How to apply for a POS machine and what are the requirements?

1. Handling fee: The business scope of your store is different, and the deduction rate of handling fee is also different, which is generally defined as: 2% for catering, guesthouses and hotels, and 1% for department store retail, so you can take a look at your business scope.

2. Business license problem: Now all banks that handle POS need a business license, which is the most fundamental requirement. The procedures for handling POS machines are generally the same for each bank, but there are also differences in details, and you need to do it according to the internal management requirements of the bank you choose.

3. Monthly trading volume: the requirements of each bank are different, some banks require a certain transaction volume, and some banks require a certain period of time to have transactions, which requires you to consult a few more banks, and some banks also charge a certain deposit for each machine.

4. Special note: At present, most banks are divided into two categories for merchants, one is individual merchants, one is a company, and the installation of corporate merchants is also different, and individual merchants are installed with **POS, which can only accept POS machines for savings cards (debit cards), and companies and corporate merchants can install fixed POS, which can be accepted by both savings cards and credit cards, which is also a point to pay attention to.

Hope it helps! ~

How to handle a regular POS machine for individuals.

Bank POS machine installation procedures:

1. Prepare the above documents, and the relevant staff of the bank will come to inspect and sign the contract.

2. The bank credit review department will review it, and after it passes, it will notify you of the specific installation time.

3. Door-to-door installation, training on the use and maintenance of POS machines for relevant personnel.

4. It takes about 15 working days, and the time of each bank varies, some are fast and some are slow, but a deposit is required, and this deposit can be returned.

1. Business license (copy with official seal), now the three certificates are in one, so the organization ** certificate and tax registration certificate do not need to be provided.

2. A copy of the bank account opening permit shall be stamped with the official seal.

3. A copy of the legal person's ID card (front and back) shall be stamped with the official seal.

4. A copy of the personal bank card (front and back) of the legal person shall be stamped with the official seal.

Legal Analysis: The conditions required to apply for a POS machine are:

1. A copy of the copy of the business license, with the official seal;

2. A copy of the copy of the tax registration certificate with the official seal;

3. A copy of the copy of the organization's ** certificate, with the official seal;

4. Bank account opening license, with official seal;

5. A copy of the ID card of the legal person with the official seal.

Legal basis: Commercial Bank Law of the People's Republic of China Article 4 Commercial banks shall operate independently at their own risk, assume their own profits and losses, and exercise self-restraint based on the operating principles of safety, liquidity and efficiency. Commercial banks shall conduct business in accordance with the law and shall not be interfered with by any unit or individual.

Commercial banks shall independently bear civil liability with all their corporate assets.

The requirements required to apply for a POS machine are:

1. A copy of the copy of the business license, with the official seal;

2. A copy of the copy of the tax registration certificate with the official seal;

3. A copy of the copy of the organization's ** certificate, with the official seal;

4. Bank account opening license, with official seal;

5. A copy of the ID card of the legal person with the official seal.

Article 4 of the Commercial Bank Law.

Commercial banks take safety, liquidity, and efficiency as their operating principles, and practice independent operation, bear their own risks, assume their own profits and losses, and exercise self-restraint. Commercial banks shall conduct business in accordance with the law and shall not be interfered with by any unit or individual. Commercial banks shall independently bear civil liability with all their corporate assets.

Is it illegal to be a customer service for POS machines?

Whether the customer service of the POS machine is illegal depends on the situation.

If you are engaged in normal POS machine service, it is not illegal to work as a customer service. However, if you use the POS machine to maliciously cash out, it is illegal. According to the laws of our country, in violation of national regulations, the use of point-of-sale terminal equipment (POS machine) and other methods to directly pay cash to credit card holders by means of fictitious transactions, false openings**, cash returns, etc., and the circumstances are serious, shall be convicted and punished as the crime of illegal business operation in accordance with the provisions of the Criminal Law.

Whoever violates state provisions by engaging in illegal business operations and disrupting market order, and the circumstances are serious, is to be sentenced to up to five years imprisonment or short-term detention, and/or a fine of between 1 and 5 times the amount of unlawful gains; where the circumstances are especially serious, the sentence is to be five or more years imprisonment and a concurrent fine of between 1 and 5 times the amount of unlawful gains or confiscation of property.

Article 225 of the Criminal Law [Crime of Illegal Business Operations] Whoever violates state regulations by committing any of the following illegal business operations, disrupting market order, and the circumstances are serious, is to be sentenced to up to five years imprisonment or short-term detention, and/or a fine of between 1 and 5 times the amount of unlawful gains; where the circumstances are especially serious, the sentence is to be five or more years imprisonment and a concurrent fine of between 1 and 5 times the amount of unlawful gains or confiscation of property.

1) Engaging in monopoly or monopoly goods or other restricted items as provided for by laws and administrative regulations without permission;

2) Buying and selling import and export licenses, import and export certificates of origin, and other business licenses or approval documents provided for by laws and administrative regulations;

3) Illegally operating **, **, or insurance business without the approval of the relevant competent state departments, or illegally engaging in fund payment and settlement business;

4) Other illegal business activities that seriously disrupt market order.

Is it illegal for individuals to handle POS machines?

It is not illegal for individuals to handle POS machines, because the "Bank Card Acquiring Business Management Law" officially issued by the central bank relaxes the qualifications for individual industrial and commercial households to accept credit cards. In addition to the restrictions of individual banks, most banks have accepted the application of credit card acceptance qualification for individual individuals with personal settlement accounts as acquiring. Individual banks still have not fully liberalized.

However, if an individual maliciously cashes out of a POS machine, it is a violation of the law and will be prosecuted by law. Providing tools for committing crimes and dealing in illegal products will also be punishable by law.

Legal basis.

POS machines can be handled in two ways, one is through the bank. The other is through a third-party payment company.

Introduction to the specific handling methods of Channa: 1. Bank handling. Take your ID card and bank card to the bank business point that needs to be handled, take the number to the counter, and connect with the bank staff to handle the POS machine process, and the follow-up procedures will be completed according to the guidance of the bank staff.

2. Third-party payment companies. The third-party payment company here refers to a company with a payment license, which is a payment license issued after approval by the central bank, and users do not have to worry too much about security. Just bring the information of Soga Oak to the payment company for processing.

The POS machine is actually a multi-functional terminal, through which automatic transfers can be realized. At the same time, it also has a number of functions such as consumption and balance inquiry. In the process of use, it is very convenient and fast.

In large transactions, it is difficult to obtain basic business information, and the introduction of POS machine system can solve the blind spot of retail information management. Therefore, POS machines have become an important part of the management information system of chain stores.

Legal Analysis: The conditions required to apply for a POS machine are:

1. A copy of the copy of the business license, with the official seal;

2. A copy of the copy of the tax registration certificate with the official seal;

3. A copy of the copy of the ** certificate of the organization, with the official seal;

4. Bank account opening license, with official seal;

5. A copy of the legal person's ID card with the official seal.

Legal basis: Article 4 of the Law of the People's Republic of China on Commercial Banks of Haomo People's Republic of China shall operate independently with the principles of safety, liquidity and efficiency, and shall operate independently, bear their own risks, assume their own profits and losses, and exercise self-restraint. Commercial banks shall conduct business in accordance with the law and shall not be interfered with by any unit or individual.

Commercial banks shall independently bear civil liability with all their corporate assets.

Legal analysis: 1. A copy of the copy of the business license, with the official seal;

2. A copy of the copy of the tax registration certificate with the official seal;

3. A copy of the copy of the organization's ** certificate, with the official seal;

4. Bank account opening license, with official seal;

5. A copy of the ID card of the legal person with the official seal.

Legal basis: Article 4 of the Commercial Bank Law of the People's Republic of China Commercial banks shall operate independently, bear their own risks, assume their own profits and losses, and exercise self-restraint based on the operating principles of safety, liquidity and efficiency. Commercial banks shall conduct their business in accordance with the law and shall not be subject to interference by any unit or individual.

Commercial banks shall independently bear civil liability with all their corporate property.