How about the type of insurance of Sunshine Insurance, has anyone bought it?

Hello, the most important thing to buy insurance is to buy insurance that suits the needs of the insured. You can make a comprehensive analysis according to the actual age, gender, and financial situation of your family according to the actual age of the insured, and only buy the right child's education** is a good product, here is a reference link for you.

Sunshine Insurance is one of the seven major insurance groups in China, one of the top 500 enterprises in China and one of the top 100 enterprises in China's service industry. The total assets of the group reach 100 million yuan, and it has a number of professional subsidiaries such as Sunshine Property Insurance and Sunshine Life Insurance, which shows the strong strength of Sunshine Insurance Company. If you want to know more about Sunshine Insurance, you can check out this article:

What about Sunshine Insurance Company? Is the product worth buying? The most complete evaluation on the whole network!

There are many types of insurance launched by Sunshine Insurance, including critical illness insurance, medical insurance, accident insurance, term life insurance, whole life insurance, participating insurance, universal insurance, etc., and the insurance products are also reported to the China Banking and Insurance Regulatory Commission and can only be sold in the market after being reviewed and approved by the meeting. The insurance contract we signed when we bought insurance from Sunshine Insurance is also legally effective, and it is safe and secure. If you don't know which type of insurance product you should buy, then you might as well take a look at this article, which will teach you how to choose the right type of insurance:

With so many types of insurance, which one should I buy first?

Sunshine Insurance's insurance is suitable for buying, and it is also necessary to make a specific analysis of the product and judge it based on personal circumstances.

For example, if you want to buy critical illness insurance, we must pay attention to the protection responsibility, and a good critical illness insurance will also provide moderate and mild illness protection, which will generally cover 28 types of critical illnesses corresponding to high-incidence moderate and mild diseases; The higher the payout ratio of critical illness insurance, the better, and it is best to choose a product that provides additional compensation for diagnosed diseases within a specified time; If financial conditions allow, it is best to purchase lifelong critical illness insurance, and if financial conditions do not allow, it is best to cover important periods of our lives, such as up to the age of 70.

In short, buying insurance is not a simple matter, there are a lot of things to pay attention to, before applying for insurance, you can also look at the different products of other insurance companies, so that we can choose more products, more opportunities to find more suitable ones. Senior sister will share an insurance strategy with you to help you buy the right insurance: [insurance] which is good, how to buy a cost-effective, and teach you to avoid these pitfalls of insurance.

Now that the development of the insurance industry in China has been getting better and better, in fact, many people are paying more and more attention to insurance. Therefore, many people will choose to buy insurance for themselves or their families, so what about Sunshine Insurance? Is it worth buying?

Sunshine Insurance is one of the seven major insurance groups in China, so many people should have heard the name of this insurance company, this insurance company has very strong funds behind it as support, and it has been developed for decades now, and now Sunshine Insurance also has many professional insurance subsidiaries, so many people trust this insurance company very much.

If many people think that the service of this insurance company is not good, then it is best not to buy it, but I have done some understanding on the Internet, and found that many netizens say that the service of this insurance company is still good, and if you feel that the product of this insurance company is suitable for you, you can also buy it.

Sunshine insurance is still very good, it is also a relatively well-known insurance company, if you need it, it is also worth buying, this insurance is very famous, you can choose to buy.

I have been buying Sunshine car insurance for seven or eight years, and the claims are fast, basically the same as other insurance companies, as for critical illness insurance and pension insurance, I don't know, I haven't bought it.

It's very good, it's worth buying, the claim settlement speed is still relatively fast, and there are many products in it, so you can choose according to the actual situation.

Worth. This is a very good insurance. And this insurance is now bought by many people, which shows that this insurance is really very reliable.

Personally, I think it's certainly worth it, because this insurance company's products not only have a large coverage but also a high coverage amount.

1. How about Sunshine Insurance.

Overall, Sunshine Insurance is still very good. Founded in 2005, the company has a history of more than 10 years, and its strength in China's insurance industry is still relatively strong. One of the top 500 enterprises in China, the comprehensive strength of Sunshine Insurance Company is obvious to all, and its products have also been welcomed by many consumers.

Sunshine Insurance Company has branches in many cities across the country, and it will be more convenient for everyone to handle insurance, and his business scope includes life insurance, pension insurance, medical insurance, health insurance, accident insurance, etc., which can meet the needs of different consumers.

2. Is Sunshine Insurance reliable?

Sunshine Insurance is very reliable.

According to the regulations of the China Banking and Insurance Regulatory Commission, an insurance company's core solvency adequacy ratio and comprehensive solvency adequacy ratio must reach more than 50% and 100% respectively to be qualified.

According to the data released by the China Banking and Insurance Regulatory Commission, the data of Sunshine Insurance in these two aspects have far exceeded the regulations of the China Banking and Insurance Regulatory Commission, so his strength is very reliable, and you don't have to worry about the insurance company having no money to pay after the accident.

3. Whether the service of Sunshine Insurance Company is good.

The service of Sunshine Insurance Company is very good and has been well received by many consumers. According to Sunshine Insurance's claim commitment, as long as the user reports the case through Sunshine Insurance's 24-hour customer service service, the company will immediately arrange for the claims adjuster to contact the user through **, provide professional claim guidance, inform the claim what materials need to be prepared and relevant precautions, and answer the customer's relevant claim questions;

When the user submits the claim application, if the staff finds that the documents and information are incomplete, they will notify the applicant to complete it at one time; For cases where the amount involved is relatively small and the case is relatively simple, they promise to make a claim decision within five working days, and if the situation is more complicated, they will make a claim decision within 30 working days, and pay the compensation to the applicant within the specified time.

About Sunshine Insurance, is it reliable, the content to explain to you here, overall Sunshine Insurance is still very good, if you just need to buy insurance, you can consider it.

1. Product advantages.

1) Comprehensive protection.

Sunshine Life Sunshine Protection Premium Edition is exactly what it says, and the basic protection is not left behind.

Critical illness, moderate illness and mild illness are all available with laughter, and the compensation ratio has reached % respectively, of which moderate and mild illness can also be paid multiple times, and the above is what an excellent critical illness insurance should have.

2) Severe malignant tumor benefit.

In addition, the Severe Malignant Tumor Insurance Benefit is also available in the Sunshine Life Sunshine Protector Premium Edition. If the insured person has a severe malignant tumor before the age of 60 and it is the first time, 50% of the insurance benefit will be paid.

For example, Xiao Li purchased Sunshine Life Sunshine Protector Premium Critical Illness Insurance with an insurance amount of 500,000 yuan, and unfortunately got a severe malignant tumor during the protection period, and Xiao Li can get a total of 750,000 yuan in compensation only by virtue of the severe protection and the heavy trust only malignant tumor protection. Glide ascension.

It is generally more cost-effective to buy accident insurance, critical illness insurance, life insurance, and medical insurance.

1. Accident insurance: low insurance threshold, low premium, and total disability protection for accidental death, suitable for most people to buy;

2. Critical illness insurance: Cover critical illness, diagnose the critical illness agreed in the contract to obtain a claim, strict underwriting, Shanna has high health requirements, suitable for healthy individuals to insure insurance;

3. Life insurance: to protect the death, with the death of the insured as the payment condition, to compensate for the loss of the family, suitable for Bi Weixu's family economic pillar purchase;

4. Medical insurance: As a supplement to social security, it can reimburse medical hand fuel expenses to provide necessary protection for individuals.

Personally, I think that Sunshine Insurance is a motivated and sentimental company among domestic insurance companies. Of course, they have indeed received a lot of complaints about claims, but they are not so nonsensical as asking for three generations.

The average overtime hours of employees in Sunshine's actuarial department should be the longest among domestic insurance companies, and most of the young people in it are very diligent and willing to delve into problems. And several leaders of the department are also the top in the industry in terms of technology. Developed by Jiang Jun, the former head of product innovation of Sunshine, the "Sui eBao" is the first critical illness insurance in China without any channel fees, so this product can be the lowest in China.

Moreover, the company also bravely announced the actuarial report of this product, which is the first step in breaking the information asymmetry in the industry. Sunshine Insurance Group Co., Ltd. is one of the seven major insurance groups in China.

1. China's top 500 enterprises were initiated and established in 2005 by large enterprise groups such as China Petroleum & Chemical Corporation, China Southern Airlines Group Corporation, Aluminum Corporation of China, Sinotrans Changhang Group, and Guangdong Electric Power Development Co., Ltd. At present, it has a number of professional subsidiaries such as Sunshine Property Insurance Co., Ltd. and Sunshine Life Insurance Co., Ltd.

Sunshine adheres to the principle of "centralized control and hierarchical authorization" in the operation and control of its branches, and each branch exercises corresponding functions and powers within the scope of the right to grant shares to Sunshine Insurance Group, and operates in accordance with the standard business management process and system established by the company.

Some people buy insurance and look at major brands; Some people buy insurance and value it for money!

Taking critical illness insurance as an example, small company products tend to have better protection than large companies, **lower!

But will it be difficult for small companies to make insurance claims? What if the company goes bankrupt?

We are a central enterprise, and we live with the country! ”

Our world's top 500 companies are too big to fail! ”

This is a common sales technique of insurance people, in order to show how big and strong the insurance company is.

Although there is nothing wrong with that, we can't just pay lip service, we always have to put facts and data to prove it.

The principle of really choosing an insurance company is nothing more than these few:

1. Scale -- Larger companies at least make people feel more at ease.

2. Claim settlement - fast or not? Is it wide or not loose?

3. Service - will it be exaggerated? Misleading sales?

4. Safety -- Once you buy insurance, it may be a lifetime, and you won't go bankrupt in the future, right?

5. Is the product - good protection? How about the value for money?

1. Insurance companies are really rich, and there are seven insurance companies with premiums exceeding 100 billion!

2. Many people have never heard of "small companies", such as China Merchants Renhe, Zhonghong Life Insurance, Zhongrong Life Insurance, etc., with premiums of more than 10 billion!

It can be seen that the size of the insurance company is only relative, not that you have not heard of it must be a "small company".

When buying insurance, claims settlement is one of the links that everyone is most concerned about.

If the insurance can't be compensated if something happens, then this insurance is waste paper, a waste of money, not to mention, and there is a lack of protection.

Large companies will lose faster and more leniently, and small companies will push back and refuse to pay?

It should be said that insurance claims are becoming easier and faster now, such as Ping An's car insurance payment of 10,000 yuan a day, finding reasons for customers to make claims, and so on. A good claim is a living advertisement for an insurance company. No insurance company will tarnish its reputation in order not to lose you tens of millions of dollars, unless it is a clear breach of the insurance contract.

Therefore, the difficulty of settling claims now only means that some people do not see the deductible agreement of the clause clearly, and seriously violate it, such as fighting, drunk driving, which is obviously a violation of law and discipline. Can insurance cover it? The statement about Sunshine Insurance should be credible, you must know that the accident insurance of 10,000 yuan in 1 year is only a dozen yuan.

Sunshine Insurance takes thousands of yuan from your investment and the income is far greater than your protection. So it's not surprising that you are protected and pay interest at the same time. Hope it helps!

Insurance is not difficult to claim, it is just whether your payout is covered! I wore a bulletproof vest and wanted to protect my head! Do you think it's okay?

What you describe here is the same as many people's, only how much to pay and how long. In addition to these, it seems that there is something covered, how long it is, and how much it is insured. Everyone has insurance for themselves, just in their own pocket or in the insurance company.

If you put it in your own pocket, you can only pay one for one if you encounter a problem, and if you put it in the insurance company, you will pay ten "hundred" for one. Wish: health and peace!