What happens if the fund is bought for a year and not sold?

Generally speaking, when the profit reaches a certain level or when, the loss reaches a certain level, it is necessary to learn to take profit and stop loss, because it is a volatility financial product.

There will be times when there is a rise.

Therefore, when the profit reaches a certain level, you can consider selling to take profit, and investors can set a take profit point, for example: set it to 20%, and redeem it when the profit reaches 20%.

It's the same when you lose money, the essence of ** is to buy low and sell high to make the difference, and the connection with the holding time will not have a great impact.

Extended information: Is it certain to earn money in a year?

It is a risky investment, and it is a financial management that does not guarantee principal and interest, so it is not necessarily profitable to put it for a year, and there is also the possibility of loss. When buying, pay attention to the type of purchase, if it is the currency of purchase.

Or pure debt**.

Then, the possibility of making money for a year will be relatively large, because these two types are low-risk, the risk is very small, the income is relatively stable, and the possibility of making money by holding it for a long time is relatively large.

But if it is a high-risk type, for example: ****.

Mixed**, Exponential**.

It depends on how the **** is, if the **** is good, it will make money, and if the **** is not good, it will lose money.

There will also be some gaps in the income of each different **, and **it is not principal-protected, that is to say, you**, no matter how long, he may be harsh, and he may also lose money. Buy ** when self-sticky ** is good, then the probability of it making a profit will be a little larger, and then you don't sell it, and during that time his ** has become worse again, maybe your previous income has slowly fallen back, so it may not make money at this time. ** Like **, he is not always likely to make money, she has times when she makes money and loses money.

So what will happen if you say that Fan ** will not sell him for a year? No one can tell you an exact answer, because no one can predict how the market will change after that. If you buy a currency**, and you put this ** for a year, then it is basically more than 99% of the probability that it is profitable.

However, the return of the currency ** is not very high, and the approximate annualized rate of the currency ** may be about two points.

It's very profitable when it's good, and it's not too bad when it's bad.

It won't be good, as long as you don't redeem it, you can keep holding it.

Not necessarily, it is possible to make money, but there are also the following possibilities.

**If you don't sell it all the time, you won't lose money. **If you lose to a certain extent, you will be liquidated. At present, there has been no loss of **. In short, it is almost impossible to lose money, but it is possible for a bad one to have a large drawdown.

Liquidation refers to the realization of all assets and the distribution of the proceeds to the holders. According to the relevant laws and regulations of China, during the duration of the open-ended contract, if the net asset value is less than 50 million yuan for 60 consecutive days, or the number of share holders for 60 consecutive days does not reach 200, the manager has the right to announce the termination of the contract after approval by the China Securities Regulatory Commission.

Extended Information: 1. Lower Risk Category**.

1. Currency**.

Among all the types of currency, the products with the lowest risk level, such as each baby product, are also connected to the currency, and the current annualized rate of return of the currency is about 3% 1%, although the currency is a floating non-guaranteed income product, its risk is low, and the probability of negative growth is also very low.

2. Short-term debt**.

The risk of short-term bonds is slightly higher than that of currencies, but lower than that of hybrid bonds and convertible bonds, as of now, the expected annualized yield of short-term bonds is around, the lowest yield is the penultimate first, the lowest rate of return, from this data, short-term fluctuations have negative growth, but from the perspective of returns in the past year, they are basically positive, therefore, short-term bonds are held for more than one year, and the probability of loss is higher than that of currency.

2. Medium and high-risk categories**.

1. Convertible bonds**, hybrid bonds**

The risk coefficient of convertible bonds and hybrid bonds has been raised to a new level, in terms of the bond market in the past two months, the volatility is still relatively large, as can be seen from the chart below, the decline of 7% in the past 6 months, and the decline of more than 4% in the past 1 year. The probability of these relatively large fluctuations in the short term is still very large, but in the long term, the probability of loss will be greatly reduced.

2. Exponential, mixed, and **type**.

Partial stock type**, the fluctuation of the product has the most direct connection with the ****, the purchase of excellent performance**, the probability of achieving an annualized rate of return of more than 100% is also there, on the contrary, such as the purchase of poor performance**, or the unpopular**, even if you hold it for a year, you may lose 10 points or 20 points, the key point is the ** product itself, as well as the holder's operation behavior.

For example, I hold these **, as you can see from the screenshot below, the lowest yield in the past 1 year is 31%, and the highest is more than 120%, although the short-term sharp fall has led to the return of funds, but in the long run, you can still make money, it depends on whether you can hold it.

**This matter is risky, and the ups and downs cannot be predicted. Therefore, even if you hold it for a year, the profit and loss cannot be ***, and it can only be said that the longer you hold it, the greater the profit may be. But learn to take profit.

There is a possibility of losing money if you buy for a year, after all, there is a risk, and if the market is not good, you will lose money.

Basically, not, but it's possible.

1. After a period of time, it will rise back, fall to liquidation, and it will start to stabilize for a long time, etc., if it has been falling, it can be analyzed, if the whole market selling environment is not good, then you don't have to worry, wait patiently for the ** to warm. If it is the reason of the manager, then it is recommended to redeem it and replace it with an excellent manager.

2. If you buy** from a company with good comprehensive strength.

The performance of the **manager management**, don't worry about falling endlessly, because this kind of ** belongs to high quality, as long as you are willing to pay the cost of time, you can achieve good returns.

3. ** has been falling, and you can decide what to do from the type it belongs to, if it is a debt base.

If you don't need to use money, you can just leave it alone. If it is a broad base, it will run when the profit reaches a certain level. If it's a mixed **, if you're optimistic, you'll keep holding it and not selling it, and make up for it if it falls.

1. **, English is fund, in a broad sense, it refers to a certain amount of funds established for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills. From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use.

The ** we mentioned mainly refers to**investment**.

2. Classification. According to different criteria, **investment** can be divided into different categories:

1) According to whether the **unit can be increased or redeemed, it can be divided into open-ended**.

and closed**. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors pass through the secondary market.

Buy and sell** units.

2) According to the different organizational forms, it can be divided into company type ** and contract type **.

**Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth and burial type, income type and balanced type**.

4) According to the different investment objects, it can be divided into bonds**.

Currency**.

and mixed** four categories.

Let's take an example: now Alipay** has fallen the lowest since its inception and is purely troubled** is ICBC Credit Suisse CSI Media Index (LOF) A-based absolute gold, since its inception The rate of return is, assuming that you buy 10 yuan**, then it is equivalent to a loss of more than 7 yuan, generally speaking, it is rarely lost to 0, because the loss will be bankrupt and liquidated to a certain extent.

But if you invest too much money, then you have been left alone, it is possible to lose more seriously, but it is not excluded that another possibility, that is, the choice of ** is good, just a temporary **, has been left alone, after a year, there is a possibility of rising by dozens of percent.

In fact, as long as the current price of ** is lower than the cost price at the time of purchase, it means a loss. It's just that many investors will keep holding after losing money, the purpose is to wait until the ****, so the floating loss of the account does not represent the real loss, as long as the investor does not sell, if the market is ****, you can earn back all the lost funds, so there is this saying.

**After the loss, it is not necessary to carry it rigidly, investors can also make up the position by low absorption, and then dilute the cost, so that they can quickly disperse and quietly return to the capital.

Generally speaking, as long as it is not a full-fledged** or bear market cycle caused by systemic risk, it is not recommended for investors to redeem or sell.

Generally speaking, as long as it is not a full-fledged or bear market cycle caused by systemic risk, it is not recommended for investors to redeem or sell. For example, at the end of the bull market, if you don't sell it all the time, it will be deeply set, so if the market.

Start a descending channel and sell the stop loss in time. Other than that, it is still advisable not to sell:

First, it is necessary to invest for a long time to see the returns, and if you redeem it in the short term, it is easy to buy high and sell low, and it also affects the mood of investors after losses.

Second, after a one-time short-term loss, you can wait until the net value.

** when the position is replenished, thereby diluting the cost and waiting**.

3. If it is a ** fixed investment.

short-term losses, let alone worry about redemption. Because the more it is, the more shares it will get each purchase.

Fourth, most of China's **** is mainly structural, so it is short-term, but the probability of the future is still very large.

Not necessarily. If this is the case, then everyone can make money by holding it all the time, but it is impossible for everyone to make money at the same time, especially the zero-sum game type of **type**.

It should be said that first of all, you must choose a good **manager, **company, ** not too big and not too small (too small may be liquidated, that is sure to lose money).

Secondly, ** should be checked regularly after that, for example, a** changed the manager, it may have been good before, but the new manager is not capable. **It is recommended to hold for a long time not to hold it all the time, but to be patient and adjust it gradually according to the situation.

Finally, on the whole, it is true that the risk can be reduced through regular investment and long-term holding, that is, in most cases, you can make money, but it is not absolute. Investment is always risky, and there is rarely anything in the world to make money in vain.

For example, in 07, A-shares rose to more than 6,000 points, and then fell sharply, and now 14 years later, they are still hovering at more than 3,000 points. If someone bought this index in 07, he would still be in a situation where half of his money has been lost in 14 years. Can you hold it for more than ten years, not to mention that even if you hold it for more than ten years, there is no guarantee of making money.

** There is no necessary connection between the income and the length of the investment time, and it is not necessarily related to the bank deposit. Bank deposits are at a fixed interest rate, and the longer the time, the higher the yield. And ** has an investment principle is to take profit in time, and when you reach your target rate of return, you must redeem it in time.

Three years ago, I bought a loss of 50% of the difference**, and you only think about whether you should hold it again, I have to say, the heart is indeed a little too "big"! At present, in response to the loss of 50% of the **, what should we do, is to continue to hold, redeem the ** stop loss, there is indeed another better choice! I bought it at the highest level, and if it is not broken, it will be broken.

Incorrect purchase method, habitual one-time instigation, and no regular investment**.

A form of the average price of a continuous average position. As soon as you buy it, you don't care. I only look at it once every two years, whether it is a loss or a profit, it all depends on the will of God.

It didn't sell when it went up, and the loss was always covered and reluctant to sell. It's very different from that, maybe a 50% loss will take just a few days, 1 month. But as far as ** is concerned, it is unlikely that it will rise and fall sharply in a short time.

First of all, the floating loss is 50%, most of which can be regarded as being deeply "****", and it must be unwise to redeem it. And as long as you hold it with your heart and don't buy it, you may still have the opportunity to turn over.

secondly, 50% of the ****, which also means that the ** has fallen to the "bottom" at a certain level. At this time, the probability of further decline is very small in time and space, and it can be taken in the form of doubling ** and reducing the average price of the position. Generally, it follows the change of the industry index or follows the change of ****.

For example, the CSI 300 Index Value**, the CSI 500 Index Value**, the CSI Pharmaceutical Environmental Sanitation Index Value**, etc. In that case, there is no need to liquidate the ** of this virtual Kai type, and hold it again. As both industry indices **.

It is still a large, medium and small cap index**, and most of the long-term holdings will be **.

Especially if you have lost more than half of it, the chance of rebounding in this case is still very high. The investment is not the same as the loss in the stop loss, and the ups and downs will not be as big as the loss, so there is still a chance to escape. The floating loss in the accounts only needs to be sold as long as the macro imitation is not sold, it is just a data, and the strategy of implementing the regular investment strategy to share the risk at this stage is also completely feasible, and the focus is to grasp the opportunity.

There are always some ** in the market, not only in the same type of bottom, but also far below the index value, taking many years of fixed deposits.

can't win, this kind of ** is useless no matter how long it is held.