What is the Average Individual Contribution Index?

The average individual contribution index refers to the average value of the contribution wage index of the social co-ordinators participating in the pension insurance over the years, which is called the average contribution wage index. It is calculated once a year by dividing the annual contribution base of the insured by the average salary of local employees in the previous year to obtain the contribution wage index of the year of payment, so that it is calculated once a year, and at the time of retirement, the annual contribution wage index is added, and then divided by the actual payment period.

The average individual contribution index reflects the average level of the employee's contribution salary in the whole payment period or a number of consecutive payment years, and is an important indicator for calculating the excessive pension (retirement pension).

Hello, the average individual contribution index.

Generally, it is 1,5, but the average contribution index is difficult to judge, because the contribution index is based on the actual situation of wage income, and there is no upper and lower limit. Average contributory wage index.

high, pension.

The remuneration will be increased accordingly.

The average contributory wage index refers to participation in pension insurance.

The average value of the annual contribution wage index of social co-ordinators.

It is the annual contribution base of the insured divided by the average salary of the local on-the-job workers in the previous year, to obtain the contribution wage index of the year of payment, calculated once a year, to retirement, the annual contribution wage index is added up, and then divided by the actual payment period to obtain.

Further information: 1. What is the average individual contribution index?

The average individual contribution index refers to the average value of the contribution wage index of the social co-ordinators participating in the pension insurance over the years, which is called the average contribution wage index. It is calculated once a year, and the annual contribution base of the insured person is divided by the average salary of local employees in the previous year to obtain the contribution wage index of the payment year. At retirement, the annual wage index is added and divided by the actual number of years paid.

The average individual contribution index reflects the average level of contribution wages of employees throughout the contribution year or in several consecutive contribution years. It is an important indicator for calculating excess pension (pension).

2. Paid wages.

Contributory wages refer to those that can be included in the payment of social insurance premiums.

range of wage income. According to the current policy, contributory wages refer to the total wages stipulated by the national statistical department.

Wages in the statistical range. It is characterized by the fact that it depends on the actual situation of wage income, and there is no upper and lower limit. The determination of the payment of wages is actually a confirmation of the total wages of the employees.

Total wages refer to the total amount of labor remuneration paid directly by each unit to all employees of the unit within a certain period of time. Nbs.

The provisions on the composition of total wages clearly stipulate which incomes of employees are included in total wages and which incomes are not included in total wages. When the annual contribution base is verified, the social security institution requires the employer to submit the contribution salary after verification according to the provisions on the composition of the total salary, instead of the payment base. The wages paid this time are based on the actual salary slips of the employees in the previous year.

The reported data can be greater than the upper limit of the payment, or it can be less than the lower limit of the payment, as long as it is the actual amount. From this point of view, the payment of wages and the payment base are not the same concept. In fact, not only their essential functions differ, but also their administration.

It is the obligation of the employer to verify and declare the payment of wages, and it is the responsibility of the social insurance agency to determine the payment base.

The meaning of the average contribution index is as follows:

1. The average contribution wage index refers to the average value of the contribution wage index of the social co-ordinators who participate in the pension insurance over the years, which is called the average contribution wage index;

2. It is calculated once a year, and when you retire, add up the annual payment wage index of the insured person, and then divide it by the actual payment period.

Range of the average contribution index:

1. The average contribution index of an individual is the average value of the ratio of one's actual contribution base to the average social wage;

2. The low limit is 3, and the high limit is 3;

3. Assuming that when a male employee retires at the age of 60, the average monthly salary of the province's on-the-job employees in the previous year is 4,000 yuan.

Legal basisArticle 12 of the Insurance Law of the People's Republic of China.

The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record it in the basic pension insurance pool**.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

Summary. The average contribution index of an individual refers to the average of the ratio of the actual contribution base to the average salary of the society over the years.

The lower limit is and the upper limit is 3. An individual's average contribution index is the sum of their own contribution indices over the years Contribution years = average index.

The average contribution index of an individual refers to the average of the average contribution index of an individual compared to the ratio of his actual contribution base to the average salary of the society. The low limit is 3, and the high stealth limit is 3.

An individual's average contribution index is the sum of their own contribution indices over the years Contribution years = average index.

I pay 300 per month, the average salary of the previous year was 7000, what is the contribution index.

You need to know the average social wage in your local area.

The average social salary is 7000

What is your personal contribution base?

You pay 300 to estimate that you are paying according to the lowest tier, and the index is.

The average individual contribution index** is based on the national unified basic pension calculation formula. At present, we participate in the basic pension insurance contributions, and the pension treatment at the time of retirement mainly includes two parts: basic pension and personal account pension. The basic pension is equal to the average monthly salary of the employee in the previous year at the time of retirement (1 + average contribution index) 2 and 1% of the contribution period.

The personal account pension is equal to the accumulated balance of the personal account at the time of retirement divided by the number of months determined by the retirement age. The calculation of the average individual contribution index is actually the average of the contribution index over the years. What is the contribution index?

The contribution index is actually equal to the contribution base of the current year divided by the average contribution base of the current year. The social average contribution base of the current year is actually the average social wage of the previous year. There are two algorithms in reality.

The first type: in 2018, the minimum monthly payment base in Qingdao was 3,185 yuan, while the average monthly social wage in Qingdao in 2017 was 5,309 yuan, 3,185 5,309. In this way, the average monthly contribution index for 2018 is:

Since the monthly contribution base cannot be changed, so the annual average contribution index for 2018 is also the same. The second type: the sum of the payment base for all months in 2018 is 3185 12 38220 yuan.

The average social wage in Qingdao in 2017 was 63,708 yuan (for the whole year). 38220÷63708≈。So the contribution index for the whole of 2018 is:

In both cases, two explanations emerge. If only 6 months of pension insurance were paid in 2018, the first calculation method is that the average contribution index of these 6 months is; And the second method is calculated, and the contribution index is: However, the results of these two calculation methods are exactly the same for the calculation of the pension of the file.

If there are years of contribution before 2018, the average contribution index is 1. The average contribution index for the calendar year calculated by the first method is as follows: (, the result is:

The calendar year contribution index calculated by the second method is as follows: (, the result is. Since the total cumulative payment period is the same and is a specific month, the cumulative payment period is 15 years and will not change.

Therefore, the result is the same. The contribution index includes not only the payment index calculated from the actual payment period, but also the deemed payment index. For example, Shanghai and many other provinces and cities clearly stipulate that the payment index of enterprise pension insurance is 1 before the establishment of the pension insurance system.

Shandong Province does not set up the index of deemed payment years, and calculates pension benefits according to the average payment index of the actual payment period in the later period. The deemed contribution index of government agencies and institutions is formed by summing the adjustment index determined by the amount of retirement allowance determined by the level, salary scale, and level at the time of retirement.

Indexed monthly average such as the contribution salary of the fiber family.

Let's talk about the index first, the index is your own pension insurance.

The contribution base is divided by the provincial average wage for the same period.

For example, last year, you paid endowment insurance at the base of 4,000 yuan per month, and last year's average salary was 2,000 yuan per month, then your contribution index last year was 4,000 2,000 = 2.

The annual contribution index is averaged.

This is known as the average contribution index.

Average Contribution Index Provincial average salary in the previous year of retirement = indexed average monthly contribution salary.

Coming back to your question, there are two variables that affect an individual's indexed average monthly contributory wage:

One is "the provincial level scum of the previous year of retirement", this and your city, retirement age.

Relate; The other is the contribution base you erect, whether you pay 10 years earlier or 10 years later, as long as you always maintain a high base (relative to the provincial average salary of the current year), you will receive more money.

The calculation method of the average individual contribution index is the average monthly wage of employees in the province in the previous year when the insured person retires, and the average contribution wage index of the insured person pays the basic pension insurance premium until the specified retirement age.

The average value of the contribution wage index of the social co-ordinators participating in the pension insurance over the years is called the average contribution wage index. It is calculated annually by dividing the annual contribution base of the insured person by the average wage of local employees in the previous year to obtain the contribution wage index of the year of payment.

At the time of retirement, the actual number of years of contribution is obtained by adding the annual contribution wage index. The average individual contribution index reflects the average level of the employee's contribution salary in the whole contribution period or a number of consecutive payment years, and is an important indicator for calculating the transitional pension (retirement pension).

Average contributory wage index (a1 a1 a2 a2 ......an／an)÷n 。

In the formula, a1, a2 ......An is the ...... 1 year and 2 years before the retirement of the insured personThe amount of salary paid by the person in n years; a1、a2……An is the ...... 1 year and 2 years before the retirement of the insured personThe average salary of employees in the province in n years; n The number of years for which enterprises and employees have actually paid basic pension insurance premiums.