How much does it cost to renew PICC car insurance?

The cost of car insurance renewal is related to the number of trips and is uncertain. According to the regulations of the China Insurance Regulatory Commission, the ** of compulsory traffic insurance will also be increased with the number of accidents. If there is an insurance in a policy year, in the case of liability and not involved, then no matter how much the previous strong insurance has been discounted, it will be restored to the original value in the next year.

If you accidentally go out of danger twice, the floating rate is 10% in the case of liability and not involved**. If there is a ** accident, it will rise by 30%. On the contrary, if there is no insurance for one year, the ** of compulsory traffic insurance in the next year can be reduced by 10%; If there is no one for two consecutive years, you can reduce the discount by 20%; If it does not have for three consecutive years, it can be reduced by 30%.

In terms of commercial auto insurance, many insurance companies stipulate that the amount of a car premium mainly depends on the size of the rate coefficient of the car insurance, and the amount of the coefficient completely depends on the insurance situation and the amount of compensation in the previous policy year of the car. So, in order to get a better second year deal on business insurance, it is most important to maintain safe driving in the previous policy year.

This question is too general!

The easiest thing is to check your driving book for you as soon as it is issued!

Car insurance varies according to the price of your model, the insurance status of the previous year, the type of insurance you insure, and the amount of coverage!

I did it in the Jinan City Company of the People's Insurance Company, and it was done in a short time. At that time, the customer service also specially sent an air purifier to me, and I felt embarrassed. I really appreciate them for coming over to deliver the policy and gifts.

I heard that PICC is still a state-owned enterprise, so you can find out and make a decision. Private car owners who have car insurance due in December can go to the Jinan PICC business hall located on Heihuquan North Road to receive an air purifier in the car at the Jinan People's Insurance Company with a variety of gifts such as free environmental inspection cards, green plants, and fuel cards.

The second year of compulsory traffic insurance is 855 yuan, excluding vehicle and vessel tax.

The premium is determined by the purchase of the car**.

PICC's car insurance** needs to be determined based on factors such as vehicle value and insurance type.

Generally speaking, most families buy a car at around 100,000 yuan. First of all, they need to purchase the necessary compulsory traffic insurance, which costs 950 yuan; The second is commercial insurance, including basic insurance such as car damage insurance, three liability insurance, deductible insurance, and vehicle theft rescue.

Taking the ** of a family to buy a car at 100,000 yuan as an example, the car insurance premium of PICC is as follows:

1. Car damage insurance premium = basic insurance premium (1,321 yuan) + naked car price (100,000 yuan) Rate (yuan;

2. Three liability insurance premiums = fixed insurance premiums corresponding to the fixed level compensation limit, 200,000 yuan, generally about 1,359 yuan;

3. Vehicle theft rescue premium = actual value of the vehicle (100,000) rate, **925 yuan;

4. Insurance premium excluding deductible = (car damage insurance premium + three liability insurance premium) 20%, about 721 yuan.

Usually, the premium for a private car is around $6,201. If you have insurance, you can save 15% on your premium.

I have been back to this question countless times, and I will answer it again today, different car insurance ** is different, there are many types of insurance for all insurance, you don't need to buy so much, send you a**, these are basically to buy.

Hello, there are as many as 35 kinds of commercial insurance, you can't insure all insurance, and you don't need to protect the insurance! As long as you have the right car insurance according to different needs, you can do it!

Hello, the purchase price of the car determines the premium.

5 blocks 950 yuan, 6-8 seats 1100 yuan second year: 5 blocks 855 yuan, 6-8 blocks 990 yuan third year: 5 blocks 760 yuan, 6-8 blocks 880 yuan fourth year:

5 blocks 665 yuan, 6-8 blocks 770 yuan The fifth year: 5 blocks 665 yuan, 6-8 seats 770 yuan or more premiums, related to insurance, insurance, transfer, any one of them changes, then the premium will also change. 2. Commercial auto insurance:

For new car insurance, if you choose the insurance amount of the three insurance 2 million + car damage insurance 10,000 + the seat insurance of the people on the car 10,000: the third party liability insurance: 2 million the insurance amount, ** is the yuan car damage insurance:

175498.6 yuan sum insured, ** is 23707 yuan on-board personnel liability insurance (driver):

10,000 sum insured, ** is 2127 yuan on-board personnel liability insurance (passengers): 10,000 * 4 insurance amount, ** is 53

99 yuan. Hello, PICC car insurance does not consider the previous year's insurance, the compulsory traffic insurance is 950 yuan, and the authority is about 5000.

5 855 yuan, 6-8 990 yuan, the third year: 5 760 yuan, 6-8 880 yuan, the fourth year: 5 665 yuan, 6-8 old hall 770 yuan, the fifth year:

The premium of 665 yuan for 5 seats and 770 yuan for 6-8 seats is related to insurance, insurance and transfer, and if any one of them changes, the premium will also change. 2. Commercial auto insurance: insurance for new cars, in the case of insurance coverage of 2 million + car damage insurance + 10,000 yuan of seat insurance for people on the car

Third-party liability insurance: 2 million insured, ** is yuan car damage insurance: 175498

6 yuan sum insured, ** is 23707 yuan on-board personnel liability insurance (driver): 10,000 insurance amount, ** is 21

27 yuan on-board personnel liability insurance (passengers): 10,000 * 4 insurance amount, ** is 5399 yuan.

What about the first insurance for a used car?

The compulsory traffic insurance is 950 yuan, and the full insurance is about 5,000 yuan.

Used cars are the same as new cars.

So expensive. Yes, you can consider buying only the three of them, 2500 is about the same.

<> "How much is the car damage insurance of PICC car insurance.

1. How much is the car damage insurance of PICC car insurance.

The formula for calculating car damage insurance is as follows:

Vehicle damage insurance = basic premium + residual value of the vehicle New car purchase price * rate * preferential coefficient.

The calculation method of vehicle loss insurance is not complicated, in which the basic premium and rate are approved by the China Insurance Regulatory Commission, the vehicle purchase ** is determined according to the actual vehicle model, and the preferential coefficient is formulated by each insurance company according to the claim situation of the vehicle in the previous year and the insurance company's car insurance underwriting policy. As long as you understand these key factors, the calculation of vehicle damage insurance is very simple.

According to the statistics of Ping An Auto Insurance, 95% of car owners have purchased car damage insurance for their cars, and some good insurance institutions can also provide free roadside assistance 24 hours a day.

If it is fully insured, then it is calculated based on the purchase price of the new car, and if it is an old car, it is calculated according to the residual value price.

In fact, the maximum compensation amount of car damage insurance is the price of the new car, of course, the amount of compensation will not exceed your vehicle's own **.

And the purchase ** is the sum of the naked car price plus the purchase tax.

Therefore, its car damage insurance premium = basic premium + naked car *** % The basic premium is basically about 270 yuan.

Generally, the lower the age of the vehicle, the lower the base premium, of course, it is also related to the number of seats in the vehicle, the more seats the more the base premium.

However, in general, the amount of insurance will not exceed the value of the vehicle itself.

Second, the concept of car damage insurance.

Car travel insurance refers to a kind of automobile commercial insurance that the insured or its permitted driver compensates for the damage to the insured vehicle caused by an insured accident while driving the insured vehicle.

3. What is the scope of compensation for car damage insurance?

1. The insurer shall be responsible for compensation for the loss of the insured vehicle caused by the following reasons in the process of using the insured vehicle or its permitted drivers:

collision, overturning, falling;

Fire, **, spontaneous combustion;

Falling and collapsing of external objects;

storms, tornadoes;

lightning strikes, hailstorms, torrential rains, floods, tsunamis;

ground subsidence, ice subsidence, cliff avalanche, avalanche, debris flow, landslide;

Natural disasters on ferries carrying insured vehicles (only for those who are cared for by a driver).

2. In the event of an insured accident, the necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured vehicle shall be borne by the insurer, and the maximum amount shall not exceed the amount of the insured amount.

The calculation of the premium of Chinese insurance car insurance is: there is no insurance in the previous year, or only one insurance, the premium can be discounted by 7% on the basis of the standard premium, and the telemarketing can also enjoy about the discount. If there is more than 1 insurance, then the discount after the discount will no longer be enjoyed.

At present, the policy adopted by most insurance companies is to destroy the wisdom, for the claim twice a year, it will not affect the premium of the next year, and you can also enjoy the discount of the insurance company; If the claim is made three times, the premium will not be discounted; For more than three times, the premium will increase by 10% to 20%; If it is more than five times, it is very likely to be "denied insurance", which can be determined by each insurance company according to the customer's situation.

The floating mechanism in terms of car insurance is related to the number of insurance claims of the car owner in the previous year, but the number of claims is not equal to the number of reports. In addition, the number of claims is not related to the amount of claims, if it is within the range of two times, but the amount is more than 1,000 yuan, it will not affect the premium of the next year.

Therefore, if it does not affect the normal driving of the vehicle, it only affects the aesthetics of the vehicle, and it is recommended that you do not have to claim every time, and you can save the place that needs to be claimed together and deal with it, but you cannot repeat the report in the same position.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello, the formula for calculating the premium of Chinese Insurance Car: Take a vehicle with a purchase price of 100,000 yuan and a third-party liability limit of 200,000 yuan, and a family self-use car insured by Chinese Insurance Company as an example to illustrate the insurance premium calculation method. Basic (also known as Primary):

Standard insurance premium for vehicle loss insurance = basic premium (1,321 yuan) Actual new car purchase price (108547 yuan) - starting point of the grade to which the new car purchase and auction price belongs (100,000 yuan) Rate (yuan + yuan = yuan. Note: The purchase price of a new car = purchase fee + vehicle purchase tax + the actual value of new equipment.

Summary. If there is no insurance within one year, the premium for the second year will be discounted by 10%. The premium of compulsory liability insurance is generally related to the number of accidents, which is usually as follows:

1. If there is no insurance within one year, the premium for the second year will be discounted by 10%; 2. If there is no insurance for two consecutive years, the premium for the second year will be discounted by 20%; 3. If there is no insurance for three years or more, the premium for the second year will be discounted by 30%; 4. If you go out of insurance once in a year, the general insurance cost remains unchanged, but you have enjoyed the preferential premium, the premium will be restored to the standard premium after the insurance is out once; 5. If you go out twice in one year, the insurance cost will rise by 20%, the premium for 3 times will increase by 50%, 75% for 4 times, and 100% for 5 times or more; 6. In the event of a road traffic fatality accident in the previous year, the premium will be increased by 30%.

PICC car insurance is 30,000 yuan for the second year.

Dear, hello, if you appear once, the insurance will not **, but there is no discount for buying insurance.

If there is no insurance within one year, the premium for the second year will be discounted by 10%. The premium of compulsory liability insurance is generally related to the number of accidents, usually as follows: 1. If there is no insurance within one year, the premium for the second year will be discounted by 10%; 2. If there is no insurance for two consecutive years, the premium for the second year will be discounted by 20%; 3. If there is no insurance for three years or more, the premium for the second year will be discounted by 30%; 4. If you go out of insurance once in a year, the general insurance cost remains unchanged, but you have enjoyed the preferential premium, the premium will be restored to the standard premium after the insurance is out once; 5. If you go out twice in one year, the insurance cost will rise by 20%, the premium for 3 times will increase by 50%, 75% for 4 times, and 100% for 5 times or more; 6. In the event of a road traffic fatality accident in the previous year, the premium will be increased by 30%.

How much will the premium increase in the second year of car insurance claim of 30,000 yuan?

No**.

The ID number of the insured for PICC online renewal is the ID card number.

1. The trick of PICC car insurance online renewal.

Online renewal is different from the first year of application, and the first year is more preferential due to the scramble of insurance companies to solicit customers. However, the discount when renewing your car depends more on whether your car's claims record is good. Generally speaking, if the car owner has a good record in the previous year's insurance period, he will get a lot of discounts from PICC car insurance when he renews his insurance online.

Therefore, when renewing PICC car insurance online, the clearer the claim record, the more discounts there will be. There are many channels for PICC car insurance renewal, but the advantages of online renewal are more obvious, and the premium of commercial insurance can be saved by 15%, so when renewing PICC car insurance, you can use the channel of PICC online car insurance.

2. What are the advantages of PICC auto insurance online renewal?

According to the person in charge of the official website of PICC Auto Insurance, compared with previous years, this year's car insurance renewal peak came earlier, for this reason, the official website of PICC Property Insurance closed the laughter and filmed the activity of "online car insurance, enjoy gold medal service", 24 hours a day uninterrupted service to meet the envy of the majority of car insurance renewal and new car insurance needs. "Renewal users only need to click 'fast renewal', enter the license plate number and policy (or ID number), the renewal can be completed in a few seconds, and the premium can also be saved by 15%, new car insurance customers only need to click 'now**' to go directly to the vehicle information page.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"