Is it safe to save it? Is it regular?

Very good! In addition to benefiting urban dwellers, it will soon benefit all rural people. As Ma Chicheng, the company's second-in-command and vice president, said, there are more than 600 million people in rural China and more than 400 million in county seats, but people often talk about more than 300 million urban population.

This is the blue ocean market for online lending. Ma Chicheng, who graduated from Guanghua University of Peking University, said that the province will not capture the address book after the deadline, nor will it collect it one by one. (On October 27, 2018, Ma Chicheng, Vice President of Samoyed Financial Services, made a special disclosure at the Financial Technology and Banking Innovation and Development Summit Forum).

Provincial loans are regular.

According to the data, Shengbei is a one-stop financial app that focuses on linking young people and financial services, empowering licensed financial institutions through financial technology innovation, and is regulated by the national financial system, so it is a formal Internet loan product.

However, the provincial loan is a kind of online loan, which is for personal credit.

The impact is very large. Therefore, it is not recommended to use online loans, which will have a great impact on your future car and house purchase, and even affect your loan application. So it is not recommended.

I remember a friend, Xiao Guo. When I was in college, due toSpend ahead of time, had to borrow online loans to meet their needs. By the time I graduated from college, I was already in debt.

A few years after joining the job, I wanted to apply for a loan to buy a house and prepare to get married, and I went to the bank to pull my own credit and regretted it very much.

Because there are multiple online loans on my credit report, and the impact on personal credit is very bad. At that time, Xiao Guo himself was dumbfounded, if he didn't apply for an online loan when he was in school, then he would easily pass the loan now. And now, due to his bad credit, he has shown that he has many online loans, which has a serious impact on his credit, and in the end, he has no way to buy a house.

Through this incident, we can see that the impact of online loans on a person is very large. Although these institutions are now under the supervision of the state, they are also formal institutions. However, the impact on individuals is very large, and we must take into account a risk and authenticity when applying, so as to protect our credit from being affected.

Here are a few more reliable ways to raise money.

First: bank loans.

If you are in urgent need of a loan, I think it is better to apply for a formal loan directly from the bank. Because banks are state financial institutions and are regulated by the national financial system, any contracts and loan agreements are protected by law. If you are short of money, you can apply to the bank, as long as there is no problem with your credit investigation, you will generally pass.

Second: credit cards.

If you don't need much money, you can also use a credit card to meet your temporary needs. This will not increase your consumption, but it can also effectively help you solve your immediate difficulties.

Third: Mortgages.

If you are engaged in business work, or you are very short of money. I think that taking out a mortgage directly from the bank will not only have a low interest rate, but also solve my own funding gap. It's a pretty good way to fix it.

Summary: Nowadays, people's use of money can be said to be diverse, when we need money urgently, we must borrow money through formal channels. Otherwise, you will easily go astray, and even make yourself have bad credit.