Can a family of four get a discount for high end medical insurance?

Updated on society 2024-04-07
41 answers
  1. Anonymous users2024-02-07

    What do you think about and what do you mean by discount? High-end medical care itself belongs to group medical care, and it is not possible for individuals. Of course, the product characteristics of each company are also different, and the above is for our company's products.

    I am a life insurance consultant in Beijing, and I welcome your consultation and communication.

  2. Anonymous users2024-02-06

    China Life Insurance quality service is not discounted

  3. Anonymous users2024-02-05

    Hello! Insurance is not discounted! If you look for discounted insurance to buy, then the after-sales service you get is also discounted, and you can handle any claims and the like yourself!

    Would you like to? Buying insurance is buying service! (pre-sale, sale, after-sale), I hope you can understand!

  4. Anonymous users2024-02-04

    Insurance will not be discounted due to the high and low of people, there is no preferential insurance, only high-quality service!

  5. Anonymous users2024-02-03

    Hello, insurance products are not something in the market, even if you buy tens of millions, it is not preferential.

  6. Anonymous users2024-02-02

    Hello! What offer are you referring to? Chinese Life only offers high-quality service offers.

  7. Anonymous users2024-02-01

    Hello, buying insurance is not an individual store, and the salesman is not able to touch cash, buy as much as you want.

  8. Anonymous users2024-01-31

    Hello, insurance is different from other commodities, if you buy more, you will get a discount, that is, no matter how many people buy it, it will not be discounted, even if someone gives you a discount, it is also in the preferential service. I guess you don't want to get high-quality service when you buy a product.

  9. Anonymous users2024-01-30

    Dear Customer: Hello! There is no such thing as a discount for life insurance, no distinction between high and low, and there is no such thing as high-end. Happy work! Reference: Health insurance plans for young families.

  10. Anonymous users2024-01-29

    Age? Budget? If you purchase as a group, you can negotiate with each other. If you are in Beijing, you are welcome to communicate. Upload a blog post with a detailed introduction to high-end medical care. Reference: A must-have for high-end people - Ping An High-end Medical Ping An Global High-end Medical Solution.

  11. Anonymous users2024-01-28

    Hello! In response to your problem, Qingdao Ping An Dakang does the following: no matter how many prices you buy, there is no discount, I hope it will help you, Qingdao Ping An Dakang will serve you. Sincerity wins respect, professionalism wins trust—Ping An Dakang.

  12. Anonymous users2024-01-27

    Hello friends; Welcome to Kwai network consultation, your point of view is not correct, preferential and high-quality service is only a line away, good luck.

  13. Anonymous users2024-01-26

    Hello, the cost is the CIRC unified formulation, is charged according to different ages, not random price, in my company to buy high-end medical insurance, you can enjoy the company's VIP customer treatment, to provide the best service, our service tenet is: "Hezhong insurance claims are not difficult". That's the best deal.

  14. Anonymous users2024-01-25

    Hello, insurance is all about buying a cover. Coverage cannot be discounted.

  15. Anonymous users2024-01-24

    High-end medical care our company has. The basis for purchase is a minimum of 5 people. Discount? Do you want to give your services a discount as well? Do you think you're buying Chinese cabbage? It's about your lifetime of service, or it's not discounted!

  16. Anonymous users2024-01-23

    Hello! Individual life insurance is non-negotiable. The salesman who agrees to negotiate is a private "rebate" behavior. If you can return the "service allowance" that you rely on to survive. Can this salesman continue to survive in the insurance industry?

  17. Anonymous users2024-01-22

    I don't know what you mean by high-end medical insurance. When buying insurance, we need to know what kind of protection we get through insurance, so that we can give professional advice. Thank you for your understanding and understanding!

  18. Anonymous users2024-01-21

    Hello friends, insurance is a service and a kind of financial management. Do you want your own services to be discounted, or do you want to be discounted when you make a claim? The insurance product is calculated by an actuary, and it has also passed the audit of the Insurance Regulatory Commission, so there is no problem.

  19. Anonymous users2024-01-20

    Hello! Insurance protects your money, your protection, your worth, are you willing to discount? There is no good or bad, high-end is not high-end, what suits you is the best! Wishing you happiness!

  20. Anonymous users2024-01-19

    Hello! Dear customers and friends! The insurance is a uniform price across the country, even if more people buy it, it is the same price!

  21. Anonymous users2024-01-18

    Hello, quality products, quality service. Don't be hurt by the offer. Thank you.

  22. Anonymous users2024-01-17

    Hello: Do you think the life expectancy of a person can be discounted? Are you willing to discount your lifespan?

  23. Anonymous users2024-01-16

    Hello! Premium discount protection will also be discounted Insurance is based on the person as the subject of insurance.

  24. Anonymous users2024-01-15

    Hello Insurance is based on a person's age to determine the price, not like we can bargain in the market, thank you.

  25. Anonymous users2024-01-14

    Buying insurance is buying protection, no discounts!

  26. Anonymous users2024-01-13

    Your question is very vague I don't understand what you mean I am the business staff of Ping An Life Beijing Branch of China Welcome your continued consultation and detailed communication.

  27. Anonymous users2024-01-12

    Hello! 1.Ping An high-end medical care is not limited to the restrictions of hospital treatment, free choice of hospitals, and reimbursement of self-financed drugs, and Ping An high-end medical care is not limited to the characteristics of medical services, and Ping An high-end medical care no longer distinguishes between social security and non-social security catalogs, and Ping An high-end medical treatment directly pays

    Direct compensation is different from advance payment (the traditional form of paying for a doctor first and then claiming a claim is called advance payment), and it is one of the main symbols of high-end medical and health insurance. 2.If you buy it for a family of four, it depends on whether the local company has a discount** event.

  28. Anonymous users2024-01-11

    Hello! High-end medical insurance, generally full of 5 people, within the continent, there is a global scope, enjoy medical treatment, inpatient and outpatient reimbursement... The specific cost needs to be based on age, gender, and coverage of insurance, generally for people with specific hospital habits or VIP medical insurance, and it is generally recommended that the annual income is more than 100,000 yuan.

    In general, it is recommended to do home medical insurance.

  29. Anonymous users2024-01-10

    I don't know where you are, Ping An's health insurance company provides high-end medical insurance services, but it is sold in limited cities! Let's take a look for yourself, it's okay, it's not expensive!

    Wishing you and your whole family good health and never need insurance!!

  30. Anonymous users2024-01-09

    Next, Daddy will tell you about its characteristics to deepen your understanding of high-end medical insurance.

    1.Not subject to social security coverage

    High-end medical insurance further relaxes the restrictions on special medical treatment, free choice of hospital and reimbursement of self-financed drugs, so that the insured can be more humane and can obtain more adequate protection.

    In addition, high-end medical insurance is generally not limited to hospitals, allowing consumers to choose private or foreign-funded international hospitals, so as to enjoy the best medical resources.

    2.Medical expenses can be guaranteed or paid

    Generally, medical insurance in the form of reimbursement allows consumers to pay their own medical expenses first, and then use medical bills to reimburse medical expenses.

    Although this method of paying in advance and then reimbursing can reduce the financial burden, it is difficult to solve the urgent need, and it is not very friendly for families who are unable to spend so much money to see a doctor for a while.

    However, high-end medical insurance generally has the function of direct payment of medical expenses, which can avoid the above-mentioned situation of not being able to take out medical expenses for a while and cannot seek medical treatment in time, and the insurance company will directly pay the medical expenses in advance, and the patient's family will no longer need to pay the medical expenses in advance.

    3.Wide coverage

    High-end medical insurance has a wide range of coverage, not only for traditional Chinese medicine, physics and other things that are not covered by general medical insurance, but also for organ transplantation, cancer** and other major diseases can also be reimbursed.

    At the same time, it can also provide high-quality services such as living in high-end wards and being accompanied by special personnel.

    The above is roughly the characteristics of high-end medical insurance, from which it can be seen that the service of high-end medical insurance is indeed very good, the protection is very comprehensive, and it is more suitable for people with better economic conditions and want to get better medical insurance.

    In general, high-end medical insurance can provide consumers with services that ordinary medical insurance cannot provide, and is subject to few restrictions on social insurance, which can bring consumers more comprehensive protection, and is more suitable for insurance.

    However, it should be noted that although high-end medical insurance is very complete and the services provided are of high quality, its premiums are generally not cheap, and consumers with poor economic conditions need to be cautious when insuring insurance.

  31. Anonymous users2024-01-08

    High-end medical insurance is generally not limited to hospitals, so that high-end people can choose their own private and foreign-funded hospitals and even international medical institutions for treatment, for traditional Chinese medicine, physics and other general medical insurance is not covered, high-end medical insurance will also protect, even including the cost of mental illness can also be reimbursed, so that the policyholder can enjoy the best medical services. In addition, if the number of insured people is more than 5, "Yue'an Health" will apply for group discounts for customers free of charge from major international high-end medical insurance companies including AETNA, CIGNA, BUPA, ALLIANZ, etc.

  32. Anonymous users2024-01-07

    Most people have heard of or purchased millions of medical insurance, but not many people know or buy high-end medical care, in fact, insurance companies such as Bupa, Allianz, China Merchants Cigna, Taikang and other insurance companies have high-end medical business. Before diving into high-end medical care, you can briefly understand it:"High-end medical insurance helps you solve the difficulty of seeing a doctor".

    As a kind of commercial medical insurance that breaks through the restrictions of national medical insurance, high-end medical care generally provides high-quality medical security and services for high-income groups such as performing arts stars and elitesWhat are its specific advantages, the following is roughly explained.

    1. The amount of protection is high

    High-end medical care is a consumer-based insurance product that pays a one-year insurance for one year, with annual premiums ranging from thousands to hundreds of thousandsThe sum insured is generally in the millions, and the high ones are in the tens of millions.

    2. The choice of hospital is relatively free

    General medical insurance can reimburse designated hospitals, while high-end medical care can not only choose public, private or foreign-funded hospitalsYou can also choose major foreign hospitals, special hospitals and foreign medical institutions.

    3. Abundant medical services

    The content of high-end medical care includes traditional Chinese medicine and physics** that are not covered by ordinary medical insurance, and can provide high comprehensive medical expenses such as overseas medical treatment, hospitalization, outpatient treatment, organ transplantation, physical examination, etc., as well as personalized medical items such as dental, ophthalmology, and fertility.

    If the insured person is treated at an insurance company's partner hospitalYou can also enjoy the direct billing service, which only needs to be swiped and signed, and the insurance company will settle the bill directly with the hospital.

    4. Break through the limitations of social security reimbursement

    The insured does not need to consider the reimbursement restrictions of social security when seeking medical treatment, and the expenses of imported drugs, imported medical equipment and non-social security listed drugs can also be reimbursed.

    SummaryAlthough better medical care and protection can be enjoyed through high-end medical care, the average person cannot afford the high annual premiums. In fact, the medical security needs of ordinary people can be met by millions of medical insurance of several hundred yuan per yearFreshly baked!

    Comparison Table of Popular Million Medical Insurance in China

  33. Anonymous users2024-01-06

    Sickness insurance, medical insurance, loss of disability income insurance, and nursing care insurance are the four major categories of commercial health insurance, the most common being medical insurance, also known as medical expense insurance. Among them, designed for high-end people, ultra-high insurance amount, breaking through national medical insurance restrictions, direct payment for medical treatment, and covering a wide range of medical expenses insurance is what we commonly call "high-end medical and health insurance". The advantages are:

    1. It is not limited by the scope of social security; 2. Break through the social security restrictions for medical drugs; 3. Medical expenses can be guaranteed or paid; 4. There is no restriction on medical services; 5. No limit to hospitals; Ping An Health Insurance is grateful and gives back to !! The activity time is from November 20th to November 30th

    Ping An e-Life Insurance Plus

    6,000,000 medical coverage.

    Ages 0-60 are eligible.

    As low as Tianyuan.

    1. Event Rewards:

    1) If the same insured user exceeds 400 yuan, he can get the physical examination card service 2) The user (new) can get 100 yuan of phone bill.

  34. Anonymous users2024-01-05

    The purchase of high-end medical insurance can be considered to purchase domestic and foreign, before purchasing should first understand which product is the most suitable, you can consult the relevant insurance consultant for product configuration. There are many ways to purchase, you can buy directly from the relevant insurance company, you can also pay for the purchase on the Internet, or you can buy it through the insurer to some third-party financial institutions (360).

  35. Anonymous users2024-01-04

    Hello! High-end medical insurance, also known as international medical insurance, foreign-related medical insurance or commercial medical insurance, is an insurance that comprehensively solves the medical protection, breaking through the restrictions of basic medical insurance hospitals and drug scope, and can generally be treated in special outpatient clinics and private medical institutions, and the treatment area can be selected globally, and the scope of medication is basically not restricted. One.

  36. Anonymous users2024-01-03

    It's perfect for both! Medical insurance reimburses hospitalization medical expenses, and you need to pay them in advance; Critical illness insurance is paid in advance once diagnosed, and you can see a doctor as you like if you take the money.

  37. Anonymous users2024-01-02

    No, you have to buy two types of insurance.

  38. Anonymous users2024-01-01

    The high-end medical premiums for the elderly are the most expensive, and the high-end medical premiums for children are generally insured with their parents.

  39. Anonymous users2023-12-31

    Yes, premiums are determined according to age and gender.

  40. Anonymous users2023-12-30

    Hello! If necessary, I can give you a design proposal. Thank you.

  41. Anonymous users2023-12-29

    I don't know how far you mean by "enough". If you only refer to the amount of insurance, it is indeed enough to have one, but you should also pay attention to the amount of critical illness insurance, some critical illness insurance is only one or two hundred thousand, and it is still not enough to deal with some special diseases, if you want to protect high, it is recommended to have more than 500,000 yuan. The other is the service problem, which is also the main focus of high-end medical insurance, for example, if you have insurance abroad, these high-end insurance can be taken care of, while critical illness insurance is still only easier to use in China, and it will be very troublesome or even impossible to use abroad.

    Which one to choose depends mainly on your financial strength.

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