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The specific recommendations for insuring your child are as follows:
1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.
2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.
2.Children's insurance, based on the basis of protection, then talk about education funds.
3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.
4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.
5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.
6.Remember the additional exemptions!!
6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.
7.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.
It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way.
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Only after making a plan for the product will you know. Would you like to take a look.
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Summary. It consists of Ping An Fortune Talent, Ping An Supplementary Waiver of Premium Accident Insurance, Ping An Additional Accidental Injury Medical Insurance (A), and Ping An Supplementary Accidental Injury Medical Insurance (B).
Hello, it is a pleasure to serve you, Ping An Hongyun Elite Children's Insurance Participating Type is a children's insurance product produced by Ping An Insurance Company of China.
It is composed of Ping An Fortune Elite Insurance, Ping An Additional Worry-Free Waiver Insurance Accident Injury Insurance, Ping An Additional Accidental Injury Medical Insurance (A), and Ping An Additional Accidental Injury Medical Insurance (B).
You can refer to it.
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Summary. Answer: In response to the question, the amount of Ping An Elite Children's Insurance dividends depends on the premium payment of the policyholder, under normal circumstances, the policyholder can get a certain dividend for every year of premium paid.
Solution and practice steps: 1. First, the policyholder needs to apply for insurance on the official website of Ping An Yingcai Children's Insurance and pay the corresponding premium; 2. Then, the policyholder can check his insurance policy on the official website, as well as the annual dividend; 3. Finally, the policyholder can withdraw dividends on the official website, and after withdrawing dividends, the dividend amount will be directly transferred to the policyholder's bank account. In short, the amount of dividends of Ping An Elite Children's Insurance depends on the premium payment of the policyholder, the policyholder can check his policy through the official website, as well as the annual dividend, and can withdraw the dividend on the official website, after the dividend is withdrawn, the dividend amount will be directly transferred to the policyholder's bank account.
Answer: In response to the question, the amount of dividends of Ping An Elite Children's Insurance depends on the premium payment of the policyholder. Workaround and Procedure Steps:
1. First of all, the policyholder needs to apply for insurance on the official website of Ping An Yingcai Children's Insurance and pay the corresponding premium. 2. Then, the policyholder can check his or her own policy on the official website to dismantle the wax and the annual dividends; 3. Finally, the policyholder can withdraw dividends on the official website, and after withdrawing dividends, the amount of dividends will be directly transferred to the policyholder's bank account. In short, the amount of dividends of Ping An Elite Children's Insurance depends on the premium payment of the policyholder, the policyholder can check his policy through the official website, as well as the annual dividend, and can withdraw the dividend on the official website, after the dividend is withdrawn, the dividend amount will be directly transferred to the policyholder's bank account.
Can you elaborate on that a little bit more?
According to the regulations of Ping An Insurance Company, the policyholder can receive a certain percentage of dividends every year from the third year after the insurance is purchased, and the specific proportion depends on the insured amount and insurance period. For example, if the insured amount is 1,000 yuan and the insurance period is 10 years, then the policyholder can get a 10% dividend every year from the third year after the insurance, that is, a dividend of 100 yuan per year. In addition, Ping An Elite Children's Insurance also provides some other dividend methods, such as the policyholder can get a 20% dividend every year from the fifth year after the insurance is purchased, that is, a dividend of 200 yuan per year.
In short, the dividend ratio of Ping An Elite Children's Insurance can be customized according to the insured amount and insurance period of the policyholder, and the policyholder can choose the most suitable dividend method according to his actual situation. In addition, Ping An Elite Children's Insurance also provides some other protection services, such as illness death benefit, accidental death benefit, accidental injury medical insurance, etc., which can effectively protect the property safety of the policyholder and bring more security to the policyholder.
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You can consult the salesman around you, I learned a very good one, Wisdom Star Children's Omnipotence, you see.
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Now this kind of insurance has no advantage in the market, you can pay attention to the Hongfa of Pacific Insurance every year, and receive 9% of the basic insurance amount every year to life. There is also a 9% annual reserve for children's education until the age of 18. There are also dividends every year.
It's more suitable for you.
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