Chinese Life College Student Insurance Compensation Issues

First, first of all, I don't know what insurance you bought for Chinese life, whether there is medical reimbursement insurance, followed by whether the breast is benign or malignant, if it is benign, only medical reimbursement insurance can be claimed, if it is malignant, if you buy serious illness insurance, then serious illness insurance and medical reimbursement insurance can be claimed.

Second, the urban resident medical insurance of college students can reimburse hospitalization expenses, if you buy the medical reimbursement insurance of Chinese Life, and the insurance of college students can be used at the same time, you can first reimburse the insurance of college students, and then use the split sheet to reimburse the remaining medical expenses in Chinese Life (if you buy this insurance).

Third, you belong to the remote medical treatment, before you treat the disease, you should first say hello to the school, let them know where you are **, if they agree (they will be filed with the relevant unit of college student insurance), there is no problem with reimbursement, in addition, if you have Chinese life insurance, look at your policy number, and then call 95519 to report the case, inform them where you want to ** (generally hospitals above the county level, Chinese life is recognized), so that there is no problem with the claim of Chinese life.

Now the most important thing is to figure out what kind of insurance you have so that you know how to get reimbursed.

3-5 working days below RMB.

3-7 working days for 10,000 RMB.

RMB above 5-10 working days.

Chinese Life Insurance Reimbursement Process:

1. In the event of a risk guaranteed in the contract, if you need to settle a claim, you must first report the case.

2. The company's claims department or its own broker, after confirming that the matter is true, will require the policyholder to provide the following corresponding information.

1) Original insurance contract.

2) A copy of the policyholder's ID card (front and back).

3) A copy of the policyholder's bank card (front and back).

4) The original medical records of the insured are exhumed for outpatient (emergency) treatment.

5) The original certificate of diagnosis of the insured (issued by a medical institution with a seal) 6) A copy of the insured's hospitalization record and the original discharge summary.

7) Original pathology report of the insured.

3. Before the review, you will also be asked to fill in the reason and process for medical treatment before submitting it to the branch.

4. Finally, submit Sun Sanchun to the head office to determine the financial payment after the compensation.

5. Finally, the contract will be returned and the claim payment will be paid into the beneficiary's account.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The claim process for Chinese Life Education Insurance is as follows:1The insured shall notify the insurance company in a timely manner after the occurrence of an insured accident; 2.

With the assistance of the insurance company, prepare the information required to apply for a claim, generally including the insurance policy, hospital certificate, hospitalization certificate, medical expense invoice, medical expense list, etc., because accidents caused by accidents usually need to provide an account for the accident to take the account of the new age event; 3.Submit the information to the insurance company, and the claim or reimbursement can be made after the review is correct. It should be noted that if the insured dies or becomes disabled due to an insured event, it is also necessary to provide information such as a death certificate or disability certificate.

It depends on what type of insurance you are taking out in Chinese Life. Insurance is not that you are insured before Qingqian, and you will be compensated if anything happens. If you are enrolled in hospital medical insurance, you will be compensated.

In addition, if you report the case late and report it later, the insurance company will accept it according to the situation, and if it does, it may also deduct a part of the resulting costs from the compensation (that is, the expenses incurred by the insurance to check the investigation after the fact).

In general, the insurance company should be notified within 24 hours of the accident. It shouldn't take more than five days. Of course, if it exceeds it, it will not necessarily be accepted, that is, as mentioned above, some fees may be deducted.

Therefore, you may report the case right now, and the insurance company will tell you what information you need. Then decide whether to make a claim according to the requirements of the insurance company.

Extended Reading Yuqing Reading: [Insurance] How to buy, which is better, teach you to avoid these insurance"pits"

First, it depends on whether your insurance has accident insurance, and second, because it doesn't say what insurance you have, whether the insurance covers everything, these requirements are not mentioned.

Third, if there is an accident insurance article. As long as the hospital proves that you didn't mean it. In fact, you didn't mean to, either. Then compensate.

Fourth, there is no need to worry about the investigation.

Fifth, you'd better have all your insurance covered to keep you safe.

Sixth, I wish you a smooth work, a prosperous career, and a prosperous life, and an early progress**.

Hello. As long as the insurance is valid, this situation can be claimed. Feel relieved.

Since someone from the insurance company has investigated, it means that your insurance is in active status. What you described was an accident and must be within the scope of the claim. But you said it was on the plank of a tricycle, and you don't go into too much detail here.

Whether the tricycle is moving, or stationary. Is it your own or someone else's. There is no question of tripartite liability.

There is a clear provision in the insurance: "If the insured receives reimbursement from other insurance companies, units, institutions or third parties, the insurance company will only compensate the remaining part of the insured who has not been compensated." "So, there are a lot of things that can't be said for sure.

The reason for the insurance company's refusal is that you have not fulfilled your obligation to tell the truth, that is, when you apply for insurance, you fill in the insurance policy, and whether you have filled in the previous cases.

If you haven't filled out an insurance policy, go to court.

The insurance company will definitely lose, because when the contract is signed, both parties have not fulfilled their obligations, and you are a vulnerable group, and the court will generally support the judgment in favor of the victim, so you can win.

If you fill out a past medical history and the insurance company still covers it, then they will definitely pay for it. Unless you have a special agreement in your insurance contract that those illnesses cannot be covered.

In this way, you can also sue in time, as long as you can explain that the second ** has nothing to do with the first**, they will still pay.

In short, you only need to sue and be able to prove that the second ** is not necessarily related to the first**.

You can definitely win the case.

It's very clear upstairs. Also, look at how your insurance policy is written!

You paid insurance premiums for four years when you entered the school in your freshman year, I don't know what insurance premiums you paid, what are they covered? If it is accident insurance, it will definitely not be compensated. If it is a hospital medical insurance, it must be compensated, and if it is a serious illness, it depends on the terms, whether it is worthy or not.

Students are insured by the school insurance, and there is basically no problem with the responsibility, but you need to prove that your second operation is not necessarily related to the first accident, and the university is collected by the school when applying for insurance, and the insurance company does not inquire at all.