I have a five year affordable home, is it a good deal to sell? How to add value?

Affordable housing that has been completed for five years can be traded, subject to the date of registration of the title deed. The purchase price of affordable housing itself is very low, and it is naturally cost-effective according to the surrounding commercial housing.

As for the compensation of land price, it also depends on what kind of structure the affordable housing is, how the land is transferred, and the affordable housing is also divided into, limited price housing, cheap housing, and there are more conditions for subsequent transfers, etc.;

For example, there is no need to compensate for the land price for limited price housing, and there is a difference between the land price and so on for cheap housing, and of course, there are fund-raising houses and housing reform houses, which all belong to the category of affordable housing, and there is no need to pay the land price, only need to pay a land transfer fee, about 1%!

Worthwhile. 1: Affordable housing stipulates that it shall not be officially listed and traded for less than 5 years, and if the signed sales contract is invalid under 5 years, it is not protected by law.

2: The policy stipulates that after five years, the economic housing must be converted into commercial housing before it can be legally sold. After 5 years of obtaining the real estate ownership certificate, the co-ownership guarantee housing can be listed and transferred or purchased by the buyer and the co-occupant, except for the refusal of the buyer and the co-occupant to perform the administrative decision on housing management made by the district (county) housing security administrative department or the breach of contract has not been corrected.

After the listing transfer or purchase of ** property rights, the nature of housing is changed to commercial housing.

Affordable housing can be traded after two years, and as for the cost-effective no, I don't know where you are, and if the house is more than five years old, it's a little higher than a house that is less than five years old, because there is no business tax.

Legal analysis: affordable housing can be sold, but before the sale to distinguish whether it is a class I or two types of affordable housing, holding a class of affordable housing, before selling, the buyer needs to pay 10% of the comprehensive land price, and must live for 5 years before it can be listed for trading, holding two types of affordable housing, most of them are relocation houses or demolition and resettlement houses, not subject to the transaction restrictions of living for 5 years, as long as the property right certificate can be listed and traded immediately.

Legal basis: "Measures for the Administration of Affordable Housing" Article 30 Buyers of affordable housing have limited property rights. If the buyer really needs to transfer the applicable housing for special reasons, it shall be repurchased by Kuanlu Bank in accordance with the original and considering factors such as depreciation and price level.

After purchasing affordable housing for five years, if the buyer is listed and transfers affordable housing, he shall pay a certain proportion of the difference between ordinary commercial housing and affordable housing in the same area at that time to pay the relevant price such as land income to **, and the specific payment ratio shall be determined by the people of the city and county, and the failure of the coincidence can be repurchased first; The buyer can also obtain full property rights after paying the relevant price such as land income to ** in accordance with the standard set by **. The above provisions should be set forth in the affordable housing purchase contract and the relevant liability for breach of contract should be clarified.

1.Of course, affordable housing can be sold, but before buying or selling, you should distinguish whether you are holding Class I or Class II affordable housing, which is quite different.

If you hold a class of affordable housing, before selling, the buyer needs to pay 10% of the comprehensive land price, and must live for 5 years before it can be listed for trading, if you hold affordable housing has not lived for 5 years, you can only follow the original ****, but after a transaction, the nature of the house capital is changed from affordable housing to commercial housing.

2.If you hold the second type of affordable housing, most of them are relocation houses or demolition and resettlement houses, which are not subject to the transaction restrictions of living for 5 years, as long as you obtain the property right certificate, you can immediately list and trade, if you want to buy and sell, in addition to the tax standards paid by the commercial housing, you must pay an additional 3% of the land transfer fee, and finally it will be changed to commercial housing.

Further Resources: Background of Affordable Housing: Affordable housing is generally referred to as public housing in other countries and regions, Hong Kong is called Home Ownership Housing, Macau is called Economic Housing, Taiwan is called National Housing, and Singapore is called HDB.

In 1994, the Ministry of Construction, the Leading Group for Housing Reform, and the Ministry of Finance jointly issued the "Administrative Measures for the Construction of Urban Affordable Housing", which pointed out that affordable housing is an ordinary housing built in accordance with national and residential construction standards for low- and middle-income families and households with housing difficulties.

The construction cost of affordable housing is determined according to the construction cost, which includes land acquisition and demolition fees, survey and design and preliminary engineering costs, construction and safety fees, infrastructure supporting construction fees in the community, loan interest, taxes, and property management fees.

On November 19, 2007, the Ministry of Construction of the People's Republic of China, the National Development and Reform Commission of the People's Republic of China, the Ministry of Land and Resources of the People's Republic of China and the People's Bank of China jointly issued the Measures for the Administration of Affordable Housing, which stipulates preferential policies, development and construction, determination, transaction management, fund-raising and cooperative housing construction, supervision and management of affordable housing.

1. Affordable housing can be bought and sold, but it depends on whether the affordable housing is 5 years old. 2. Affordable housing real estate registration for 5 years needs to be listed for trading, reviewed by the housing security department, affordable housing less than 5 years is not allowed to be based on the market price, the owners of such affordable housing can only be not higher than the unit price at the time of purchase, and can only be purchased by the family that meets the conditions for the purchase of affordable housing or by the relevant departments, and the buyer can also pay the land income and other relevant prices according to the standards set by the buyer to obtain full property rights.

Affordable housing can be bought and sold, but it cannot be transferred within five years, as for the ownership of property rights after disputes, it cannot be generalized, and it should be owned by the buyer under normal circumstances, but because the property rights are unclear, it is prone to disputes.

1. The current trading conditions of affordable housing, the listing conditions of affordable housing are that it needs to be lived in for 5 years before it can be listed and traded in accordance with the general second-hand housing transaction methods, and it can be given to anyone; For houses that have not been lived in for 5 years, the policy stipulates that they are not allowed to be listed and traded at market prices. Owners who really need such houses can only offer them a price that is not higher than the unit price at the time of purchase, and only for families who meet the conditions for the purchase of affordable housing. 2. There are two situations for the owner of the second-hand affordable housing to pay for the purchased affordable housing, one is that the owner has lived in the house for 5 years, in this case, the owner can collapse the bridge according to the market in the area where the house is located, but the owner needs to pay the comprehensive land price according to 10 of the total transaction amount of the house.

1. Class II affordable housing less than 5 years old.

The process of Class II affordable housing and Class I affordable housing for 5 years is the same as that of ordinary residential and only allocated housing, and its **can also be based on market price**.

Class II affordable housing is subject to a taxable ** 3% land transfer fee.

It should be noted that the second-class affordable housing becomes a commercial house after the nature of the transactional house, and its tax payment ratio will be implemented in accordance with the standard of tax payment for the sale and purchase of commercial housing.

2. Class I affordable housing less than 5 years old.

If you really want to sell a type of affordable housing that is less than 5 years old, the seller shall apply to the housing security management department of the district or county where the household registration is located, and the district and county housing security management department shall determine the new eligible buyers through lottery and other means (the buyers must go through the qualification examination procedures for the purchase of affordable housing in accordance with the relevant regulations), and the buyer shall purchase it at the original price or the district and county housing security management department shall repurchase it at the original price.

1) Housing at the original price.

a.Submit a written application to the housing security management department of the district and county where the household registration is located, and provide the original house purchase contract, house Zhengshan leakage property right certificate, ID card, household registration book and other materials.

b.The district and county housing security management departments determine the buyers through lottery and other means. If the buyer gives up the purchase, the district and county housing security management department shall determine the subsequent buyer.

c.After inspecting the house and related materials, the buyer signs a purchase contract with the property owner and pays the purchase price. The district and county housing security management departments shall register the information of buyers and sellers and issue relevant certificates.

d.The buyer and seller shall apply to the district and county housing ownership registration department for housing transfer registration procedures with the purchase contract, the certificate issued by the district and county housing security management department and other relevant materials. The Housing Ownership Registration Department registers the property rights in the name of the purchaser and notes them on the house ownership certificate"Affordable housing"Words.

2) The district and county housing security management department buys back at the original price.

a.The seller shall submit a written application to the housing security management department of the district or county where the household registration is located, and provide the original purchase contract, house ownership certificate, ID card, household registration book and other materials.

b.The district and county housing security management department will review the application materials and check the house to understand the status of the house, and confirm that the seller has settled the fees for water, electricity, gas, heat and property management.

c.The district and county housing security management department or its designated unit shall sign a repurchase agreement with the seller and pay the purchase price.

d.The district and county housing ownership registration department shall handle the housing transfer registration procedures with the repurchase agreement and other relevant materials, and register the property rights of the repurchased house in the name of the district and county housing security management department or its designated unit, and note it on the housing ownership certificate"Affordable housing"Words.

Affordable housing that is less than five years old cannot be bought or sold. Affordable housing refers to the housing ** is relatively moderate relative to the market ** and can adapt to the affordability of low- and middle-income families, which shall not be traded within five years after the transfer, and at the same time, the part of the transfer exceeding the approved maximum purchase price standard shall be subject to 10% of the comprehensive land price.

[Legal basis].

Article 30 of the Measures for the Administration of Affordable Housing Buyers of affordable housing have limited property rights. If the buyer really needs to transfer the affordable housing for special reasons, it shall be repurchased according to the original and considering factors such as depreciation and price level. After purchasing affordable housing for 5 years, if the buyer goes on the market to transfer the affordable housing, he shall pay the land income and other relevant prices to ** according to a certain proportion of the difference between the price difference between the ordinary commercial housing and the affordable housing in the same area at that time, and the specific payment ratio shall be determined by the people of the city and county, and the ** can be repurchased first; The buyer can also obtain full property rights after paying the relevant price such as land income to ** in accordance with the standard set by **.