I want to lend money to my relatives, and I want other relatives to know, is it necessary 10

We all know that the current era is an era of rapid development, but also an era of rampant materialism, everyone is facing huge economic pressure, if their relatives often ask us to borrow money, we should look at the situation, because we all know that there is an old saying calledSaving the emergency is not helping the poor。If the relative's family is currently in debt, lending him money is a very headache, it is very likely to hurt him, and even harm ourselves, if the relative's family is in a hurry to get married and buy a house, you can lend him money, but it also depends on the situation, I hope everyone can know this.

At the same time, we need to pay attention to the fact that if you meet this kind of relative, it is best not to lend them a cent, and never lose your wallet because of a little old love, and at the same time, we need to pay attention to the fact that if you have to lend money to others in life, you must also make a good IOU, only in this way can we be more at ease when we ask for accounts in the future.

Because we all know that a lot of relatives are using this relationship to take advantage, in fact, we all know that the current era is a very weak era, many people will not borrow money from their relatives for the sake of face, we should know that as long as there is no problem with credit now, then borrowing money is very simple, you can also recommend your relatives to the bank for a loan, this is the most appropriate solution, but also need to pay attention to ways and means, I hope everyone can know this.

We should also know that it is not easy for everyone to make money, and we should also learn to protect our money bags, only in this way can we not lose in our later lives, and I hope everyone can know this. There are two sides to everything, if your relatives have good character, then you can also choose to lend him money, but you must make an IOU.

Now that they have entered the commodity society, they can listen to the sentence that they borrow money, and they have already given them face, and as for the specific borrowing of money, they must go through the necessary procedures.

1. There must be a pledge, without collateral or guarantee, there is no guarantee of repayment, and it is not easy for anyone to make money! If you don't ask for repayment, then give it away, and since you want to borrow it, you have to pay it back.

2. To negotiate interest, if there is interest in the bank, if there is no interest loss, who is it? So the interest rate has to be higher.

3. You can't make notes, you must have witnesses, and you must sign a loan agreement.

They should not borrow it, even if they are their own relatives, but their own brothers should also settle the accounts, and it is very likely that it will be difficult to get it back after lending to them.

It should be lent to the other party. After all, it is our own relatives, so we should lend this money to each other if we can afford it.

No, because it's easy to borrow money now, it's hard to get it back.

In life, many relatives will have the idea of borrowing money when they see that the life of young friends is more prosperous. At this time, everyone will be more entangled, if you don't borrow, you are afraid of being said badly, but if you borrow, you are afraid that the other party will not pay it back. Think that if you are very wealthy and have spare money, then you can borrow.

However, when borrowing, you must sign the corresponding agreement and find the corresponding notary, so as to legally protect your rights and interests. <>

In fact, borrowing money is a very common thing in life, but whether you borrow it or not, you will make yourself not a person inside and out. And there is such a saying in life that "it is the uncle who borrows money", which is really the case. The reason why many people agree to lend money to others is because they attach great importance to affection and cherish the relationship between two people, but as time goes by, the other party does not take the initiative to repay the money, and even asks for money by themselves, and faces the impatience of the other party, so it will lead to many people being unwilling to borrow money.

But after all, they are relatives and have a corresponding relationship with themselves, so they must consider their own financial situation. <>

If you really don't have money, tell the other party about your situation, and if you have money, then you can borrow it. But borrowing money is not without any requirements, don't give the money directly to others, this practice is very wrong, and it will also lead to your own follow-up to not get the money back. Therefore, we must prepare the corresponding agreement and say the ugly words in front, which is not to tear the skin, nor to care about the relationship with the other party, but to ensure that our money can be recovered.

If the other party does not repay the money, or is unwilling to repay the money, he can take the corresponding evidence or signed agreement to the court to appeal, so as to help him get the money back. Finally, I would like to say that although it is very common to borrow money, everyone should also consider the difficulties of others, after all, money is not blown by the wind, but earned by others. Even if the other party does not take the initiative to repay the money, you must understand it in your heart, so when you have money, you must return it to others immediately.

Personally, I think that if you have more funds, he is indeed very anxious and should choose to lend to him; First of all, you should consider yourself, if you have more funds yourself, even if lending it has no impact on your life, then you can borrow, and secondly, you should also consider his ability to repay the money.

I don't think you should borrow it, because if the other party doesn't pay you back in time, you are embarrassed to ask him for money, and then when you ask for money, others don't have money to pay back, and you will be unhappy.

Do not borrow. Everyone is a relative and each understands their own situation, and it is easy for relatives to borrow money, but it is difficult to collect money.

Relatives ask for things from themselves, which is a more delicate relationship. Refusing can hurt the other person, but giving can also cause unnecessary stress on yourself. Therefore, the choice of how to deal with this situation needs to be considered.

First of all, you need to consider your personal financial situation and what the person you are asking for. If these things don't cause financial problems, and the relative is a very close family member who often helps you and you are willing to help them, then you can consider giving them to them. However, if you don't have enough money or this relative has been asking you for something unnecessary, you don't have to worry too much and can refuse their request in a tactful way.

Secondly, if you don't want to give it to this friend or relative, you can politely refuse and tell the Thaksin that you don't have these things for the time being or that the hungry believer has already given them to others. At the same time, you can explain to them why you can't give, such as if you're having financial difficulties or if it's precious and you don't want to lose it.

In conclusion, the most important thing is to maintain a friendly and respectful attitude. If you refuse in a friendly and tactful way, this handling may be understood by your relatives and may even help build a better relationship.

In our daily life, we often encounter some relatives, friends or colleagues who borrow money from you, when they borrow money from you, they will always worry about what to do if the money is lent out or not, the family itself is not rich, but if you do not borrow, you are afraid of hurting the feelings between relatives and friends or colleagues, and it is very entangled.

Today's article will help you analyze whether your money should be lent out, so that you will no longer be entangled in borrowing or borrowing after reading it.

Regarding whether to borrow or not, we only need to judge from three aspects, namely the purpose, the relationship with you, and the ability to repay.

1. Purpose? First of all, you must distinguish the purpose of the other party to borrow money from you, as the saying goes, borrowing is not borrowing poor.

What is urgent, that is, there is an emergency and you need to use money urgently, such as sudden illness, paying hospitalization fees, or urgent matters such as the need to repay the mortgage and credit card in time.

What is poor, simply put, is no money, and not doing a proper job, lazy to do, using money to consume in advance or for non-serious purposes, such as borrowing money to buy a car, borrowing money to buy a high-end mobile phone, borrowing money to gamble, etc.

Second, how is the relationship with you?

If we have a very good relationship with you and meet the conditions for urgent money, then we can help and borrow if we can.

But there are two premises, one is not to affect your own normal life, don't affect the family because of borrowing money, after all, you are not living on your own now, you still have a wife, children, parents, they are the first.

Second, if it is a large amount of money, it must be an IOU. Don't be embarrassed to let the other party make an IOU, as the saying goes, brothers settle accounts, let's first villain and then gentleman, it is better than first gentleman and then villain (how many people are empty of money because they don't pay IOUs, and in the end the money is gone, and the friendship between friends is broken).

If the other party is really a good friend of yours, he will naturally consider the problem from your point of view, understand you, and will definitely cooperate with you to make an IOU.

If an IOU can affect your relationship, what kind of friends are you? This is not a friend at all, let alone lend him money.

Third, the other party's ability to repay. The ability to repay is also an important criterion, after all, even if the relationship is good, if you don't get the money back from the loan, it will be in vain, or that sentence, you are not living alone now, you still have a wife, children, parents, you have the responsibility and obligation to make their lives better. Remember, take care of yourself when you have the ability and help others when you have the resources.

If the above three points are not satisfied, then you can directly refuse, teach you a set of rejection formulas, so that you can refuse without hurting feelings, without offending people, and can get the other party's gratitude.