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ICBC's online banking currently does not charge an annual fee for individuals (for corporate accounts), the cost of online banking use, if it is a remote or inter-bank transfer, there is a handling fee, there are no other fees, the landlord said that the deduction is not the annual fee of the bank card (10 yuan per year) or the small account management fee (3 yuan per quarter) and the like. If you are not sure about the details of the deduction, you can go to the bank counter for consultation and inquiry.
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If you don't need money, just take your ID card to the bank to sign a contract, and you can realize the online payment function after signing the contract, but the bank card is to charge an annual fee, and it seems that you have to buy something like a dynamic password card when you sign a contract, and that thing costs money.
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There should be no charge for opening online banking, and you may need a password card or shield card or something, which will be charged, for the security of your bank card.
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There is no charge to open online banking, and you need to provide the original and a copy of your ID card.
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Go to the bank for consultation, and to open an electronic payment card, you should buy a dynamic secret treasure card, two yuan. If you want to transfer money or something, you have to buy a U shield or something.
As for the annual fee, it can be waived as long as you use online banking a certain number of times.
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To charge an annual fee, each bank charges a different amount, about 10 yuan a year.
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Yes, every bank is different.
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After applying for a bank card, if you want to know the account information at any time and handle various businesses independently, you can open online banking. However, there are many ways to open online banking, and different opening methods determine what kind of functions you can use for online banking. Is there a charge?
Let's find out.
How to open online banking with a bank card?
There are two ways to open online banking: self-service opening on the official website and opening at the counter, but the online banking functions opened by different methods are different, as follows:
1. Self-service opening of the official website: After applying for a bank card, you can open the bank's official website to open online banking, which generally requires an ID card number, bank card, set a login password, etc., the method is very simple, you just need to handle it according to the prompts. However, most banks can only check account balances and transaction records when they open online banking by themselves, and cannot handle transfers and remittances, of course, there are some exceptions.
2. Counter opening of outlets: You can check online banking on the application form and provide ID card at the same time as applying for a bank card, and the staff will help you open it when you apply for a card; You can also bring your bank card and ID card to the bank branch to open it after applying for a card. Generally, when opening online banking in outlets, you will be asked to buy security equipment such as U shield or password card, and the security factor is relatively high.
Is there a handling fee for opening online banking with a bank card?
The bank card is generally free to open online banking, but to open online banking to buy a U shield and password card is to charge, the U shield fee is less than 50 yuan, the password card is generally free, but the security factor is not as high as the U shield, here it is recommended to buy a password card.
If you are lucky, you can send a U shield for free if you encounter a bank in an activity, there seem to be some additional conditions and the like, such as asking you to complete an online payment through online banking after opening online banking, etc., depending on how the banks stipulate.
The above is "How to open online banking with a bank card?" Is there a charge? If you want to open online banking at one time and once and for all, it is recommended that you go directly to the counter of the branch to handle it, and it should be noted that you also need to log in to the bank's official website to activate it after applying for online banking.
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