Analyze what is the difference between e banking and online banking

First, the nature is different.

E-banking refers to off-the-counter financial services provided to customers.

Internet banking is a virtual counter set up by banks on the Internet.

Second, the business is different.

E-banking mainly includes online banking, ** banking, mobile banking, self-service banking and other off-the-counter services.

Online banking provides services such as account opening, account cancellation, inquiry, reconciliation, and intra-bank transfer.

3. The start time is different.

The start date of e-banking is March 1, 2006.

Internet banking started on October 18, 1995.

1. E-banking is a kind of financial service provided by banks, which can be carried out through the network or self-occupied machines, including online banking, ** banking, mobile banking, self-service equipment, etc.

2. According to the interpretation of the national "Measures for the Administration of Electronic Banking Business", it is an electronic network for commercial banks and other banking financial institutions to provide their own business to the public, and it will generally be realized by using tools such as communication channels or open networks.

E-banking and online banking are not the same, and online banking belongs to e-banking. Internet banking, also known as online banking, is to handle banking business through the Internet, including personal online banking and corporate online banking, which is a part of electronic banking. E-banking includes a wider range of content, including ATMs, self-service terminals, ** banking, mobile banking, etc.

According to the relevant definition in the Measures for the Administration of Electronic Banking Business implemented by the China Banking Regulatory Commission on March 1, 2006, electronic banking business refers to the banking services provided to customers by commercial banks and other banking financial institutions through communication channels or open public networks open to the public, as well as private networks established by banks for specific self-service facilities or customers. The use of voice equipment and telecommunications networks to carry out the first banking business, electronic banking business mainly includes the use of computers and the Internet to carry out the online banking business, the use of mobile and wireless networks to carry out the mobile banking business, and other use of electronic service equipment and network, by the customer through self-service to complete financial transactions of the network service mode.

refers to 1

Online Banking. 2.Mobile Banking.

3.**Bank.

As long as it does not involve cash deposits and withdrawals, you can operate through electronic banking, such as checking balances, transfers, paying utility bills, and purchasing**.

If the bank counter business can be handled, e-banking can be handled.

E-banking includes online banking, mobile banking, and ** banking. Online banking is opened on the computer, and mobile banking is used on the mobile phone. If you opened it directly online, it can only be used for querying, not for online shopping.

The difference between e-banking and online banking is that the scope is different. E-banking includes some off-the-counter services such as online banking, mobile banking, and self-service banking, and e-banking includes online banking. E-banking refers to the provision of off-counter financial services to customers by banks through communication channels open to the general public, open public networks, and the construction of private networks for specific self-service facilities and with users.

1. Reward the bank's operating costs and improve the bank's operating capacity: the online banking business can make full use of public network resources, no longer need to set up physical branches or business outlets, reduce personnel consumption, and improve the operation efficiency of the system;

2. There is no space limitation, which is conducive to increasing the user group: the online banking business breaks through the low time and space limitations of traditional banks in handling various businesses, and users no longer need to wait until a specific time to go to the bank to handle business, and only need to handle various financial services at home;

3. Service innovation, providing a variety of personalized services: using a unique network and payment system, it is easier to meet the needs of customers and provide customers with more suitable personalized financial services.