How to recharge and how to pay for UnionPay

The top-up method of UnionPay is as follows:

2. Find the items that need to be recharged, here is a mobile phone recharge as an example.

3. Enter the page, swipe the page to the left, and click the mobile phone recharge button above.

4. Enter the recharge page, enter the mobile phone number and amount you want to recharge, and click the recharge button now.

5. The recharge is successful.

Here's why: The phone's NFC is not sensitive.

Some people are not sensitive to the NFC chip of their mobile phones, and some people are not sensitive due to the thick cover of their mobile phones.

The NFC of the POS machine is not sensitive.

Some of them have weak NFC hardware signals on their POS machines, and some people have installed a PINpad cover on the PINpad to prevent peeping, resulting in insensitive contact with POS QuickPass. After removing the password mask, the POS flash payment will be sensitive.

In the case of QuickPass, the NFC location of the mobile phone does not correspond to the correct POS machine location.

The area of the QuickPass on some POS machines is not clearly marked, and the cashier cannot tell where the specific NFC QuickPass area is located on the POS machine. Causing difficulties in identification. Some people don't know where the NFC chip of the mobile phone is located.

Generally, the NFC chip of mobile phones is mostly located in the middle of the mobile phone or on the top of the mobile phone.

The background of the Android system on the mobile phone is not enabled for NFC-related services.

Especially for the Android system, some people have mobile phones that do not turn on the NFC switch, resulting in the inability to flash payment. Some people have turned on the NFC switch, but they haven't selected the correct default bank app to make a quick pass on the "Touch & Pay" screen. There are also some banks' apps, the background will start the service that supports QuickPass, if the service is not opened, it will cause the bank's app to be unable to use QuickPass.

For example, some banks will load a requirement that the cardservice service must be started.

The software system of the POS machine has not been upgraded, and the flash pass, IC card insertion, and magnetic stripe swiping are separate interfaces, and the cashier cannot find the correct menu.

This kind of reason is the most depressing, which is generally caused by UnionPay or POS machine manufacturers do not have adequate cashier training. In fact, most POS are marked with the QuickPass logo, which means that the hardware of their POS machines supports UnionPass. But some cashiers have not upgraded their POS software.

Use the action menu of the older software version. As a result, when the cashier presses 1 to spend, there is no flash payment at all.

Taking the POS machine whose acquirer is UnionPay Commerce as an example, in the latest version of the software, UnionPay Commerce has unified the mobile UnionPay Quick Pass, bank card waving, card insertion, and card swiping under the menu of "1 Consumption".

After entering the page, swipe the page to the left, click the mobile phone recharge button above, enter the recharge page, enter the mobile phone number and amount to be recharged, and click the recharge button now;

The specific process of UnionPay payment is as follows:

3. Enter the amount to be paid and click Pay;

4. Select the payment method and enter the UnionPay payment password to complete the payment.

5. After the payment is completed, the payment information that the merchant can check is "UnionPay QuickPass".

Pay the user".

UnionPay is a mobile payment launched by UnionPay.

First of all, UnionPay users do not need different bank apps, they only need to install a UnionPay app on their mobile phones, and bind their bank cards to make payments after registration. Cloud QuickPass is officially official**, and Cloud QuickPay is in the People's Bank of China.

Under the guidance of China UnionPay.

Cooperate with commercial banks and payment institutions.

The mobile payment app, which was jointly developed, constructed, maintained and operated by all parties in the industry, was officially released on December 11, 2017. The UnionPay app has three core functions: receiving and receiving payments, enjoying discounts, and card management, such as users can bind their own credit cards for consumption.

The precautions for credit card UnionPay are as follows:

1. To use UnionPass, you need to meet two conditions, that is, you must have a smart mobile device with NFC function and a POS machine with the QuickPass logo, both of which are indispensable.

2. Although the credit card cloud book is regarded as a credit card, whether there are points or not mainly depends on the bank, such as Industrial and Commercial Bank of China and Ping An Bank.

There are no points;

3. Bank of China, China Construction Bank, China CITIC Bank.

Industrial Bank, Bank of Communications.

China Merchants Bank of China, Huaxia Bank, Minsheng Bank, Postal Bank, Shanghai Pudong Development Bank and Guangfa Bank have points;

4. UnionPay can pay without password if the amount of a single transaction is less than 1,000 yuan, which will have certain risks.

5. It is best to call the bank credit card service** to turn off the small-amount password-free and visa-free function.

As a new unified mobile portal jointly created by all parties, the unified banking app "UnionPay" brings together the mobile payment functions and rights and benefits of various institutions, and is committed to becoming a mobile payment butler for consumers to save money and worry. Through the UnionPay app, consumers can bind and manage various bank accounts, and use the mobile payment services and preferential rights of various banks.

Operating System: Brand: Apple 12

System version: iOS14

How to apply for UnionPay:

1. Open the mobile interface and click the "UnionPay QuickPass" icon.

2. After opening the software, click "New User Registration";

3. Enter the mobile phone interface number and click "Register";

4. Receive the verification code on your mobile phone, copy it to this place, and click "Next";

5. Set the login password and click "Confirm";

6. In this interface, click "Add Bank Card";

7. Enter the bank card number and click "Next".

8. Enter your name and ID number, and click "Next".

9. Enter the withdrawal password and mobile phone number;

10. Enter the verification code and click "Next".

11. Set the payment password.

Under the guidance of the People's Bank of China, China UnionPay and commercial banks, payment institutions and other industry parties jointly developed, constructed, maintained and operated a mobile payment app, which was officially released on December 11, 2017. The UnionPay app has three core functions: receiving and paying, enjoying discounts, and card management, and the UnionPay app, together with UnionPay Mobile QuickPass and UnionPay*** Pay, are the three major mobile payment products of UnionPay. In August 2020, the number of UnionPay app users exceeded 300 million.

Advantages of UnionPay; Transfer advantages, free handling fees for credit card repayment, and greater discounts. Disadvantages of UnionPay; UnionPay does not have a wealth management function, the payment amount is directly debited from the bank card, and the receiving amount is also directly deposited into the bank card, so it cannot be used for daily payment and obtain the expected financial benefits like Alipay Yuebao. Although UnionPay has disadvantages, the advantages are also obvious.

First of all, UnionPay transfers can be made with the card number and name, and if the other party is also a UnionPay user, you can also transfer money directly through your mobile phone number and name, which can be said to be quite convenient. Secondly, the transfer limit of UnionPay is 50,000 yuan, and all transfers within the current limit are free of handling fees, including transfers between different banks.

Here's how to log in to UnionPay:

1. After opening the UnionPay software, click the avatar icon in the upper right corner of the default main interface that opens.

2. After clicking, open the login interface, if there is, enter the mobile phone number and login password, and click on the login below. If a new user registers, click on the Register option at the bottom.

3. After clicking New User Registration, open the mobile phone number registration interface. Enter the mobile phone number used for registration, check I have read, and click the registration option.

4. After clicking Register, the mobile phone will receive a one-day SMS, fill in the SMS verification code received on it, and click the next option.

5. After successful verification, open the Set Login Password page, set a UnionPay login password as required, and then click the Confirm option.

6. After the password is set successfully, open the interface of setting the gesture password, and you can directly click the skip option below.

If you are not logged in, click "Me" at the bottom right of the main interface of the UnionPay app, and the page will automatically jump to the login page, where you can enter your mobile phone number and login password (the default is the mobile phone number login page) to log in.

The top-up method of UnionPay is as follows:

2. Find the items that need to be recharged, here is a mobile phone recharge as an example.

3. Enter the page, swipe the page to the left, click the mobile phone recharge above and press the dust button.

4. Enter the recharge page, enter the mobile phone number to be recharged and the amount including the side noise, and click the recharge now button.

5. The recharge is successful.

Enter the mobile phone number and select the recharge amount according to the prompts on the page, enter the payment details page (you can choose to change the "payment method"), and click "Confirm Payment" to pay.

The above content is for reference, and the latest business rules shall prevail.

Activate UnionPay on your mobile phone, click on the header in the upper right corner of the home page to enter the login interface, enter your UnionPay account and password, click to log in, login successfully, we click on Receiving and Payment, as shown in the figure below to enter the payment interface, show your payment code to the merchant, and the merchant can scan to complete the payment, there is another way, swipe up at the bottom of the payment interface, enter Scan, scan the collection code on the opposite side, enter the amount you want to pay, click Payment, and confirm the payment amount as shown in the figure below. Enter the password and the payment is successful, as shown in the following figure.