Why can Germans rent for the rest of their lives, but we can t

Add bricks and tiles to build the four modernizations.

Hundreds of thousands, if not millions, of us can only have 70 years of injustice.

It is a fallacy that Chinese people naturally have a need to buy houses, because before liberation, the vast majority of laborers lived in rented houses, otherwise there would be no Shanghai burlesque "72 Tenants." In the era of the planned economy after liberation, houses were uniformly distributed by units, and for a long time, Chinese did not need to buy houses at all. Recently, some netizens raised such a question:

Why can Germans rent for the rest of their lives, but we Chinese cannot? In this regard, experts explained that the consumption concept of Western countries is also different from that of Chinese, and Chinese would rather save money for a family to buy their own house, while Germans do not have this concept, especially young people, who are more willing to put money on their own study and enjoyment of life.

Now the so-called to realize the dream of housing, is to fancy the house has the function of maintaining and increasing value, but also want to get a piece of the pie, if the future speculation is unprofitable, the rental market is more standardized, there will be more people will choose to rent a house.

According to new data, only about 43 percent of Germans own a property, which is lower than the EU average of 60 percent. In the UK, Spain and Italy, the proportion is around 70-80%, while in the US it is 69%.

In fact, house prices in Germany are not very expensive, with prices in the metropolitan area of the capital Berlin basically ranging from 1,900 to 2,300 euros per square meter, while the average monthly income per capita in the capital is 3,400 euros. Obviously, financial pressure is not the reason why Germans do not buy houses.

So, how can Germans rent a house for the rest of their lives?

First of all, the rental market in Germany is very regulated, with cheap rents and stable rentals. In many large cities in China, housing prices are ** year after year, and tenants are complaining.

According to German law, if a landlord wants to increase the price, the government must submit a written statement explaining the reason for the increase, and the landlord can only be allowed to increase the price after the local government approves it. If the landlord unilaterally raises the rent without approval, the tenant can sue the landlord to the court.

In China, people want to buy a house, a big reason is that the rental market is not large, rents are rising every year, tenants are often forced to move, and there is no sense of home, so there is naturally no sense of security.

However, German law stipulates that if a landlord wants to increase the price of the house, he must submit a formal written statement stating the reasonable reasons for the price increase.

Three examples of similar housing price increases must be cited, and if the tenant disagrees, the law will decide.

Germans don't like to buy houses and prefer to rent houses, which is partly due to historical reasons. During the Second World War, many parts of Germany were destroyed, and houses had to be rebuilt at the end of the war. With the support of financial subsidies, real estate developers have built millions of rental homes in just a few years.

On April 15, the German Federal Constitutional Court ruled that Berlin's current policy of "rent restrictions" was invalid, forcing many local tenants to pay more than 1,000 euros in rent to their landlords. The "rent limit" policy, introduced by the Berlin** department in February 2020, will freeze the rent of 1.5 million local houses for five years from June 2019**, driving these overpriced homeowners to reduce rents. Around 85% of Berlin's residents rent a house and do not own their own real estate.

In fact, Germany is a country with a particularly high percentage of rented tenants. According to EU statistics for 2020, only Germans own their own homes, and almost half of the population lives in rented houses.

Germans don't like to buy houses and prefer to rent houses, which is partly due to historical reasons. During the Second World War, many parts of Germany were destroyed, and houses had to be rebuilt at the end of the war. With the support of financial subsidies, real estate developers have built millions of rental homes in just a few years.

According to the laws and regulations of the time, dwellings built by German housing cooperatives must be rented and not sold. The total number of houses built by residential agricultural cooperatives each year accounts for 1 3 of the total number of houses in the country, and such a huge number of houses for rent undoubtedly also plays an important role in stabilizing the real estate.

At the same time, the rental market is subject to strict federal regulation in the United States, and renters have received a lot of legal protection. For example, most rental contracts have no fixed term, and the landlord basically can't stop renting the sub-contract as long as the rent is paid on time, so renting a house is a sure and comfortable option.

Because Germany's welfare policy is very good, they will have some subsidies when renting a house, if you buy a house, there will be no such subsidies, the rent of the house is very low, if you buy a house, there will be insurance premiums and various maintenance costs in the later stage, ** is very high.

Ideologically, Germans may not be bound by traditional thinking, they are more active in thinking, more open-minded, and influenced by the general environment.

Because their right to rent is well protected, and they like freedom rather than being tied down to a house.

Advantages of buying a house in Germany.

a.Investment value.

Housing prices in Germany have been rising steadily all year round, and as a long-term investment, the value retention coefficient is high. In the case of Berlin, in the first half of 2018, the annual increase in house prices, rental returns, exchange rates**, and the return on investment of the three sums were.

b.Loan interest rate.

Foreigners can generally get a loan of 30%-50%, and the current mortgage rate in Germany is at a historic low, with an average annual interest rate of about 15 years for a loan term.

c.Rental returns.

Germany's large cities are densely populated and the rental market demand is high, so they will be rented out as long-term investments, which can avoid idle houses and significantly increase investment returns.

d.Commercial and residential.

Many entrepreneurs who come to Germany to set up a business and residential solution will want to save not only money but also commuting time in the initial stage, but it is important to note that the purchase contract indicates that the property is allowed for commercial use.

Advantages of renting in Germany.

a.Tenant rights protection.

Germany's rental laws are sound and strict, and tenants' rights and interests are fully protected. Usually, the rental contract is signed once a year or every few years, and the tenant does not have to worry about the rent being large** or being surrendered.

b.The procedure is simple.

Detailed information is available on the Internet, making it easy to go from search to check-in. You can also see the evaluation score of the third party in the society, and when you choose, you can sign a contract with the landlord to move in.

c.Save money.

After buying a house in Germany, you need to pay property tax, property management fees, and entrust a housing manager to take care of you when you leave Germany for a long time. For renting, there are no such problems, and you can save a lot of money every year.

In recent years, German housing prices and rents are rapidly **, some Germans think that renting is less stressful than buying a house, and there is not much financial burden, but considering the continuous rent and investment returns, most people are obviously more willing to take out loans for their own properties, and in the case of extremely low loan interest rates.

Renting a house in Germany abroad is more cost-effective than buying a house, because the rent of renting a house can ensure that you don't have a lot of money to buy a house when you are old.

Renting an apartment in Germany is indeed cheaper than buying a house locally, so it should be right, thank you.

In a foreign country, if you want to settle down for a long time, it is recommended that you buy a house, and if you are only living for a short period of time, it is better to rent a house.

Renting a house is a good option if you want to live in Germany for a short period of time, with a reasonable rent and no hassle about maintaining your home and paying taxes. If you are settling for a long time, it is recommended to buy a house, after all, your home needs more autonomy, and you can choose your own decoration style to suit your living habits.

If you rent a house in Germany, it is in marks, if you use RMB to settle, it should be very cost-effective, if you use marks, do you know that marks can be converted to RMB? Very expensive.

Buying a house in Germany is more cost-effective than renting. First of all, because the interest rate on loans is low now, for example, if you take out a loan to buy a house for 10,000 euros, the buyer needs to repay the interest less than ten years ago! Isn't it a good deal?

Buying a house is cost-effective, and it is not better to pay off the loan to yourself every month's rent.

After buying a house in Germany, you should live in accordance with German laws and regulations.

You can live for a long time if you have a long-term visa, and you can only stay for no more than 90 days every six months without a long-term visa.

Apply for a legal person visa as a legal representative and obtain a residence permit for up to 3 years. The company has been in operation for 3 years, and after being reviewed by the local chamber of commerce, labor bureau and other departments, it is confirmed that the continuous operation is in good condition, and the applicant may obtain a permanent residence permit.

In Germany, buying a house can promote your immigration a little, but it is not necessary to buy a house to immigrate.

There is no restriction on who buys the house, but you may not be able to live in it yourself.

If you don't live and work in Germany, it's currently difficult to get a mortgage from a German bank.

Both official and private people agree that there is a big bubble in German real estate at present, and it is recommended that you invest cautiously at this time.

There are many neutral appraisers in the German real estate market, and it is wise to have an appraiser carry out valuation and due diligence on the project before signing a contract.

A small apartment in a downtown area is more suitable for investment than a large house on the outskirts of the city.

As long as you have permanent residency conditions, you can apply for permanent residence.

Because the consumption concept of Western countries is different from that of ChinaChinese prefer to save money to buy their own houses, while Germans do not have this concept, especially young people, who prefer to spend money on study and life. First of all,The rental market in Germany is very regulated, with low and stable rents.

According to German law, if a landlord wants to increase the price,** a written explanation must be submitted explaining the reasons for the increase. Only with the approval of the local ** can the landlord be allowed to increase the price. If the landlord unilaterally raises the rent without approval, the tenant can sue the landlord in court.

However, in China, people want to buy a house mainly because the rental market is not large, the rent is ** year by year, and tenants are often forced to move. Without a sense of home, people naturally feel insecure.

In Germany, landlords are required by law to submit a formal written explanation of the reasons for a reasonable price increase, and three similar examples of price increases must be cited. If the lessee does not agree, the law will make a ruling. In addition, in Germany, the Rental Act also stipulates that if the rent of the same house exceeds 20% within three years**, it is illegal, and the landlord will be subject to a hefty fine, and if it exceeds 50%, it will be a crime.

At the same time, the tenant can apply to terminate the contract for any reason, just three months in advance.

Once the lease contract has been signed, the owner has no right to unilaterally terminate it. If the tenant can't afford to pay the rent, the landlord must go through a court decision before the tenant can be evicted. The court proceedings are lengthy, which also prevents landlords from evicting tenants for long periods of time.

In addition, Germans do not have to worry about the irrationality of house prices**, because any German political party and candidate has made the protection of their homeland one of their top policy goals.

Finally, German house prices are relatively stable, and the real goal is "no speculation" In the 30 years from 1977 to the present, German house prices have averaged only **2% per year. If you deduct the ** factor, real estate in Germany will remain basically the same, or even decline slightly. If you want to speculate on real estate in Germany, if all taxes and fees are included, not only will you not make money, but you will lose money.

That's why Germans aren't keen on buying a house.

The main reason why Germans choose to rent rather than buy is because the German rental market is relatively mature and more oriented towards the interests of tenants. They feel that renting is more comfortable and flexible than buying. In addition, all political parties participating in Germany** have a long-cherished wish to stabilize housing prices and protect people's livelihood.

If China's real estate market returns to a residential nature without profits, the rental market will become more regulated and the unreasonable demand for housing will disappear.

Because the concept of consumption in China is different. Many people feel uneasy about renting.

Because our country has too many people, people also pay attention to having a home of their own, and the German population is small, so they don't think so.

Because if you don't have a house in the country, who will marry you, and suffer with you.

This is because the domestic policy does not allow it, so you can't rent a house for the rest of your life.