How long does it take for a bank refund to make a mistake in the online banking transfer to the corp

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Refunds will be issued within 7 days if the bank transfers are incorrect. The transfer will not be successful if the information is incorrect, and the bank will return the money within 7 days.

1. Conditions for successful inter-bank transfer in online banking: The username must be the same, and the name of the other party's bank must be correct, otherwise the remittance will fail.

2. If the remittance fails, there may be a situation: the bank will do the return processing, it will take a week before and after the time, the handling fee will not be refunded, if the refund is not returned, you can contact the bank customer service.

Extended Materials. 1. Transfer method.

There are many ways to transfer and settle, which can be mainly divided into two categories: intra-city settlement and non-local settlement. Intra-city settlement includes cheque settlement, payment power of attorney settlement, intra-city collection and acceptance settlement, collection non-commitment settlement and limit check settlement, etc.; Non-local settlement includes non-local collection and acceptance settlement, non-local entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

2. The transfer is free of charge.

Intra-bank transfers are free of charge.

In order to effectively curb the behavior of buying and selling accounts and fake account opening, and comprehensively promote the management of the real-name system of accounts, the "Notice on Strengthening the Management of Payment and Settlement and Preventing New Illegal Crimes in Telecommunication Networks" clearly stipulates that from December 1, 2016, if a banking financial institution opens a bank settlement account for an individual, the same person can only open one account in the same bank. This is done to protect the funds.

At the same time, in order to reduce the cost of residents' transfers, the Notice on Matters Concerning Strengthening the Management of Payment and Settlement and Preventing New Illegal Crimes in Telecommunication Networks clearly states that if a bank charges a non-local handling fee for the bank's non-local deposit, withdrawal, transfer, and other businesses, it shall be free of charge within three months from the date of issuance of this notice.

3. Handling principles.

Units that handle transfer settlement by bank and transfer settlement at the bank shall follow the principle of settling money and goods, safeguarding the legitimate rights and interests of both parties receiving and paying, and not making advances by banks. In addition, the transfer settlement should also comply with the relevant national regulations.

Corporate account. It generally takes three to five working days for a wrong refund, and the non-working day digital model is postponed to a working day.

Bank transfer remittance, the main basis is that only the bank is the only basis for determining an account, and the name can be completed if the name is matched.

Online Banking. Conditions for successful inter-bank transfer: The username and the other party's bank must be the same.

The name must be correct, otherwise the transfer will fail. If the remittance fails, the bank will process the return, and it will take a week before and after the time, and the fee will not be refunded. If the refund is not returned, then you can contact the bank's customer service.

Be sure to check the name of the account for the corporate account, check it a few times, don't make a mistake, when transferring, choose real-time transfer, and confirm it with the other party after success. The details of the individual transfer company need to be written clearly, and must not be written at will, because if there is a need for change or financing development in the later stage, these funds are not clear and need to pay high stamp duty and corporate income tax.

Target. Corporate accounts, i.e., corporate bank settlement accounts, are corporate legal persons, non-corporate legal persons, and individual industrial and commercial households.

The account for settlement business can effectively ensure the safety of funds.

Corporate accounts are divided into basic accounts.

General, Temporary, and Special Accounts.

A basic account can only be opened by one company. Others, such as general accounts, can be opened by a company according to business needs, and there is no limit to the number of accounts.

The account management regulations of the People's Bank of China stipulate that an enterprise can only open a basic account, but can open multiple general accounts, if you want to open another account that can withdraw money, and the funds have a certain special use, then you can apply for a special account in the bank can also withdraw money.

Basic deposit account.

It is a bank settlement account that the depositor needs to open for daily transfer settlement and cash receipt and payment. An enterprise or institution can only open a basic deposit account in one bank. Cash withdrawals such as salaries and bonuses can only be made through the basic account.

The money can be returned within 2-3 working days if the business-to-business transfer is wrong, and pay attention to the changes in the bank account balance. The business-to-business transfer is transferred in different ways, and the solutions are also different, as follows:

1. The account is inconsistent with the business transfer. Now, if the account name is not the same, the transfer will not be successful. But the company name is wrong, correct.

You can send a copy of the amendment to the bank to correct the company name. The money remitted is not in the company's account and is not returned, but is temporarily held by the bank. It's best to deal with it as soon as possible, though.

After a long time, the bank will automatically refund the money.

2. Public-to-business accounts.

In the form of a wire transfer, transfer to the wrong company or to another company. You can collect relevant evidence, negotiate with the other company, and transfer it back, but if the transfer is by wire transfer, there will be a handling fee, and the money must be paid by your own company. If it is in the same city, you can go to the other company's company and open a transfer check.

Yes, there is no fee for direct deposit to the bank. If the negotiation fails, a lawsuit will be filed with the court.

Extended information: A business-to-business transfer, also known as a business-to-business transfer, is a company-to-company transfer, or a unit-to-unit transfer. Public-to-business transfer of accounts is an inevitable form of economic development. There are four ways to transfer funds from business to business:

1. The most common and least recommended is the positive cash payment. Because cash payments will involve some tax issues, the tax office will often review them, which is very detrimental to the company.

2. The simplest and widest way is to transfer money online. You can fill in the content according to the information provided by the company to be paid. Then check the required options, and the authorization is approved.

3. Go to your company's bank to fill in the remittance form, and stamp it with the special financial seal and the legal person seal.

to make business-to-business transfers. Moreover, the two seals stamped must be consistent with the seal left by the bank.

4. In addition to the transfer of funds, there are also telegraphic transfers in different places, transfer checks in the same city, bank or commercial acceptance bills, which are also common transfer methods.

1.If the name of the transfer account is wrong, it will generally take two or three working days to return.

2.The business-to-business transfer is wrong, and it can be returned in about two to three working days. However, the bank arrival time may be slightly different, if there is a delay, you can call the bank's customer service**.

Or contact a bank branch for more information. At the same time, you can also check whether there is any change in the balance regularly to prevent mistakes and cheats on the account change information.

3.If you write the wrong account number or name at the bank counter, if you are transferring money at the same bank, then if you write and the username does not match, the money will not be transferred. If you are transferring money across the bank, if you use the cash counter to operate, then after 3-7 days, the money will be returned, you just take the receipt of the remittance at that time to the bank for processing, remember to bring your ID card.

ID card signed by you when sending the money). If you deduct money from your account, it will be credited to your account automatically after 3-7 days.

Extended Materials. What is a corporate account?

1.Corporate accounts are also commonly referred to as non-personal bank accounts, which are provided by the administration for industry and commerce.

The account with the approved company or enterprise name as the name of the bank account can generally also be used to pay wages to the unit, special management of funds for specific purposes, daily transfer and settlement, cash receipt and payment, and other businesses. Under normal circumstances, corporate accounts can be divided into the following four categories: basic accounts.

General, temporary, and special accounts.

2.The corporate account is also known as a non-personal bank account, that is, the settlement account of the corporate bank, which means that the bank is an enterprise or institution.

Bank accounts opened by government agencies, organizations, non-governmental organizations, self-employed households, and other units. If it is a bank account opened by a company, then its account opening name is the name of the company or enterprise approved by the administrative department for industry and commerce.

3.In addition, in the corporate account, only the basic account can withdraw cash, and other accounts can only transfer money, remittance and other operations, and according to the relevant regulations, an enterprise can only open a basic deposit account.

However, you will be able to open more than one general deposit account.

In addition, enterprises are not allowed to lease or lend bank settlement accounts, and cannot use bank settlement accounts to seek benefits, so they must use bank settlement accounts in strict accordance with relevant regulations.