2009 New Medical Reform Program Full text of 2009 New Medical Reform Program ?

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1. The new medical insurance policy will be updated in 2023

First of all, the first change is that it will change the criteria for health insurance rebates. China has gradually improved the medical insurance system for employees and formulated new medical insurance rebate standards, and Hebei, Henan and other places have implemented this new system. The new standard requires that the amount of rebates for in-service employees is uniformly classified according to 2% of the amount of contributions, and the amount of rebates for retired employees is calculated according to 2% of the pension of the previous year.

Compared to the previous provisions, the amount of rebates for active and retired employees will be reduced. It is expected that from 2023, the new standard will be implemented nationwide.

The second change is to improve the level of treatment of employee outpatient services, and the reimbursement ratio of employee outpatient services has been increased in some areas, with the minimum reimbursement rate as high as 50%. The money in the personal medical insurance account of the working employee can also be shared with the family, and the family can use the money in the account to pay the new medical insurance fee.

The third sign of change is to increase the medical insurance payment standard for residents in some areas, and the range of medical insurance costs varies in different regions. The amount of medical insurance payment is 350 yuan to 600 yuan, and the amount of medical insurance payment in Changzhou, Jiangsu Province is 930 yuan.

The fourth change is to expand the scope of non-local medical insurance services from 2023, simplify the procedures for non-local medical insurance, and provide more convenience for residents. Medical insurance users who have lived in other places for a long time do not need to return to the place of application regularly to pay for the medical insurance account, and can continue to use the original account to participate in the insurance after completing the filing procedures with the relevant departments.

The fifth change is to increase the payment base of employee medical insurance, and the amount of employee medical insurance payment is linked to the salary of employees. The wages of employees** and the amount of contributions to employees' medical insurance will also increase. Taking Fujian as an example, compared with 2021, the amount of employee medical insurance contributions in 2022** is 316 yuan.

Previously, some residents did not have a high level of awareness of medical insurance, and did not pay medical insurance fees regularly and participated in medical insurance.

2. New provisions on the national policy of medical insurance in 2023

Now, with the improvement of material life and living standards, more people have begun to pay attention to health issues, and people have paid more attention to medical insurance. Everyone can get sick and need to go to the hospital to see a doctor and spend money.

Many people lament that treatment is too expensive, and if they have a serious illness, they have the opportunity to be treated, but they have to give up because they have no money to treat the disease.

Pro, 2023 Medical Reform New Policy Rules (1) Improve the overall treatment of outpatient clinics. In 2022, the reimbursement of general outpatient medical expenses in township health centers and community service centers will be 25 yuan per person per year for the first tier and 45 yuan per person per year for the second tier within one year. In 2023, it will be adjusted to "the general outpatient medical expenses of insured residents in designated medical institutions at the second level and below, the reimbursement ceiling line within one year is 150 yuan per person, and the reimbursement ratio is 60%, and Zheng Tong implements online direct settlement."

That is to say, urban and rural residents can directly reimburse the outpatient expenses of designated medical institutions in the county by swiping the card. For example, if urban and rural residents receive outpatient treatment for general diseases (except for patients with special diseases) in designated hospitals, the outpatient expenses can be reimbursed according to 60%, and the reimbursement ceiling is 150 yuan per person per year within one year.

b) Payment Limits. In 2022, the annual maximum payment limit of the residents' medical insurance co-ordination ** will be 200,000 yuan for the first tranche and 250,000 yuan for the second tranche, and it will be adjusted to "the annual payment limit for the resident medical insurance co-ordination ** will be 250,000 yuan in 2023". Hope mine can help you <>

The details of the new policy of the 2023 medical reform are as follows: 1. Adjustment of the population covered by individual medical insurance (1) The coverage of the medical insurance system for urban and rural residents includes the existing medical insurance for urban residents and the new rural cooperative medical insurance, that is, covering all other urban and rural residents except for the basic medical insurance for employees. (2) Migrant workers and flexibly employed persons participate in the basic medical insurance for employees in accordance with the law, and if they have difficulties, they can participate in the medical insurance for urban and rural residents in accordance with local regulations.

2. Financing personal medical insurance (1) Adhere to multi-channel financing, continue to implement the financing method of combining individual payment and subsidy, and encourage collectives, units or other social and economic organizations to give support or subsidies. (2) While raising the subsidy standard, the financing responsibilities of individuals should be reasonably divided, and the proportion of individual contributions should be appropriately increased. 3. Determine the financing standards for individual medical insurance (1) All localities should consider the protection needs of urban and rural residents' medical insurance and serious illness insurance, and reasonably determine the unified financing standards for urban and rural areas in accordance with the principle of balance between revenue and expenditure.

2) In areas where there is a large gap between the existing urban residents' medical insurance and the new rural cooperative medical insurance, the differential payment method can be adopted, and the transition will be gradual in 2-3 years. (3) After the integration, the actual per capita financing and individual contributions shall not be lower than the current level. 4. Individual medical insurance protection treatment (1) Follow the principle of appropriate protection and balance between income and expenditure, balance urban and rural security treatment, and gradually unify the scope of protection and basic payment standards.

2) Medical insurance for urban and rural residents** is mainly used to pay for inpatient and outpatient medical expenses incurred by the insured. (3) Stabilize the level of hospitalization protection, and maintain the proportion of hospitalization expenses paid within the policy at about 75%. (4) Further improve the overall planning of outpatient services and gradually improve the level of outpatient protection.

5) Gradually narrow the gap between the proportion of payment within the scope of the policy and the proportion of actual payment.