Which is better to buy insurance, is it better for Chinese to live for life, or is it better for Chi

It is recommended to give priority to protection insurance, followed by insurance. If it is from the perspective of operating income, Chinese Life is better than China Taiping. Chinese Life is a large-scale national financial and insurance enterprise, and in 2021, the consolidated operating income of the group company exceeded 1 trillion yuan; In recent years, China Taiping has developed rapidly and has been listed in the Fortune Global 500 for five consecutive years, ranking 334th.

Chinese Life and China Taiping have launched many types of insurance, such as critical illness insurance, medical insurance, accident insurance, life insurance, etc., it cannot be said which insurance type must be good, which insurance type must be bad, but the applicable groups of people are different.

For example, newborn children, because most of them do not bear family responsibilities, it is better to buy critical illness insurance, medical insurance and accident insurance, while the breadwinner of the family in his thirties and forties needs to be fully equipped with the four major types of insurance as much as possible.

So which is better, Chinese Life or China Taiping Insurance Group? Let's take a closer look.

1. Chinese Life Insurance.

Chinese Life Insurance is a state-owned super-large financial and insurance enterprise company, which is a leading financial enterprise headquartered in Beijing.

How is Chinese life, what products are there, and is it good?

Founded in 1949, Chinese Life Insurance has a comprehensive business scope covering life insurance, property insurance, ** and other fields, with annual income premiums of up to hundreds of billions.

In the second quarter of 2022, the core solvency adequacy ratio of Chinese Life was the comprehensive solvency adequacy ratio, and the latest comprehensive risk rating was AAA, which fully met the standards of the CBIRC.

2. China Taiping Group.

China Taiping is the longest-running national insurance brand in China's history, and its management of China's financial enterprises headquartered in Hong Kong has been selected into the Fortune Global 500 for three consecutive years, with strong overall strength.

How is Taiping Life reliable? One article tells you the answer!

In addition, in Taiping Insurance Group's 2022 semi-annual solvency report, the core solvency adequacy ratio is 126%, and the comprehensive solvency adequacy ratio is 231% (the comprehensive risk rating is not applicable), and the disclosed indicators meet the solvency standards stipulated by the China Banking and Insurance Regulatory Commission.

Finally, remind everyone that different age groups, different economic incomes, future expectations, etc., will affect the insurance plan, if you want to know what kind of insurance you are suitable for, you can see the insurance plan I wrote before:

How to buy insurance for different age groups? Everyone should have their own plan.

<> is not life or peace.

China Taiping. Insurance companies and Chinese Life Insurance Company.

They are giants in the insurance industry, so the car insurance of both of them is actually very good, and when we choose car insurance, we can choose according to our own needs, after all, the two of them are not only one car insurance, to put it simply, there are pros and cons of each, so there is no way to directly explain which one is better. When we buy car insurance, we must observe the following points.

1. Choose a big brand.

After we buy a new car, in addition to the compulsory traffic insurance, we must also buy a commercial insurance.

After all, commercial insurance is the greatest protection for car owners. When choosing an insurance company, of course, you need to choose some insurance companies with relatively large strength, about this point Chinese Life and Ping An.

All meet the requirements perfectly, so there's no need to think about which brand is better.

2. Check the coverage.

Don't think that you just buy a car insurance casually, and you can get full coverage directly on the road, there is no such good thing at all, we need to take a closer look at the insurance company's coverage. For example, there are some insurance plans that will not cover certain areas, such as if the insured person has committed a driving offense.

Driving without a license, driving while intoxicated, etc., are not covered by the coverage. This is called the exclusion clause of the insurance contract, so be sure to check it when you buy insurance.

3. Don't just look at **.

Many people think that car insurance is almost the same, see which one is cheaper to buy directly, in fact, insurance really can't just look at **, we need to consider many conditions, such as the insurance company's follow-up service problems, their compensation speed, claim process, etc., these are all within the scope of consideration. These can also be found on the official **. In addition, a car insurance will also have a bonus business, such as free towing, free car wash, and so on.

Don't underestimate these bonus businesses, they may not be inconspicuous when you look at them now, and you won't think like this anymore when you actually use them.

I hope mine can help you. Have a great day!

Taiping has heard very little, and has not heard that property insurance does car insurance business, life insurance is okay, at least the second echelon, so choose carefully.

Taiping Life and Chinese Life are both very powerful insurance companies, relatively speaking, I think Chinese Life is stronger, it is recommended to choose Chinese Life Insurance.

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

It doesn't matter if you have an insurance company, just choose an insurance product with insurance terms that suit you, and it is recommended that you buy critical illness insurance at the age of 53.

Don't you think about peace? It is guaranteed to give a plan that is reasonable and suitable for you.

Hello! Welcome to consult Ping An Insurance!! We can make a plan for you!!

Hello, you can buy whichever one, as long as it is guaranteed, it is the best.

You need to design what you need now with the protection you have.

Chinese Shou and China Taiping are both central enterprises! You can learn about Taiping's welfare, health+......Guaranteed dividend insurance for sick treatment and sick pension.

Chinese Life 500 Fortune Companies, good products, good service.

The older you are, the higher the fee, and the less selectivity you have! Chinese Life's Corning Lifetime Insurance has 40 types of critical illnesses and 10 types of minor illnesses, and the pure protection insurance has a value guarantee!

China Taiping is good, guaranteed for life, and the premium is cheap.

I think it's better to buy health blessings.

Hello, Chinese Life Insurance welcomes your consultation.

As long as it suits you, any one is good.

Summary. Hello, Chinese Life and Taiping Life are both regular life insurance companies in China, the company is well-known and strong, when buying insurance products, these two insurance companies are good choices.

Hello, Chinese Life and Taiping Life are both regular life insurance companies in China, the company is well-known and strong, when buying insurance products, these two insurance companies are good choices.

1. From the perspective of premium income, the premium income ranking of life insurance companies in the first half of 2021 has been announced, and the top 15 include life insurance and Taiping insurance. In the premium income ranking of life insurance companies, Chinese Life is at the top of the list in most cases, and Taiping Life is usually within the top 10. The level of premium income of insurance companies can reflect the degree of love that insurance consumers like insurance companies.

In this regard, the Chinese have a slight advantage. 2. From the perspective of the solvency of the insurance company, the solvency can reflect the stability of the financial situation of the insurance company, but the higher the solvency, the better, as long as it meets the requirements of the China Banking and Insurance Regulatory Commission. In the first half of 2021, the comprehensive solvency adequacy ratio of Chinese Life was the core solvency adequacy ratio and the comprehensive risk rating of A.

Taiping Life's comprehensive solvency adequacy ratio was 207%, core solvency adequacy ratio was 205%, and the comprehensive risk rating was A in the first half of 2021. Both insurers are solvent compliant. 3. From the perspective of insurance products, there are many products under Chinese Life and Taiping Life, and the following Xicaijun will introduce the critical illness insurance of the two companies respectively.

1) Taiping Life Fu Lu 20: This is a return-oriented critical illness insurance product that can be protected up to the age of 80. Critical illness, mild illness, moderate illness, death liability, and 12 types of high-cost benefits and additional benefits for specific illnesses are also available.

If the insured does not make a claim during the insurance period, the insurance company can refund the premium paid in a lump sum after the expiration of the insurance period. (2) Chinese Life Kangning Insurance 2021a: This is also a return-type critical illness insurance product, its protection time is short, only 30 years of protection, and the protection content is simple, only critical illness, death, and maturity insurance benefits, but the product's ** is also relatively cheap.

The current main product of Chinese Life is still the AB version of the National Life Celebration Edition, with optional one and optional two responsibilities, and the comprehensive protection is more comprehensive. Summary: Chinese Life and Taiping Life are both regular life insurance companies in China, the company is well-known and strong, when buying insurance products, these two insurance companies are good choices.

Chinese Life and China Taiping are stronger than Chinese Life, strong strength, more outlets, and more products, which is their advantage.

The two of them have their own strengths and weaknesses, and each has its own focus in the scope of work. No one is good or bad. It depends on what the customer's needs are.

It mainly depends on what kind of insurance the individual buys, of course, life insurance is better for life, and safety is still good for car insurance, and the two companies have their own benefits, both are large companies.

Which is better, Chinese Shou or Chinese Taiping? In fact, these two are well-known insurance companies in China, and the service level is relatively high, so it is recommended to choose any of them.

Both of these are good. It's the two largest companies. There is actually no big gap between the two, but it is better to choose the Pacific Ocean.

Compared with China Taiping, I think Chinese China Taiping is better, China Taiping was established earlier and has a good reputation.

Which is better, Chinese Shou or Chinese Taiping? I think the life brand is a bit bigger. But personally, I always buy Ping An insurance.

Personally, I think Chinese life insurance should be pretty good, because if Chinese life insurance is very good, because I haven't tried China Taiping, so I don't know how he is.

It depends on the type of insurance you buy, after all, there is no absolute good or bad. Different types of insurance depend on the amount of preferential range.

Chinese Life is a state-owned enterprise, China Taiping is a private enterprise, in terms of strength, Chinese Life ranks among the world's top 500, in terms of service, it should be said that each has its own strengths, the two insurance companies are famous brands in China, it can be said that the benevolent and the wise see the wise, as far as I am concerned, I prefer Chinese Shou ......

Chinese Life Insurance and China Pacific Insurance, both belong to the leading enterprises in the insurance industry, in fact, the two people are essentially the same, it is recommended to buy China Pacific Insurance.

Ten thousand people live, China Taiping are two better insurance companies, which one do I think? All better.

National Life Insurance is still a good insurance, and China Pacific also has its different benefits.

Both of them are better than me because they are different insurance companies.

Which of these two insurance companies is better, this is impossible to determine, just go to their insurance company to find out.

Of course, the business of Chinese life is better. China Taiping's business is relatively poor.

You still use the former, after all, it is a large company in the country. What happened to the establishment after the Taiping? Not very clear.

Chinese Life and China Taiping are both good insurance companies, and there is no very obvious difference between the two; As for which insurance is better to buy, you should choose according to your own protection needs, after all, there is no perfect insurance product, only the most suitable product for yourself is good.

Ultra-complete! Everything you need to know about insurance is here

Then next, the senior sister will introduce you to the Chinese life and China Taiping! Don't talk nonsense, go straight to the dry goods!

1.Company background

Chinese Life Insurance Co., Ltd. **** is a leading enterprise in the domestic life insurance industry, headquartered in Beijing, with a registered capital of 100 million yuan.

As a core member of Chinese Life Insurance (Group) Company, a Fortune Global 500 and World Brand 500 company, the company has won the trust of a wide range of customers with its long history, strong strength, professional leading competitive advantage and world-renowned brand.

Founded in Shanghai in 1929, China Taiping Insurance Group Co., Ltd. (hereinafter referred to as "China Taiping") is the oldest national insurance brand in China's history and the only Chinese financial enterprise with overseas management headquarters.

In recent years, China Taiping has developed rapidly, ranking 334th on the Fortune Global 500 list for five consecutive years. In 2021, China Taiping's total premiums reached RMB217.5 billion, and its total assets exceeded RMB1 trillion.

When we look at insurance companies, what exactly do we look at?

2.Solvency

According to the regulations of the China Banking and Insurance Regulatory Commission on the solvency of insurance companies, the core solvency adequacy ratio is 50%, the comprehensive solvency adequacy ratio is 100%, and the comprehensive risk rating is B. As long as the above three requirements are met, it is a solvency company.

Judging from the data of Chinese Life and Taiping Life Insurance (a subsidiary of China Taiping) in the second quarter of 2022, the core solvency adequacy ratio, comprehensive solvency adequacy ratio, and the latest comprehensive risk rating of these two companies have reached the passing line stipulated by the CBIRC, and they are all trustworthy companies, and you don't have to worry about the problem of not being able to settle claims.

The insurance company is bankrupt, what should I do with the insurance I bought? Hope.