Which P2P financial management is better, and which P2P financial management is the safest

1. There are thousands of P2P platforms, and it is impossible to understand them one by one. As a result, portals become the premier channel for learning about P2P platforms. You can take a look at the regular P2P platform rankings published by the portal**, and you can also query some of the platforms you have learned about in the investment process in the archives of the portal** to see if there are relevant information for the record.

If the P2P platform is not able to file on these institutions, it means that it does not meet the entry threshold of these institutions, and it is recommended not to touch it.

2. After understanding the basic information of the P2P platform, you need to go to its official website for inspection. In addition to looking at the ** record, official website layout, user experience, etc., for experienced investors, you can go one step further and see what time the latest articles published on the official website of the platform are through 360 and other search methods, if the articles displayed on the platform's announcement page are several months ago, or the layout design and content do not match at all, then this P2P platform is more likely to be an "empty shell".

3. When inspecting the official website, it is also necessary to analyze the dynamic operation data of the platform in detail. For investors who have a certain knowledge of P2P reserves, they can compare the data published on the official website with the data of some portals** to see if there are major discrepancies; Compare the turnover and the balance to be received to see if there is any fraud; Analyze the platform's annual or quarterly report to see how much the performance has increased.

4. Check the registration information of P2P enterprises, in addition to the place of registration, shareholder composition, registered and paid-in capital, whether the platform executives have illegal records or bad information, the time of establishment, etc., but also check the frequency of changes in the person, and check the cooperative companies advertised on the official website of the P2P platform, such as guarantee companies, cooperative insurance companies, fund custodians, etc.

Fifth, look at the business model of the P2P platform. Understand its business location, and its main products are housing loans, car loans, chain finance or credit loans; Whether the platform provides the guarantee itself or has a cooperative guarantee agency; the existence of a custodian of funds; Whether there is an offline wealth management end, and if so, what is the proportion? See whether the interest rate of the borrowing target is too high and whether the information published is transparent.

Through the above steps, I believe that investors can choose a good P2P platform, and finally CIIC Rubik's Cube would like to remind investors that they must maintain a rational investment mentality in the investment process, and do not ignore the assessment of the P2P platform because of the greed for high returns, only in this way can the risk of stepping on thunder be avoided to the greatest extent.

Financial management is not very reliable! ~

P2P financial management is through Internet financial management, that is, person-to-person, also known as peer-to-peer online lending, which refers to the company as an intermediary to connect the borrower and the borrower to achieve their respective lending needs. The borrower can be an unsecured loan or a secured loan, and the intermediary generally charges a handling fee from both parties or one party for the purpose of profit or earns a certain interest rate difference for the purpose of profit.

Ping An Bank has launched a variety of wealth management products to meet the needs of investors, and the expected returns, investment directions, and risks of different wealth management products are different.

As the Red Sea industry in the past two years, P2P can be said to be the most concerned area, data shows that there are currently more than 200 domestic P2P platforms, so which P2P financial management is the safest? Lufax, which is backed by Ping An Group, and Gome Chinese Finance, which is a subsidiary of Gome Financial, are very good, so let's take a brief look at them. How about Ping An Insurance, I just sorted out the relevant content, I hope it will be helpful to you:

How about Ping An Insurance? Top 10 Ping An Insurance Product Ranking List!

Lufax's international professional team: Lufax's team members are composed of professionals from global professional financial institutions, legal industry, economic research and e-commerce to ensure international professional standards.

Entrust a third-party institution to manage the funds of the user's account; Funds can only be transferred out to verified and bound bank accounts, and users can query the details of the fund account in real time; **24-hour monitoring using international leading system encryption and protection technology; Strict internal fund management process and perfect security system.

Gome Chinese Finance.

In terms of security, Gome Chinese Finance, as an important layout of Gome Finance's P2P financial management, can be said to have a very high safety factor. At present, Gome Group, Gome Chinese Finance and Gome** have achieved joint login, which means that when Gome** registered users enter Gome Chinese Finance, they only need to enter Gome**'s password to log in, which is also Gome Group's endorsement of Gome Chinese Finance's credit strength.

In September this year, the "Xinmei Installment" was officially launched, realizing the most automatic intelligent ultra-high-speed approval mode, users only need to spend five minutes to register and fill in the relevant information, and they can obtain the credit results within three minutes, which can be described as convenient and fast.

Brother Bao's tip: Which P2P financial management is the safest? Lufax entrusts a third-party institution to manage the funds of the user's account and monitor the account 24 hours a day. Gome Chinese Finance can directly use Gome's ** and password, which means that Gome Group fully supports Gome Chinese Finance.