The problem of buying a house is eager to be analyzed! Thank you very much

2 suites are not allowed to use the provident fund loan, but you can withdraw the provident fund money, you can withdraw it at the provident fund management office, and bring your ID card, provident fund card or something, it's very simple... The down payment for 2 homes must be 50%, and you can only take out a business loan now, but the interest rate on a 2 home loan is very high, which is not suitable. You have paid 30% now, and it is too late to regret it, so you can only endure it.

Now there are many cities, loans to buy a house, when the loan is not paid off, do not give you the real estate certificate, I know Dalian, Shenyang these big cities can, small cities can't, this is divided into cities, you can ask what is the policy of your city. Now, even if you pay a down payment and sign a contract, you may not be able to get the title deed.

In your current situation, you can only withdraw the CPF money, and then take out a business loan and repay it every month. Whether the real estate certificate can be in your hands depends on your city.

As for the developer's documents, it should be almost the same, because now the whole country is the developer after buying the land, it begins to sell, at this time the documents are definitely not complete, and when the house is almost built, the pre-sale license can be done, and the contract can be signed at this time, and then the loan can be taken. Buying a house is a vulnerable group, there is no way, and when the documents are completed, it has risen a lot, and there is no good house.

The use is residential, and it must be counted as 2 suites, which is no way, and the national policy requires it. You can only endure it. It's too small, and you'll have to buy a new house to live in. Alas!

Answer correct: 2 housing provident fund loan is the first set of loans that have been paid off, and after paying off for one year or more, you can also take out a loan. The above is that you can't take out a loan if you don't pay it off.

Yes, but you have to make sure that the developer's housing certificate is okay, and some developers sell the house without all 5 certificates, resulting in many owners not being able to get the real estate certificate.

I also bought a house in Shenzhen.

First of all, let's start with the house we want to buy, the price of buying houses in each place in Shenzhen is different, and the house I saw in the peninsula city-state of Shekou cost 375w (2 bedrooms and one living room, 120 square meters), do you think it is expensive? In Nanshan Dingtai Fenghua Phase 7** at 210w (2 bedrooms and one living room, 80 square meters), I didn't think about it in Luohu, it was far away, Bao'an (also very far, it was outside the gate, but **cheap) did not buy. Therefore, if you want to buy a house there, first of all, your economy determines your position to buy a house, so you still say that you want to buy it in**, so it is better to answer.

Secondly, I bought in Dingtai Fenghua, at that time I needed to subscribe (my understanding is to pay money to get the opportunity to buy a house), and then fortunately with me, I began to go through a series of procedures and mortgages, social security (1-12 months list), ID card, household registration book, income Unmarried certificate, no real estate certificate (mainly used to see how many times you bought a house), well, you can apply for a mortgage next, the specific operation I handed over to a real estate agent to do, the process is not clear (you can also find someone to help you do it), Go to the bank, answer some questions, then give a debit or credit card, OK, start the next step.

The last thing is to hand over the documents you have to the sales lady, go to the finance of the sales office to swipe the card, ok, you have swiped the money, there is a receipt, okay, you have successfully bought the house.

Incidental: In my opinion, a good house is an environment with many trees and water (high oxygen content, good for the human body), followed by sitting orientation (doing bei facing south), and the convenience of surrounding life, which is my requirement for a good house environment.

In a house I bought at that time, I did run to death, but in today's advanced technology, you can go through the ** to find it, or ask for an intermediary**, you can ask, or go to the intermediary to see, I was through these methods to choose the house (I also want to be easier, but there is no way).

Finally**,I don't.,I believe it's not a problem for you.,Just google,baidu,Isn't it OK at once?

Finally, I want to say that I am also a foreign hukou, ok, if you are satisfied, you will get extra points.

I'm also in Shenzhen. It doesn't matter if it's not a deep household. The important thing is whether you want to buy inside or outside the customs, if you are inside the customs, it will be 200-4 million, and you can get it by about 100w if it is cheaper outside the customs.

Don't look for an agent, my experience is that it's better to run around on your own than to earn money from an agent. What you need to do is to check where you have enough money to buy, and then search the Internet for each building. See for yourself, don't leave this matter to the agent for a while, and regret it in the future.

Now the hard work is in exchange for a lifetime of comfort, buddy.

It seems that you are still a novice and really don't know anything, but don't worry, it is recommended that you go to the nearby real estate network agency to see, learn more about it, you don't need to pay, you can ask all your questions, and there are a few more intermediaries, because some are not very formal.

It's better to rent, the cost is much lower, think about how to develop the habit of buying a house, right? Change your consumption habits, use the money you buy a house to spend and enjoy, don't be a house slave!

Far from the city, the high floors are cheap.

All you need to do is find your payment unit to solve it.