What is the difference between online banking and e banking? What do they do

Online banking is a kind of e-banking, which includes: online banking, mobile banking, ** banking, SMS banking, ** payment and other channels. It is through this channel to realize the functions of account inquiry, exchange, payment, settlement and so on.

What is the difference between e-banking and online banking.

First, the nature is different.

E-banking refers to off-the-counter financial services provided to customers.

Internet banking is a virtual counter set up by banks on the Internet.

Second, the business is different.

E-banking mainly includes online banking, ** banking, mobile banking, self-service banking and other off-the-counter services.

Online banking provides services such as account opening, account cancellation, inquiry, reconciliation, and intra-bank transfer.

3. The start time is different.

The start date of e-banking is March 1, 2006.

Internet banking started on October 18, 1995.

1. E-banking is a kind of financial service provided by banks, which can be carried out through the network or self-occupied machines, including online banking, ** banking, mobile banking, self-service equipment, etc.

2. According to the interpretation of the national "Measures for the Administration of Electronic Banking Business", it is an electronic network for commercial banks and other banking financial institutions to provide their own business to the public, and it will generally be realized by using tools such as communication channels or open networks.

1. Internet banking, also known as Internet banking, ** bank or electronic banking, it is a virtual counter set up by banks in the Internet, banks use network technology to provide customers with account opening, account cancellation, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online **, investment and financial management and other traditional services, so that customers can safely and conveniently manage current and fixed deposits, checks, credit cards and personal investments without leaving home.

2. The feature of online banking is that as long as customers have a password, they can enter the online banking to process transactions through the Internet all over the world, compared with traditional banking business.

3. The advantages of online banking are reflected in the following points:

1) Greatly reduce the operating costs of the bank and effectively improve the profitability of the bank. The establishment of network i two banking business, mainly using public network resources does not need to set up physical branches or business outlets, reduces the use of personnel, and improves the efficiency of the bank's back-office system.

2) There is no time and space limitation, which is conducive to expanding the customer base. Online banking breaks the geographical and time restrictions of traditional banking business, and has the characteristics of 3A, that is, it can provide customers with financial services at any time (anytime), anywhere (anywhere), and in any way (anyhow), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profits**.

3) It is conducive to service innovation and provides customers with a variety of personalized services. The sale of financial products such as insurance, ** and ** through bank outlets is often greatly restricted, mainly due to the difficulty of general business outlets to provide customers with detailed and low-cost information consulting services. Using the Internet and bank payment system, it is easy to meet the needs of customers to consult, purchase and trade a variety of financial products, in addition to handling banking business, customers can also easily buy and sell online**, bonds, etc., online banking can provide customers with more suitable personalized financial services.

E-banking refers to the off-counter financial services provided by the Bank to customers through communication channels or open public networks open to the public, as well as private networks established for specific self-service facilities or customers.

It mainly includes online banking, ** banking, mobile banking, self-service banking and other off-the-counter services.

E-banking business mainly includes online banking business carried out by using computers and the Internet, mobile banking business carried out by using mobile** and wireless networks, and other network service methods that use electronic service equipment and networks to complete financial transactions by customers through self-service.

E-banking, also known as online banking, is a bank account that can be used online in a bank. Online banking can be used to shop in any **, and can also be used to transfer money online, recharge phone bills, recharge Alipay, recharge Tenpay, recharge QQ, in short, you can use money anywhere you want to use online.

As the name suggests, e-banking is the use of electronic means to handle banking business, eliminating the waiting time for business at the counter. Including**Banking, Mobile Banking, Internet Banking, etc. In addition to cash business, the current e-banking business covers almost all the business of the bank, but some functions have certain restrictions.

K treasure is a U disk, used to store the certificate file of online banking, and the certificate is unique, there is only one certificate file under an ID card of the same bank, as long as there is this certificate file, you can use online banking. It is mainly used for: online payment, shopping, transfer and other transactions, similar to the counter.

It's all on your own with a few clicks.

It is to handle all the business that customers can handle at the bank counter (except cash and bank-specific business) through the Internet. Online banking shield = K treasure, is an online banking payment password tool.

E-banking and online banking are not the same, and online banking belongs to e-banking. Internet banking, also known as online banking, is to handle banking business through the Internet, including personal online banking and corporate online banking, which is a part of electronic banking. E-banking includes a wider range of content, including ATMs, self-service terminals, ** banking, mobile banking, etc.

According to the relevant definition in the Measures for the Administration of Electronic Banking Business implemented by the China Banking Regulatory Commission on March 1, 2006, electronic banking business refers to the banking services provided to customers by commercial banks and other banking financial institutions through communication channels or open public networks open to the public, as well as private networks established by banks for specific self-service facilities or customers. The use of voice equipment and telecommunications networks to carry out the first banking business, electronic banking business mainly includes the use of computers and the Internet to carry out the online banking business, the use of mobile and wireless networks to carry out the mobile banking business, and other use of electronic service equipment and network, by the customer through self-service to complete financial transactions of the network service mode.

E-banking includes online banking, mobile banking, and ** banking. Online banking is opened on the computer, and mobile banking is used on the mobile phone. If you opened it directly online, it can only be used for querying, not for online shopping.