When does Ant Huabei start counting a month s bill?

The 12 sects of Peking Opera Cats are divided into 4 Wenzong and 8 Wuzong, which are called "Eight Directions and Four Guards".

The four Wenzong, that is, the four guards, are divided into four sects: "acceptance", "record", "supervision" and "judgment";

The eight martial sects, that is, the eight directions, are divided into eight sects: "hand", "eye", "body", "step", "singing", "reading", "doing" and "fighting".

The bill date of Ant Huabei is the 1st of each month, and the repayment date is the 9th or 10th of each month. The repayment time is from the 1st to the 9th (or 10th) of the following month after the receipt is confirmed. If the goods are received within this month, the bill will be generated on the 1st of the next month and repaid before the 10th.

For example, if the receipt is confirmed on September 9, the bill for this transaction will be generated on October 1st.

For users who have opened Huabei for more than one year, they can make an appointment to adjust the account release date and the corresponding repayment date, to put it simply, the current Huabei is the 1st account and the 10th repayment. After making an appointment, you can choose to pay out on the 5th and repay on the 15th; Or the account will be issued on the 10th and repaid on the 20th.

It should be noted that the date of issuance and repayment of Huabei can only be changed once a year, and if the date has been changed once, it must be changed again after one year from the date of change.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Huabei bills are calculated from the statement date of the previous month to the end of the day before the statement date of the current month. Therefore, Huabei is a credit payment tool for early consumption, and customers consume this month and repay next month. When the bill is issued, the customer needs to repay the loan on time before the repayment date (inclusive).

As for the specific time of Huabei's bill date and repayment date, usually the bill date is on the 1st of each month, and the repayment date is on the 8th 9th 10th of each month (randomly assigned by the system). In other words, Huabei bills are generally calculated from the 1st of the previous month and continue to be calculated until the day before the 1st of this month, that is, on the last day of the previous month (30th or 31st, and 28th or 29th in February).

And we also need to note that some customers with good credit can adjust the repayment date, postpone it to the 15th or 20th, if the repayment date is delayed, the bill date will be postponed accordingly, the bill date corresponding to the 15th repayment date is the 5th, and the 20th repayment date corresponding to the bill date is the 10th.

If the bill date is the 5th, the Huabei bill is calculated from the 5th of the previous month to the 4th of this month; If the bill date is the 10th, the Huabei bill is calculated from the 10th of the previous month to the 9th of this month. Huabei has been billed means that the total amount of the user's consumption in the current period of using Huabei has been summarized and the bill has been generated, and the user needs to return it on the repayment date of Huabei, when Huabei has just been opened, the bill date is the 1st of each month, and the repayment date is the 9th or 10th of each month (whichever is displayed), the user can apply to change the repayment date to the 15th or 20th after using Huabei for one year, and the bill date becomes the 5th or 10th. The longer the time, the more penalty interest, and the platform will collect after the overdue repayment, it should be noted that Huabei's overdue repayment will be on the credit report, and the credit investigation will adversely affect various loan applications, Huabei can use installment repayment or deferred repayment when it cannot repay on time, and the number of installment periods that can be selected is period, and the installment rates are; Deferred repayment can only be used once, the next repayment date must be returned, deferred repayment will be charged according to the deferred amount, it should be noted that Huabei installment repayment or deferred repayment must be applied for between the bill date and the repayment date, other times can not be applied, and can not be revoked after the application, in fact, Huabei can not repay on time when you can borrow from your friends to repay, so as to avoid the expenditure of various expenses.

Huabei will issue a bill on the 1st of each month, and on the 1st, it will issue all the bills of the previous month's confirmed receipt.

1.The billing date of Huabei refers to the date of Huabei's billing, and there will be a summary of consumption details and consumption details on the 1st of each month.

2.Huabei's repayment date refers to the last repayment time, generally the 9th or 10th of each month, if it exceeds this time, it will generate overdue interest, if the amount is too large, it is too long beyond the repayment date, which may affect the credit of the individual. The repayment date can be modified by yourself or changed to the 20th of each month.

Generally, only customers with good credit can modify the repayment date.

3.Huabei's bill is generally calculated from the bill date of the previous month, and the amount is due when the bill comes out this month, so Huabei is a credit payment method for early consumption, and users generally need to repay the amount consumed this month next month. As long as you repay the loan on time, there will be no impact on yourself and penalty interest.

Extended Materials. Things to pay attention to when using Huabei.

1.Huabei is a consumer credit loan product launched by Ant Micro Loan, a subsidiary of Ant Gold, and users can choose Huabei to pay when making purchases, and the amount of Huabei will be adjusted according to the user's consumption level, which can bring users the experience of spending first and paying later. Although Huabei can help individuals solve temporary economic problems, they must not become dependent on Huabei, they must consume rationally, and determine the consumption level according to their own economic ability.

2.Huabei also has the function of deferring repayment, and to use deferred repayment, you need to operate between the 1st and 9th of each month, that is, from the loan date to the repayment date. It is important to note that deferred payments must be paid in a lump sum within the following month, and the amortization of principal, fees, and interest cannot be deferred.

However, the repayment period of more than one month is not free for individuals, and Alipay will charge a certain handling fee, which is actually interest. Fees range from $2 to $40 depending on the amount repaid.

The main thing is to see what the bill date is, and the bill date of Huabei is mainly the 1st, 5th and 10th, which correspond to the repayment dates of the 8th, 15th, and 20th respectively. If the bill date is the 1st, the consumption between the 1st of this month and the end of the current month will be counted in the next month's bill, and the repayment will be made on the 8th of the next month at the latest. If the bill date is on the 5th, the consumption between the 5th of this month and the 4th of the next month will be counted in the next month's bill, and the repayment will be made on the 15th of the next month at the latest.

Extended Information] Huabei's full name is Ant Huabei, which is a consumer credit product launched by Ant Financial, and after applying for opening, you will get a consumption limit ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange.

Ant Huabei has been officially launched since April 2015, mainly used for shopping on Tmall and **, and has been loved by the majority of consumers, especially post-consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.

Ant Huabei has only been online for half a month, and more than 1.5 million merchants have opened Huabei on Tmall and **. Many merchants who respond faster have begun to modify the description of the baby and directly add the words "support Huabei", in order to attract consumers more accurately. The person in charge of Durex Tmall*** told reporters that for new users of Ant Huabei, a product specially launched sold more than 10,000 copies a day, and the inventory was sold out for a week.

The data shows that after merchants access Ant Huabei installment, the transaction conversion has increased by 40%.

During the 2015 Double 11 period, Ant Huabei gave full play to its product capabilities of worry-free payment, with a total of 60.48 million payments throughout the day, accounting for the overall transactions of Alipay.

On September 22, 2021, some Huabei users said that they had received a prompt of "Huabei Service Upgrade", showing that the user needed to sign the "Personal Credit Inquiry and Submission Authorization Letter" and agreed to authorize the inquiry and submission of relevant information to the Basic Financial Credit Information Database. Huabei said that under the premise of user authorization, Huabei's relevant information will be gradually incorporated into the credit system. Maintain good usage habits and will not affect your credit records.

According to the "Letter of Authorization", on the basis of obtaining the user's authorization, according to the specific credit line ** obtained, the user's credit information will be reported by Chongqing Ant Consumer Finance****, or the bank that provides the credit line, and included in the credit information system. It is confirmed that if the user has any objection to the credit investigation authorization, he can close Huabei and terminate the authorization.