How to insure migrant workers What information is needed?

1. How to apply for social insurance for newly insured enterprises?

The person in charge of the insured unit receives and fills in the "Social Insurance Registration Form" in duplicate, stamps with the official seal of the unit, enters it after being audited by our department, and takes back a copy of the registration form and returns it to the insured unit. New enrollment is required:

1.The original or a copy of the Business License of the Enterprise Legal Person, or the approval of the establishment and other valid certificates;

2.Unified code certificate and copy of the organization representative;

3.A copy and photocopy of the Local Taxation Registration Certificate;

4.A copy of the ID card of the legal representative or person in charge;

5.Prove the financial statements (balance sheet, profit and loss statement) and employee salary statements of the company's operating conditions;

6.The latest consolidated tax return of local taxation;

7.Carry an electronic offer software USB flash drive for copying social insurance public services.

Reminder: According to the policy, newly insured units must participate in five types of insurance, except for unemployed units (temporary employees). The unincorporated unit shall provide the certificate and copy of the legal entity and organization to which it belongs, and the power of attorney issued by the unincorporated unit; Private non-enterprise enterprises also need to provide the "Private Non-enterprise Unit Registration Certificate" or "Private School License" and other documents approved by the competent authorities.

2. What is the contribution ratio of each type of insurance?

endowment insurance 28% (of which 8% is borne by individuals); Medical insurance 11% + 2 yuan (including 2% + 2 yuan for personal burden); Unemployment insurance units bear 2%, urban hukou individuals bear 1%, and rural hukou individuals do not pay; Work-related injury insurance is determined by industry and is not borne by individuals); Maternity insurance is not borne by the individual). (From December 08 to November 09, the enterprise deferred the payment of 5% for the urban pension of the unit, and the medical exemption was 2%).

15% of the pension insurance for migrant workers (of which 5% is borne by individuals); Medical insurance for migrant workers (the basic amount borne by the unit is large, and the individual bears 5 yuan per month).

Note: The medical insurance base for migrant workers is the social evaluation salary of the previous year rather than their own salary.

Migrant workers have separate pension insurance and medical insurance policies, and other types of insurance are consistent with urban insurance policies.

Migrant workers can choose both urban and rural insurance to participate in pension and medical insurance, but in the template for increasing personnel, they cannot report both urban and rural pension and medical insurance.

According to national regulations, the Social Security Bureau will require you to apply for all types of insurance. In fact, social security is mainly pension and medical insurance, and the amount of payment for several other types of insurance is not large, so it is recommended to handle them all!

As for the housing provident fund, it depends on whether the situation is handled, and if you want to handle it, it is the same as social security, you must first open an account.

You should go to the Labor Bureau for arbitration to ask.

Your dad should buy a life insurance, as well as accident insurance or serious illness insurance.

Personally, if you suggest it, you are going to buy your father a migrant worker's accident insurance is not expensive, a few hundred yuan. In addition, if there is still extra money, it is spending a few hundred dollars more to buy a million taels of insurance, such a big problem is solved, and a small accident is also solved. If you have a good budget, buy it.

Accidents on the construction site occur from time to time, and the protection of accident insurance is very necessary for migrant workers. When choosing accident insurance, it's a good idea to include both accidental death, dismemberment and accidental medical coverage. Accident insurance has low premiums and high protection, which is very suitable for migrant workers to insure.

If you don't know how to choose, you can go to the insurance city to find someone to recommend the right one.

If migrant workers want to buy insurance, they should still buy some insurance that suits them, because migrant workers basically work outdoors, so they should buy a work-related injury insurance or accident insurance for themselves, so that they can be reimbursed when any accident occurs outdoors, so that they also have a guarantee, and this kind of accident insurance costs less money every year, and they can also get a lot of reimbursement.

Therefore, it is still very necessary to buy this kind of insurance. Migrant workers still earn a lot now, but the construction site is very hard and very dangerous. There are a lot of people who fall off the scaffolding.

At this time, if there is no work-related injury insurance or accident insurance to reimburse, his family may be dragged down. Therefore, it is still very necessary to buy an accident insurance, and you should also choose some large companies, such as Chinese Property Insurance. This kind of company will not be a little tired when making a claim, and they will settle the claim normally.

In addition to this insurance, ordinary domestic medical insurance must also be purchased, and the insurance purchased by farmers should be the New Rural Cooperative Medical System. NCMS will reimburse more than ordinary domestic medical insurance. Because there will be some preferential policies for farmers.

Therefore, I must be good at taking advantage of these preferential policies, and I have to pay the money every year for NCMS, so that I can be reimbursed when I am hospitalized.

Although migrant workers earn a lot of money, it is relatively difficult for them to get wages, and there are even places where migrant workers are paid. Some people go home for the Chinese New Year and don't have the money to buy tickets. If you encounter such a situation, you should report it to the local labor inspectorate.

In this way, you will be able to get your own salary. You should also buy some insurance, because some construction sites may not buy accident insurance for employees. When the time comes, if the construction site is cheating, you can only bear everything by yourself.

Therefore, it will be more reliable to buy insurance by yourself.

If you are a farmer at home, you will generally purchase basic social agricultural cooperative medical insurance; If you are working outside, you need to buy personal accident insurance, which is to read the terms and conditions, and you can also use accident medical insurance. Now it is quite popular to buy fish for the construction site and buy it for the construction site, and the workers can also buy it themselves, the conditions of this ** are relatively low, and the minimum cost is only one piece of eight, and there will be no economic pressure.

The first thing is to choose a more powerful insurance company, and then according to their own economic income, there is also to choose the right insurance according to their physical condition, sometimes you can buy commercial insurance, and then you can also choose personal insurance or some critical illness, when buying insurance, you also need to prepare personal ID card and household register.

The insurance for migrant workers should be bought in the following way: they should buy basic social agricultural cooperative medical insurance at home; If you work outside, you need to purchase personal accident insurance, which is divided into two types: ordinary accident insurance and special injury insurance. It should be noted that it is necessary to purchase it as early as possible, and to read the terms clearly, it can also be combined with accident medical insurance.

If you want to buy insurance, you must go to a regular insurance company to buy it, and it is very convenient to operate, you only need to bring your ID card, so don't worry about this problem.

If the migrant workers' insurance is at home, they can purchase basic social agricultural cooperative medical insurance; If you are working outside, you need to buy personal accident insurance, or you can buy some fish bubble work insurance, which can be bought on a daily basis, with a minimum premium, and there will be no psychological pressure.

Legal analysis: The work-related injury insurance of migrant workers shall be paid by the employer on time after the contract is signed, and the individual employee shall not pay the work-related injury insurance premium.

Legal basis: Article 10 of the Regulations on Work-related Injury Insurance shall pay work-related injury insurance premiums on time. Employees are not required to pay work-related injury insurance premiums.

The amount of work-related injury insurance premiums paid by an employer is the product of the total wages of its employees multiplied by the employer's contribution rate.

For industries that are difficult to pay work-related injury insurance premiums according to the total salary, the specific method of paying work-related injury insurance premiums shall be prescribed by the social insurance administrative department of Qiji State Affairs Jianzai Yan Yuan.

Nowadays, society is getting better and better, and many people born in rural areas have gone out to work in the cities to earn a living. So how should I buy the relevant insurance for them? First of all, we need to buy our own social security, which includes social security, which can reimburse medical expenses when we are sick and hospitalized, so that we can pay less medical expenses.

If you work in a company, such as a factory or a company, the employer will buy a large part for you, and then you will pay for the rest. Among them, how much the company pays for you is according to the requirements of various places. If you are handling it yourself, you have to go to the place where your household registration is located.

If you handle it in the city, you are a rural hukou, then you can't use this part of the money when you return to the countryside, because the two cannot transfer money to each other. Secondly, you can also buy endowment insurance to leave some ** for yourself in the future. If you are a farmer and do not have a formal job, it is recommended that you buy a new type of rural cooperative medical insurance, which will be more beneficial to you.

If you have a city hukou, but the place where you work is not the place written on the hukou, and the mobile job is not fixed, then you can go back to the place where the hukou is located to buy endowment insurance, if you work in the unit, then the company will help you buy it. Finally, there is a kind of insurance is commercial insurance, if you are in business, then you can buy one, but this has a premise to consider whether you have bought social security, and then comprehensively arrange how you buy it, so as to prevent you from buying repeatedly. Generally, you buy accident insurance and accident medical insurance to avoid any accidents in the future, and then you can get compensation.

In fact, there are many insurance options available, but it is also necessary to double-check whether it is a regular insurance company to avoid being scammed.

Legal analysis: 1. If you have a rural household registration and there is no formal work unit in the city where you work, it is recommended to participate in the new rural cooperative medical insurance;

2. If it is a city hukou, but the place of work is not unified with the place of household registration, and there is no formal work unit in the city where you work, it is recommended to participate in social security in the place of household registration;

3. If you have a household registration in the city and do not have a formal work unit, you can pay social security by yourself.

Legal basis: Article 23 of the Insurance Law of the People's Republic of China.

After receiving the request for compensation or payment of insurance money from the insured or beneficiary, the insurer shall make an assessment in a timely manner; Where the circumstances are complicated, an approval shall be made within 30 days, unless otherwise agreed in the contract.