How long does it take for a cardless deposit from Bank of China to arrive

In order to meet the relevant regulatory requirements, cardless and passbook deposits need to add identification related measures, and since the system upgrade on March 8, 2020, the traditional hand-entered card number no-card and no-passbook deposits have been offline. You can make a deposit at an ATM by opening a mobile banking, using a QR code deposit or a card deposit. For more information, please call Bank of China customer service**95566 for inquiries.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Bank of China ATM cardless deposit operation steps:

In order to meet the relevant requirements of Lajin supervision, cardless and passbookless deposits need to add relevant measures for identification, and since the system upgrade of Lunyuanji on March 8, 2020, the traditional hand-entered card number without cardless passbook deposits has been offline. You can do this by opening a Personal Mobile Banking.

Method, through the scan code deposit or card deposit at the ATM equipment to complete the fraud into a deposit. If you need to deposit money into other people's accounts, you can deposit them into your own account first, and then transfer them through personal online banking, personal mobile banking, etc., which is convenient and fast.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

With effect from 29 August 2022, Bank of China will adjust its ATM*** deposit services. After the adjustment, the ATM cardless scan code deposit function will be stoppedYou can still hold a Bank of China bank card to make an ATM deposit, or go to a Bank of China branch to make a deposit.

On August 15, China Construction Bank also issued an announcement on the cessation of ATM*** deposit business。CCB said that since August 19, 2022, the ATM two-dimensional deposit function with cavity code has been closed, and after that, CCB customers can still hold the bank's bank card, choose the cardless and passbook deposit service, or open the "face brushing" service function to handle ATM deposit business.

With mobile banking.

With the popularity of payment, many commercial banks have added the function of scanning code deposits. The reporter visited the bank and learned that in addition to the Bank of China and the China Construction Bank have closed down related services, some banks still retain this function. in a joint-stock bank.

Self-service banking, reporter at ATM.

As you can see, the *** of scanning the code for deposit and withdrawal is located on the main page and is very conspicuous. After the reporter opened the mobile banking and scanned it, his own card and account balance information immediately appeared, and there was a description of the current depositable amount. The reporter put cash bills in the ATM machine and pressed the confirmation button to complete the deposit operation.

In fact, in addition to the function of scanning the code to deposit and withdraw, the ATM also has functions such as face scan withdrawal and mobile PAY withdrawal. A commercial bank account manager said that due to the rapid development of the bank's online business, the frequency of use of the ATM*** deposit function is not high. Moreover, with the introduction of more convenient methods such as "face swiping" deposits and withdrawals, this function is starting to seem a bit "chicken".

Yu Baicheng, president of the Zero Talk Model One Research Institute, also told reporters that the ATM*** deposit function is cardless deposit.

In one way, turning off this function does not mean the cancellation of the card-not-present deposit function, and the bank also retains the methods of "face swiping" and "face withdrawal", which should be a natural result of technology and service upgrades.

I rarely use the QR code deposit and withdrawal function. In the past, I used to bring a bank card with me to deposit and withdraw money, but later with the use of QR code payment, I rarely traveled with a bank card. Once I had to withdraw cash, and I didn't bring a bank card, I experienced withdrawing money by swiping my face at an ATM. "In Wuchang.

Ms. Li, who works for the project, told reporters that the frequency of using ATMs is not high now.

The number of ATMs is also decreasing, the central bank.

According to the previously released data of "Overall Operation of the Payment System in the First Quarter of 2022", as of the end of the first quarter of this year, there were 10,000 ATMs, a decrease of 10,000 from the end of the previous quarter. Yu Baicheng said that it is expected that banks may further reduce the less frequently used functions on ATMs in the future.

There are two scenarios for card-not-present deposits: one is to deposit through an ATM, which arrives in the account after 24 hours. The second is to deposit through the manual counter, if you deposit with your ID card, it will be credited to the account in real time; If it is not deposited on your card, it will be credited to your account within 24 hours.

In order to meet the relevant regulatory requirements, cardless and passbook deposits need to add identification related measures, and traditional hand-entered card number no-card passbook deposits are offline. You can open a mobile banking.

Deposit processing can be completed at ATM facilities by scanning the QR code or depositing with a card.

Further Information] Bank of China was formally established on February 5, 1912. The head office is located at No. 1, Fuxingmennei Street, Beijing, and is a large state-owned bank managed by the first company.

National vice-ministerial-level units. Bank of China is a state-owned financial institution under the leadership of the Communist Party of China. Bank of China is the note-issuing bank in Hong Kong and Macau, and its business scope covers commercial banks and investment banks.

**, insurance, aviation leasing, etc.

Bank of China is the only bank in China that has been in continuous operation for more than 100 years, and it is also the most internationalized and diversified bank in China. Institutions in Chinese mainland and 61 countries and regions, including BOC International, BOC Investment, BOC**, BOC Insurance, BOC Aviation, BOC Consumer Finance, BOC Financial Business, BOC Hong Kong and other holding financial institutions.

In 2017, Bank of China became the only "Double Olympic Bank" in China. In 2019, Bank of China was once again selected as a global systemically important bank, becoming the only financial institution among emerging market economies to be selected for nine consecutive years. In June 2021, The Banker announced the 2021 Top 1000 Global Banks, and Bank of China ranked fourth.

Apply for a debit card.

It's relatively simple, you just need to bring your own valid documents (ID card.

or household registration book), to the opening bank.

Fill out the application form and the card will be issued to the applicant at that time. There is no age limit for debit card application, and minors can also apply for it.

When a customer under the age of 16 applies for a debit card, his/her guardian must go to the counter of the bank branch with the account book (or provide relevant proof if it is not on the same account book), and the person to be processed can not be present.

Minors who have reached the age of 16 but have not yet reached the age of 18 may present a work certificate if they have already joined the workforce.

If you do not participate in the work, you still need the assistance of your guardian to handle it, and the person being processed can not be present.

Applicants aged 18 or above can apply for a debit card directly at the counter of a bank branch or a self-service card kiosk with their ID card. According to national regulations, debit cards issued as minors do not have online banking.

cannot be bound to mobile payment software.