How about Sunshine Insurance, are Sunshine Life and Sunshine Insurance the same?

Sunshine Insurance's subsidiaries include: property insurance, life insurance, credit guarantee insurance, asset management, medical and health care, etc. When we talk about "Sunshine Insurance", we usually refer to Sunshine Life, which is only a part of the whole group.

At present, Sunshine already has the advantages of a big brand:

There are many terminal outlets: Property insurance currently has more than 1,700 outlets across the country, and Sunshine Life also has more than 1,000 service outlets, which is indeed more convenient for users.

Internet Insurance: Sunshine Insurance** is the embodiment of its active deployment of the Internet layout, and has launched a series of related products, especially Sunshine i-Insurance, which is quite attractive among critical illness insurance products in the industry with high cost performance and high solvency.

Good customer service: The whole process of consulting with Sunshine customer service makes people feel professional and serious, which is where some newly established insurance companies really need to learn.

Very good. One is life insurance and the other is property insurance.

Sunshine Insurance is still doing very well in China, and it can even be said to be a large company. Sunshine Life is a subsidiary of Sunshine Insurance.

1. Company background.

Sunshine Insurance was established in July 2005, and in 2010, Sunshine Insurance successfully ranked among China's top 500 enterprises and China's top 100 service enterprises by virtue of its own strength. Here is an evaluation article about Sunshine Insurance, if you want to know more about it, you can take a look: How about Sunshine Insurance Company?

Is the product worth buying? The most complete evaluation on the whole network!

2. Claims data.

According to the data of the 2021 claims report released by Sunshine Life, in 2021, Sunshine Life served a total of 580,000 claims customers, a year-on-year increase of 21%; The cumulative amount of compensation was 100 million yuan, a year-on-year increase of 29%. Among them, the average claim payment period for small claims has been shortened from hours in 2020 to hours, and the customer claims experience has been further upgraded.

However, if you want to make your claim process smoother, you also need to know these tips when making a claim: What are the correct postures for [insurance claims] to be fast and good? If you don't lose, you will be on the plate!

3. Types of insurance on sale.

Sunshine Insurance currently has a lot of insurance on sale, such as critical illness insurance, medical insurance, accident insurance, life insurance, etc., among which critical illness insurance can be said to be a popular type of insurance for Sunshine Insurance.

For example, "Sunshine iBao Whole Life Critical Illness Insurance (Internet Exclusive)" and "Love Full Score Internet Critical Illness Insurance" are both popular products.

If you want to buy Sunshine Insurance products, but don't know how to choose, you can take a look at the analysis and suggestions in this article:

Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance

Sunshine Life Insurance is of course true, because its products can only be issued after being reviewed and filed by the China Banking and Insurance Regulatory Commission.

Moreover, Sunshine Life itself is a regular insurance company, and generally there will be no inability to pay the claim, and even if the insurance company goes bankrupt due to poor management, it will not affect the rights and interests of the policy, as long as it meets the compensation conditions agreed in the terms, it can still be paid as usual.

As for whether this product is worth buying, it mainly depends on the individual, if the selected product is consistent with their actual needs, it is naturally worth buying, if it does not match their actual needs, it is not worth buying.

When we look at insurance companies, what exactly do we look at?

1. Background of the insurance company.

Sunshine Life Insurance was officially approved by the China Insurance Regulatory Commission in July 2007 and initiated by Sunshine Insurance Holding Co., Ltd. on December 17, 2007, with a registered capital of 2.3 billion yuan.

Sunshine Life is a national insurance company mainly engaged in all life insurance businesses such as life insurance, health insurance and accident insurance.

The establishment of Sunshine Life Insurance Group marks the completion of the establishment of two national insurance companies, Sunshine Property Insurance and Sunshine Life, and the completion of the comprehensive operation platform of property and life insurance, and the formation of a two-wing pattern of Sunshine Insurance in the business field.

What about Sunshine Insurance Company? Is the product worth buying? The most complete evaluation on the whole network!

2. Solvency.

Solvency is actually one of the important factors that determine whether the insurance company has sufficient funds to make a claim.

In fact, the China Banking and Insurance Regulatory Commission (CBIRC) has set a series of standards for the solvency of insurance companies, which need to meet the following criteria at the same time to qualify:

The core solvency adequacy ratio shall not be less than 50%;

The comprehensive solvency adequacy ratio shall not be less than 100%;

The risk rating must not be lower than Class B.

It can be seen from the solvency information disclosure data of Sunshine Life in the first quarter of 2022 that:

Sunshine Life's core solvency adequacy ratio and comprehensive solvency adequacy ratio are and respectively; Its last two overall risk ratings were B.

It can be seen that the solvency of Sunshine Life has reached the standard stipulated by the China Banking and Insurance Regulatory Commission, and there is generally no situation where it cannot be claimed.

How to settle a claim after a claim has occurred.

It's true, Sunshine Life Insurance is a relatively large company, and this company has a lot of insurance that is very good and worth buying.

It's true, it's especially worth buying Sunshine Life's insurance, which also has a lot of scope, including car insurance and personal accident insurance, so you can choose according to the actual situation.

Sunshine Life's insurance is certainly real, and it is very reliable, it is a national insurance, and it is certainly worth buying.

Reliable, the company's solvency is sufficient, and it meets regulatory requirements. The most important thing to buy insurance is to focus on the protection of the product itself, and buying insurance is to buy protection.

By the end of 2020, Sunshine Insurance Group's operating income reached RMB110 billion, of which life insurance premium income increased by 15% year-on-year, and the growth rate of premium income, new single-term payment premium, and new business value all exceeded the market significantly. Property and casualty non-auto premium income increased by 23% year-on-year, which was also better than the industry.

By the end of 2020, Sunshine Insurance had covered a total of 1,267 trillion yuan of insurance risks, paid 193.3 billion yuan in compensation, and paid 51.3 billion yuan in taxes. Provide nearly 400 billion yuan of risk protection for 42 large central enterprises; Provide 49.7 billion yuan of risk protection for 57 projects along the "Belt and Road"; It has provided services to 10,000 small and micro enterprises with a financing amount of nearly 70 billion.

1. After the user reports the case through the 24-hour ** center (95510), the company's claims adjusters will take the initiative to contact the user through **, provide professional claim guidance, inform the claim application precautions and the proof and information required for the claim, and answer relevant claim questions.

2. When the user submits the claim application, if it is found that the proof and information of the claim application are incomplete, we will notify the applicant at one time to supplement or improve.

3. We will make a claim decision within 5 working days for standard claims through personal channels; If the situation is complicated, an approval is to be made within 30 days.

4. The claim settlement decision shall be made within 10 working days (unless otherwise agreed in the contract) for the standard claims of group channels.

Sunshine Insurance's claim service has distinctive features, and users can get intimate follow-up claims service after applying for Sunshine Insurance, which is highly praised, and the insurance company supports intelligent online claim service, which is very convenient.

Sunshine insurance is good. Founded in July 2005, Sunshine Insurance is one of the seven major insurance groups in China, one of China's top 500 enterprises and China's top 100 service enterprises, with a number of professional subsidiaries such as property insurance, life insurance, credit guarantee insurance, and asset management.

On November 8, 2019, the "12th China Insurance Culture and Brand Innovation Forum and the 2nd China Insurance and Health Care Industry Innovation Forum" with the theme of "Ecological Rationality" was held in Guilin, Guangxi, and Sunshine Insurance won the 2019 Service Innovation Award and the 2019 Cultural Innovation Award.

Development History:On May 19, the entrepreneurial team of Sunshine Insurance gathered in Beijing.

On December 24, it was officially approved by the China Insurance Regulatory Commission.

On June 24, the founding meeting and the first general meeting of shareholders of Sunshine Property & Casualty were held.

On July 28, Sunshine Property Insurance Co., Ltd. was formally established.

As of December 31, Sunshine Property Insurance achieved a premium of 100 million yuan for the whole year.

Sunshine insurance is reliable.

Question: Can I surrender the policy after one month?

As one of the top 500 enterprises in China, Sunshine Insurance has strong strength. So how reliable is Sunshine Insurance? Let's take a look at it today.

Introduction to Sunshine Insurance.

Founded in July 2005, Sunshine Insurance has become a cutting-edge force in China's financial industry after more than ten years of development. Within 5 years of its establishment, the company has been among the top 500 enterprises in China and the top 100 enterprises in China's service industry. At present, the group has a number of professional subsidiaries such as property insurance, life insurance, credit guarantee insurance, asset management, medical and health care, etc.

Up to now, Sunshine Insurance has opened 33 second-level institutions and nearly 1,000 third- and fourth-level branches to provide users with personal insurance, pension, medical, health and accident insurance protection with professional services. In addition, insurance companies have established a multi-channel business system to promote the rapid development of insurance products and assessment incentives.

Question: Can I surrender the policy after one month?

Ask a good question, thank you.

Hello, after inquiry, Sunshine Insurance Group Co., Ltd. is one of China's top 500 enterprises and one of the top 100 enterprises in China's service industry, with a registered capital of 100 million yuan, and has a number of professional subsidiaries such as Sunshine Property Insurance Co., Ltd., Sunshine Life Insurance Co., Ltd., and Sunshine Asset Management Co., Ltd. It is a national insurance company mainly engaged in property insurance business and a national professional life insurance company engaged in life insurance, health insurance and accident insurance business. On November 21, 2014, Sunshine Insurance announced the acquisition of the Sheraton Park Hotel in Sydney, Australia for 100 million Australian dollars (RMB 100 million).

On October 26, 2015, Windmill Finance and Sunshine Insurance Group announced a strategic cooperation.

Registered address. 17th Floor, Block A, First World Plaza, No. 7002 Hongli West Road, Futian District, Shenzhen.

The general business projects are: the licensed business projects are: investment in the establishment of insurance enterprises; supervise and manage the various domestic and international businesses of the holding investment enterprises; Investment business permitted by national laws and regulations; Insurance business approved by the China Insurance Regulatory Commission; Other businesses approved by the China Insurance Regulatory Commission.

Can you ask a question?

Question: I want you to help me check, I invested 955 yuan in your company in the morning, well, I am your old customer.

Is your company official?

I don't understand what happened today.

The relationship between Sunshine Life and Sunshine Insurance is actually a father-son relationship, that is to say, Sunshine Life is only a part of the life insurance part of Sunshine Insurance Group, and Sunshine Insurance covers a very wide range of businesses, including not only life insurance, but also property insurance.

1. The history of Sunshine Insurance.

Sunshine Insurance is a domestic insurance company established in July 2005 and is one of the seven major insurance companies in China. Although this company is relative to the Chinese People's Insurance.

It does not have a long history with Ping An Insurance, but after the company was established, it is not bad compared with other companies in terms of service and product quality, so Sunshine Insurance Company has been doing so for years.

The reputation among customers is very good.

2. The specific business scope of Sunshine Insurance.

Many people should know that as an insurance company, if it only operates a single business, it is likely to be eliminated from the market soon. In order not to be eliminated in the development of the market, Sunshine Insurance has established a number of business projects such as life insurance, property insurance, and other asset management and credit guarantee after its establishment. In just over 10 years, Sunshine Insurance has become a household name in the country and has become a good domestic insurance company.

3. Sunshine InsuranceCorporate cultureand values.

Every insurance company has its own corporate culture and the company's values, and Sunshine Insurance's corporate culture comes from its name, that is, it hopes to let people get more sunshine in their lives through insurance as a tool. Its values are customer-oriented, and if there are no customers, there will be no sunshine, and this is also the core value that all Sunshine people are committed to pursuing.

From the above introduction, it can be seen that the reason why Sunshine Insurance can be based on the market is not only because of its core values.

Both are subsidiaries of the Sunshine Group, and both serve the Sunshine Group, so they are subsidiaries.

It is an affiliation, and the two closed companies belong to two different distributions under the same acre of wax, and then the strength is relatively strong, and the time of establishment is relatively small.