My card can receive money, but I can t transfer money

You can first verify whether the card status is normal, whether the available balance is sufficient, if the above is normal or the transfer is still not possible, you can contact the bank to consult the reason for the inability to transfer.

If the Ping An bank card cannot be credited:

1. Please confirm whether the transfer card number, account name, opening bank and other information are filled in correctly.

2. If the information is correct, please confirm whether the card account status is normal, and whether the card transferred out or transferred in is a type two or three account.

3. If there is no problem, it is recommended to contact Ping An Bank for inquiry.

Reasons for not receiving the transfer: 1. The bank card number or name of the remitter is inconsistent, in which case the transfer will be returned to the remitter; 2. The remitter chooses to arrive within 24 hours, which is not real-time, and will arrive 24 hours after the transfer; 3. The beneficiary's bank card is frozen, or the non-counter business is suspended, in which case the beneficiary will go to the bank to unfreeze or resume the non-counter business.

Extended information: The current state of the bank card industry:

On February 12, the People's Bank of China released the 2014 payment system operation report, showing that by the end of 2014, the country had issued a total of 100 million bank cards, an increase over the end of the previous year. Among them, 100 million debit cards and 100 million credit cards have been issued. According to the data, as of the end of 2014, the average number of bank cards held per capita in the country increased from the end of the previous year.

Among them, the per capita credit card holdings increased from the end of the previous year. The per capita credit card ownership in Beijing and Shanghai is still much higher than the national average, reaching Zhang and Zhang, respectively. According to the report, the scale of credit card credit in China has grown moderately, and the credit utilization rate has continued to rise.

On March 18, the central bank released the overall operation of the payment system in 2018, and as of the end of 2018, the number of bank cards in use in the country was 100 million. Among them, the number of credit cards and credit cards in use is 100 million. Chinese all have bank cards, and on average, each person holds a credit card and a combined loan card.

In addition, the scale of bank card credit increased moderately, and the proportion of total outstanding credit overdue for half a year decreased. As of the end of 2018, the total credit line of bank cards in China was one trillion yuan, and the average credit line of cards was 10,000 yuan. The total amount of credit card overdue for half a year was 100 million yuan, accounting for the balance of credit card receivable, a decrease of one percentage point compared with the end of the previous quarter.

On April 22, China UnionPay released the Report on the Development of China's Bank Card Industry (2019). According to the report, in 2018, UnionPay network transfer transaction value accounted for a further increase in the global bank card clearing market share, and continued to maintain the world's first place. At the same time, the scale of bank card issuance and acceptance has been further expanded, with the global issuance of UnionPay cards exceeding 100 million, and the global acceptance network of UnionPay cards has been extended to 174 countries and regions, covering more than 53.7 million merchants and 2.86 million ATMs.

Sometimes a card transfer is not received, which may be caused by the transfer between different banks. If it is a transfer from one bank to another, it is an inter-bank transfer, which often cannot be received in time.

The receiving bank will return the money. This is also a common case where a bank card transfer is not received. It is an inter-bank transfer, and the transferor needs to fill in the transfer amount and the specific name of the bank and the opening bank to which it is transferred.

If the information is incorrect, and the receiving bank does not accept it, the money will be returned to the forwarding bank.

The transfer to the bank account is abnormal. Some friends have more than one bank card, but they don't use it often, and the bank will freeze the account when the balance in the card is insufficient. Only when the cardholder pays the arrears in full and activates the payment, it can be used normally.

There are many reasons, one may be that the account name and card number entered by the other party are wrong, and they will be returned in the same way, then you will not receive the transfer amount. Second, it may be that the status of your bank card is wrong, it is restricted, and you can't trade, and you need to go to the bank branch to check it. Third, it may be that there is a delay in the transfer, especially if it is inter-bank, then we can only wait.

There are many possibilities that the bank card cannot be received.

The biggest possibility is that the other party did not transfer the money, you can call ** to the bank to ask: has this money arrived?

Hello, is the bank card number wrong if it is a transfer? It's best to check with the bank.

What kind of card is yours? Is it a debit or credit card? Credit cards cannot be overdrawn.

1. The function of the bank card is limited: for example, the bank card is frozen by the bank, the personal assets are seized by the court, and the individual is in an area where the bank card issuer cannot provide services, etc., the bank card cannot be transferred. Not only that, the limited functions of bank cards due to the above three reasons are often not limited to not being able to transfer money, but also a series of basic functions including cash withdrawal, inquiry, and consumption are also very likely to be unavailable.

2. The problem of funds in the bank card: the most common is insufficient balance. If you don't have enough money in your card, you won't be able to make the transfer.

There may also be a situation where the balance is sufficient but the use of the balance is restricted, such as the cardholder submits that a part of the funds has been deposited in a fixed term, and it cannot be spent at will before it expires; or the freezing of funds due to the need to apply for asset proof will result in the money in the bank card being "visible" but not available, so it cannot be transferred.

Further information: Transfer accounts refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the currency receipt and payment.

It has gradually developed along with the development of the banking industry. When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast. In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

On March 28, 2019, the 24-hour post-arrival requirement will be abolished and real-time credit will be implemented.

Transfer Method. There are many ways to transfer and settle, which can be mainly divided into two categories: intra-city settlement and non-local settlement. Intra-city settlement includes cheque settlement, payment power of attorney settlement and dismantling settlement, intra-city collection acceptance settlement, collection non-commitment settlement and limit check settlement, etc.; Non-local settlement includes non-local collection and acceptance settlement, non-local entrusted collection settlement, and exchange settlement.

Letter of credit settlement and limit settlement, etc.

Mobile transfers. Domestic commercial banks have opened their own mobile banking.

Such as China Merchants Bank.

Carry out mobile banking transfer and remittance.

Three years of free activity. Contracted customers of mobile banking can enjoy the preferential treatment of transfer and remittance fees through iPhone version, Android version, HTML web version of mobile banking or iPad banking and which is ready to handle the transfer and remittance business of China Merchants Bank in the same city, China Merchants Bank in different places, in the same city of China Merchants Bank and in different places of the bank.

On February 25, 2016, the five banks of industry, agriculture, China, construction and communications held a conference on "Strengthening Account Management and Promoting Inclusive Finance".

Joint press conference. Handling fee is waived for domestic RMB transfers and remittances handled by customers through mobile banking, and for domestic RMB online banking with customers below 5,000 yuan.

Transfers and remittances are exempt from handling fees to reduce customer expenses.

Summary. Hello dear. There are the following reasons why you can't receive money when you transfer money from your bank card:

1. The status of the bank card is abnormal. If the bank card is in an abnormal state such as loss report, freezing, or card cancellation, you will not be able to receive money normally. 2. The cardholder's identity information is incorrect.

According to the relevant documents of the People's Bank of China, banks will impose transaction restrictions on cardholders with incorrect identity information, resulting in the inability to receive payments normally. 3. The transfer information entered by the transferor is incorrect. You need to enter the bank card number correctly when making a transfer, if the sender enters it incorrectly, the other party will not be able to receive the transfer.

Fourth, due to objective factors caused by the delay of the transfer of the bank system, the actual arrival time is delayed, and the account is not received in accordance with the specified time. If you can't receive the transfer on your bank card and the transferor is sure that you haven't entered the wrong card number, you can go to the relevant bank to ask the specific reason and ask the staff to solve the problem. If the transferor enters the wrong card number, they need to ask the relevant bank for help, and if necessary, they can call the police.

If I make a mistake, can I get my money back?

Hello dear. There are the following reasons why the bank card cannot receive money after transferring: 1. The status of the bank card is abnormal.

If the bank card is in an abnormal state such as loss report, freezing, or card cancellation, you will not be able to receive money normally. 2. The cardholder's identity information is incorrect. According to the relevant documents of the People's Bank of China, banks will impose transaction restrictions on cardholders with incorrect identity information, resulting in the inability to receive payments normally.

3. The transfer information entered by the transferor is incorrect. You need to enter the bank card number correctly when making a transfer, if the sender enters it incorrectly, the other party will not be able to receive the transfer. Fourth, due to the delay in the transfer of the banking system due to the objective factors, the actual arrival time is delayed, and the account is not received in accordance with the specified time.

If you can't receive the transfer money from your bank card, and the transferor is sure that he has not entered the wrong bank and does not count the card number, he can go to the relevant bank to inquire about the specific reason and solve the problem with the help of the staff. If the transferor enters the wrong card number, they need to ask the relevant bank for help, and if necessary, they can call the police.

Hello, dear, if the transferor enters the wrong bank card number, you need to ask the relevant bank for help, if necessary, you can call the police<>