection rates:

One. Traditional POS machines

1.Standard credit cards and debit cards are subject to a maximum of 20.

3.For public welfare, such as swiping the card to consume in public hospitals and schools, there is no need for handling fees.

Two. Smart POS machine

The handling fee of the smart POS machine is the same as that of the traditional POS machine, but the smart POS machine can also be paid through ***, and the handling fee for receiving money through *** is generally.

Three. Mobile POS machine

In fact, the mobile POS machine is connected to the POS machine through the Bluetooth of the mobile phone to swipe the card for consumption, and the card handling fee of the mobile phone POS machine is generally about +3 transactions.

Extended Information: How to Choose a POS Machine

Choose POS according to different needs

Some cardholders require points to complete the card task and are exempted from the annual fee; Some cardholders want to get points to participate in activities in exchange for preferential gifts, while others want to improve their consumption quality and credit card limit. For such users, it is recommended to choose the left and right rate POS, there are points for card transactions, and the card issuer is willing to help you raise the card limit only when it obtains certain benefits, so as to avoid the situation of reducing the amount or even blocking the card.

For cardholders who have less demand for the use of POS, they spend in cash from time to time every month, so there is not much requirement for the rate, you can choose fast, scan the code, etc., as long as the funds arrive safely, plus the usual shopping malls, meals, payment of water and electricity bills, etc., it is not only a normal phenomenon, but also enriches the bill, anyway, no one requires you to spend at merchants with points.

It varies depending on how often the POS is used

For users who swipe the card with high frequency, you can choose the regular one-clear POS of the standard class rate, if you lose points or reduce the amount of credit in order to save some handling fees, and lose credit, it will outweigh the loss! After all, you're not swiping your card to save money.

For users who swipe cards frequently, under the premise of safe funds, they can save money, and choose which one is lower, but it should be noted that "there is no free lunch in the world", and there is no regular POS with zero rate! After all, any service behavior needs to be supported by an economic foundation.

In the face of those ultra-low or even zero-rate POS, you should be vigilant!

POS machine rates are all in. This is the standard rate given by UnionPay. At this rate, there are no problems.

When choosing a personal POS machine, you must first choose a regular POS machine with a payment license, and the POS machine company with the "Payment Business License" is to cooperate directly with UnionPay, and take the UnionPay settlement channel, so as to ensure the safety of your own funds, so the choice of regular POS machine is the most important.

POS machine is a kind of payment and collection tool that can be carried around, and the card can be swiped by binding the account; Insert your bank card and enter your PIN to make the payment. pos machine, something that resembles a calculator, with a small gap next to it; It is used to swipe the card. The role of the POS machine is:

The national charge for POS machines is 06%, that is to say, you only need to pay 60 yuan for swiping a card for 10,000 yuan. Assuming that the transaction amount is 10,000 yuan, the fee charged when the user uses the POS machine to swipe the card is 60 yuan.

The state divides the POS machine rate into three types, which are:

1) Standard class.

The standard POS machine fee is:

2) Preferential category.

3) Exemption and exemption.

Public hospitals, public schools, welfare homes, charities, etc., are all <> with 0 rates

The 2003 merchant credit card handling fee regulations were repealed on February 25, 2013, and the overall reduction in card fees was 23% to 24%.

After accepting the customer's credit card, the special store needs to pay a handling fee of 2 to 3% to the bank and the credit chain card center. In order to save costs, some manufacturers will require cardholders to pay additional processing fees, because the card must be invoiced, so that the store cannot evade taxes.

According to the current Measures for the Distribution of Inter-bank Transaction Proceeds of Bank Cards of China UnionPay Network Access Institutions, the settlement fees of bank card acquiring business are all borne by merchants, but the rates implemented by different industries are different, ranging from 4%. Generally speaking, the credit card handling rate for the retail industry is 2% for supermarkets and 2% for the catering industry.

How much will be the handling fee for POS machines?

How much does a credit card fee cost?

Credit card holders do not need to pay a handling fee for the POS machine, but the merchant pays the handling fee, and the rate of the handling fee is as follows:

1. When swiping a card in a general type of merchant, the handling fee is the amount of the card.

2. When swiping the card in the catering, entertainment, hotel, jewelry, and arts and crafts categories, the handling fee is the amount of the card.

3. When swiping a card in real estate or automobile sales merchants, if the handling fee is the amount of the card, the upper limit of the handling fee is 40 yuan.

4. When swiping a card in a wholesale merchant, if the handling fee is the amount of the card, the upper limit of the handling fee is 16 yuan.

6. The bank does not charge a handling fee when swiping the card in public schools and public hospitals.